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Health In Tech, Inc. (HIT)

NASDAQ / Technology / Software - Application

Share price

0.65 USD Market dataClose of Oct 16, 2026

Market capitalisation

34.9M USD Market dataClose of Oct 16, 2026
Market data
Oct 16, 2026
Filed accounts
FY2025, filed Mar 25, 2026
Ratios computed
Oct 16, 2026
Filed years
3, FY2023 to FY2025
Four kinds of sourceSEC filingCompany statementMarket dataComputedWhat each means
SEC filingFiled with the SEC
Read from a statement the company filed with the SEC, with the form, fiscal year, filing date and accession beside it.
Company statementCompany statement
What the company says about itself in a filing: an 8-K item, the auditor, its own segment names.
Market dataMarket data
Prices, market value and what analysts publish, with the date they are as of.
ComputedComputed by ValueScreener
Worked out by us from the other three, with the inputs and the formula one press away. A score is a research output, not a rating or a recommendation.
Reading

1 of 10

Overview

What the business is, what it costs, and how it reads on four questions.

Market dataSEC filingComputed

Four questions, at a glance

Quality

Return on equity

7.5% Computed

From the FY2025 filing

Read quality

Valuation

Price to earnings

32.59x Computed

FY2025 accounts, priced at the latest close

Read valuation

Cash generation

Free cash flow yield

n/a Computed

FY2025 accounts, priced at the latest close

Why n/a

We do not hold this figure for this company, so there is nothing to show.

Read cash generation

Revenue and net income, by fiscal year

FY2022 Revenue: 5.8M USDFY2022 Net income: 79.7K USDFY2023 Revenue: 19.2M USDFY2023 Net income: 4.0M USDFY2024 Revenue: 19.5M USDFY2024 Net income: 670.5K USDFY2025 Revenue: 33.3M USDFY2025 Net income: 1.3M USD
Revenue Net income4 fiscal years; a year whose statement names no SEC filing is market data, and the table in Filings says which.
Named tests met
1 of 30 Which tests
The business, and the score behind its five axes

The reading, in brief

Is it cheap

Price to earnings is 32.59x at the close of 2026-10-16 on FY2025 figures; the lines are 15.00x (Graham's defensive ceiling) and, by market convention, 10.00x, 25.00x and 40.00x, and this sits between 25.00x and 40.00x.

Today, against the Software - Application industry (100 companies), 32.59x sits at the 59th percentile; the middle half of that group runs from 14.99x to 49.40x.

Is it good

Return on equity was 7.5% in FY2025, in the band labelled "Likely below the cost of equity" (below 8.0%), on lines anchored on Damodaran's cost-of-capital data, suggesting returns on shareholders' money below the usual cost of equity.

Today, against the Software - Application industry (194 companies), 7.5% sits at the 64th percentile; the middle half of that group runs from -41.2% to 13.6%.

Is it safe

Debt to equity was 0.01 in FY2025, in the band labelled "Conservative" (below 0.50), on lines anchored on Graham's defensive-investor criteria, suggesting a balance sheet that relies little on borrowing.

Today, against the Software - Application industry (98 companies), 0.01 sits at the 13th percentile; the middle half of that group runs from 0.03 to 0.99.

Year by year against peers
Whether Health In Tech, Inc.'s return on equity stayed above the median of the Software - Application industry, year by year. (FY2022 to FY2025, 4 fiscal years of Health In Tech, Inc. with a comparable figure)
The direction
Which way Health In Tech, Inc.'s return on equity has moved, and how steadily. (FY2022 to FY2025, 4 filed years of Health In Tech, Inc.)
What could explain it
What in Health In Tech, Inc.'s filed statements could explain the movements. (5 readings drawn from the statement lines Health In Tech, Inc. filed)
What to check next
What to check next on Health In Tech, Inc., and where in its filings. (3 questions for Health In Tech, Inc.)
In one paragraph
One paragraph on Health In Tech, Inc.'s returns, cash, balance sheet and price. (6 of sixteen figures read for Health In Tech, Inc.)

These are HIT’s filed figures. The research desk says what they mean, against peers and its own years, with what to check next.

Research HITPart of Serious. New accounts start with 30 days of Professional, free, no card.

2 of 10

What changed

The newest filing, what it moved, and when the next one is due.

SEC filingCompany statement

The newest accounts on file are the FY2025 annual report: 10-K, filed Mar 25, 2026, accession 0001213900-26-034211.

3 of 10

Quality

The returns the business earns on its capital, and the margins behind them.

SEC filingComputed

Health In Tech, Inc: returns on capital and margins, each with its source
FigureValue, source and document
Return on invested capital, after tax
Why n/a

No operating income line is filed for this year.

n/a ComputedFY2025 10-K, filed Mar 25, 2026, 0001213900-26-034211
Return on equity7.5% ComputedFY2025 10-K, filed Mar 25, 2026, 0001213900-26-034211
Return on capital employed, pre-tax
Why n/a

We do not hold this figure for this company, so there is nothing to show.

n/a ComputedFY2025 10-K, filed Mar 25, 2026, 0001213900-26-034211
Return on assets5.5% ComputedFY2025 10-K, filed Mar 25, 2026, 0001213900-26-034211
Gross margin62.8% ComputedFY2025 10-K, filed Mar 25, 2026, 0001213900-26-034211
Operating margin
Why n/a

No operating income line is filed for this year.

n/a ComputedFY2025 10-K, filed Mar 25, 2026, 0001213900-26-034211
Net margin3.8% ComputedFY2025 10-K, filed Mar 25, 2026, 0001213900-26-034211
HIT 3.8%
IDN 5.6%SOGP 7.1%MNDO 13.4%NXPL -19.3%AWRE -34.0%
-34.0%13.4%
Net margin: HIT against the 5 companies named under Valuation context, each as filed for its own latest year. Placement only: no average is drawn.

4 of 10

Financial strength

What it owes against what it owns, and whether it can meet what falls due.

SEC filingComputedCompany statement

Health In Tech, Inc: leverage, liquidity and distress, each with its source
FigureValue, source and document
Debt to equity0.01 ComputedFY2025 10-K, filed Mar 25, 2026, 0001213900-26-034211
Current ratio3.13 ComputedFY2025 10-K, filed Mar 25, 2026, 0001213900-26-034211
Quick ratio3.13 ComputedFY2025 10-K, filed Mar 25, 2026, 0001213900-26-034211
Interest coverage
Why n/a

No operating income line is filed for this year.

n/a ComputedFY2025 10-K, filed Mar 25, 2026, 0001213900-26-034211
Altman Z-score
Why n/a

We do not hold this figure for this company, so there is nothing to show.

n/a ComputedClose of Oct 16, 2026 · FY2025 10-K, filed Mar 25, 2026, 0001213900-26-034211
Net debt-7.5M ComputedFY2025 10-K, filed Mar 25, 2026, 0001213900-26-034211
Total assets 23.1MTotal liabilities 6.0MShareholders' equity 17.1MOwnsOwes, and equity
Total assets Total liabilities Shareholders’ equity
The balance sheet, line by line

Financial health

What Health In Tech, Inc owned and owed at the end of fiscal 2025, from the balance sheet it filed (10-K, filed Mar 25, 2026, 0001213900-26-034211).

Health In Tech, Inc: balance sheet position
Total assets23.1M FiledFY2025 10-K, filed Mar 25, 2026
Total liabilities6.0M FiledFY2025 10-K, filed Mar 25, 2026
Shareholders' equity17.1M FiledFY2025 10-K, filed Mar 25, 2026
Cash7.7M FiledFY2025 10-K, filed Mar 25, 2026
Total debt139.8K FiledFY2025 10-K, filed Mar 25, 2026
Net debt-7.5M
Current ratio3.13
Debt to equity0.01
  • Interest cover: FY2025: No operating income line is filed for this year.

Read from the filed balance sheet for each year, with the income statement of the same year supplying operating profit where a ratio needs it. Nothing here is a view on whether this company is sound.

5 of 10

Valuation context

What the market charges for it, against its own record and companies like it.

Market dataSEC filingComputed

Health In Tech, Inc: what the market charges, each with its source
FigureValue, source and document
Price to earnings32.59x ComputedClose of Oct 16, 2026 · FY2025 10-K, filed Mar 25, 2026, 0001213900-26-034211
P/E on trailing twelve months77.00x ComputedClose of Oct 16, 2026 · Trailing four quarters, each as known on the day; the quarterly filings are listed under Filings
Price to book2.20x ComputedClose of Oct 16, 2026 · FY2025 10-K, filed Mar 25, 2026, 0001213900-26-034211
Price to sales1.13x ComputedClose of Oct 16, 2026 · FY2025 10-K, filed Mar 25, 2026, 0001213900-26-034211
Enterprise value to EBIT
Why n/a

We do not hold this figure for this company, so there is nothing to show.

n/a ComputedClose of Oct 16, 2026 · FY2025 10-K, filed Mar 25, 2026, 0001213900-26-034211
Enterprise value to EBITDA
Why n/a

We do not hold this figure for this company, so there is nothing to show.

n/a ComputedClose of Oct 16, 2026 · FY2025 10-K, filed Mar 25, 2026, 0001213900-26-034211
Price to earnings over growth
Why n/a

We do not hold this figure for this company, so there is nothing to show.

n/a ComputedClose of Oct 16, 2026 · FY2025 10-K, filed Mar 25, 2026, 0001213900-26-034211
Diluted earnings per share0.02 USD FiledFY2025 10-K, filed Mar 25, 2026, 0001213900-26-034211
Graham number0.37 USD ComputedFY2025 10-K, filed Mar 25, 2026, 0001213900-26-034211

We publish no fair value or price target of our own. Value HIT on your own assumptions in the DCF workbench, starting from the filed figures.

Its own record, and companies like it

Valuation

What the market charges for Health In Tech, Inc today, and the multiples it has carried. No value of ours: the figures are the filings’ and the market’s.

Health In Tech, Inc: valuation
Share price0.65 USD
Market capitalisation34.9M USD
Enterprise value to EBITDAn/a
Graham number0.37 USD
Diluted earnings per share, FY20250.02 USD

Price to earnings on trailing twelve months, a different basis from the fiscal-year P/E above, since Nov 12, 2025: low 25.00x, median 39.25x, high 90.50x, latest 77.00x. 125 trading days with a meaningful ratio, 108 more on a loss and left out. Each close over the trailing twelve months of earnings as known that day: a quarter counts from the day it was filed.

Companies like Health In Tech, Inc

  1. Intellicheck, Inc. (IDN)Market cap 43.4M USD
  2. Sound Group Inc. (SOGP)Market cap 44.8M USD
  3. MIND C.T.I. Ltd (MNDO)Market cap 18.9M USD
  4. NextPlat Corp (NXPL)Market cap 25.8M USD
  5. Aware, Inc. (AWRE)Market cap 19.6M USD

Same industry (Software - Application) and size band (Nano, under 50M), nearest in market value, net margin and current ratio. Each of those counts equally, by how many of the companies considered sit between the two on it. Closest first: the order is likeness and nothing else.

6 of 10

Cash generation

Whether profit arrives as cash, and what is paid back to shareholders.

Computed

Health In Tech, Inc: cash generation and what is paid out, each with its source
FigureValue, source and document
Free cash flow yield
Why n/a

We do not hold this figure for this company, so there is nothing to show.

n/a ComputedClose of Oct 16, 2026 · FY2025 10-K, filed Mar 25, 2026, 0001213900-26-034211
Free cash flow
Why n/a

The FY2025 filing carries no free cash flow we could read.

n/a ComputedFY2025 10-K, filed Mar 25, 2026, 0001213900-26-034211
Free cash flow margin
Why n/a

No free cash flow, and no operating cash flow and capital expenditure pair, is filed for this year.

n/a ComputedFY2025 10-K, filed Mar 25, 2026, 0001213900-26-034211
Dividend yield
Why n/a

We do not hold this figure for this company, so there is nothing to show.

n/a ComputedClose of Oct 16, 2026 · FY2025 10-K, filed Mar 25, 2026, 0001213900-26-034211
Payout ratio
Why n/a

We do not hold this figure for this company, so there is nothing to show.

n/a ComputedFY2025 10-K, filed Mar 25, 2026, 0001213900-26-034211
FY2022 Free cash flow: -436.6K USDFY2022 Net income: 79.7K USDFY2023 Net income: 4.0M USDFY2024 Net income: 670.5K USDFY2025 Net income: 1.3M USD
Free cash flow Net incomeProfit that arrives as cash stands level with net income; a gap year after year is worth reading about.

7 of 10

Filings

Every figure, the year it is for and the document it was read from.

SEC filingMarket data

The filed figures

Computed from the accounts this company filed with the SEC and, in a ratio with a price in it, the last close, dated on this page. Every filed figure below carries the fiscal year and the filing date its accounts were read from, and every blank carries the reason it is blank. Nothing here is a view on this company.

Health In Tech, Inc.: the eight ratios, with the fiscal year and filing date behind each.
FigureValueYearAs of
32.59xFY2025Oct 16, 2026
2.20xFY2025Oct 16, 2026
n/aFY2025Oct 16, 2026
n/a The filed income statement reports no operating income.
n/aFY2025Oct 16, 2026
n/a The filed cash flow statement reports neither free cash flow nor the operating cash flow and capital spending it is built from.
n/aFY2025Mar 25, 2026
n/a No operating income line is filed for this year.
n/aFY2025Oct 16, 2026
n/a The filed cash flow statement reports no dividend paid at all. That is not the same as a filed zero, and we will not read it as one.
0.01FY2025Mar 25, 2026
3.13FY2025Mar 25, 2026
1.13xFY2025Oct 16, 2026
n/aFY2025Oct 16, 2026
n/a This figure compares a year against the one before it, and we hold one filed year for this company.
n/aFY2025Oct 16, 2026
n/a We hold no figure here and no stored reason for its absence. The gap is ours, not the company's.
-2.28FY2025Mar 25, 2026
5/9FY2025Mar 25, 2026

The figures are computed from the accounts for fiscal 2025, the newest full year on file. 3 filed fiscal years on record, FY2023 to FY2025, from SEC EDGAR. Prices as of Oct 16, 2026. Ratios recomputed Oct 16, 2026. Two facts, because a recompute is not a fresh quote.

The year and the filing date name the statement each figure’s accounts are read from, and they stand even where the figure itself could not be computed: the line beneath a blank says what that statement did not carry. A figure’s name opens its formula and the filings behind it; a statement that names no SEC filing has no filing date, and reads n/a.

Ten years of filed figures, year by year

Ten years of filed figures

4 fiscal years, FY2022 to FY2025. 3 read from the annual reports Health In Tech, Inc filed with the SEC, each naming its filing; the rest from statements that name none, which are market data. Amounts in USD, as reported.

Health In Tech, Inc: revenue, earnings, free cash flow and returns, by fiscal year, with the filing each year was read from
YearRevenueOperating incomeNet incomeEPS, dilutedFree cash flowOperating marginReturn on equityFiling
FY202533.3Mn/a1.3M0.02n/an/a7.5%10-K, Mar 25, 20260001213900-26-034211
FY202419.5M1.4M670.5K0.01n/an/a5.1%10-K, Mar 17, 20250001213900-25-024561
FY202319.2M3.4M4.0Mn/an/an/a65.0%10-K, Mar 17, 20250001213900-25-024561
FY20225.8M205.6K79.7K0.00-436.6K3.6%7.6%Market data, supplied Oct 15, 2026accession n/a
  • Revenue, compound annual growth FY2022 to FY2025: 79.4%
  • Earnings, compound annual growth FY2022 to FY2025: 152.2%
  • Earnings per share, compound annual growth FY2022 to FY2025: 137.1%
  • Free cash flow: Fewer than two filed years carry free cash flow.

Every figure in this section is a line of a filed annual statement or a ratio of two of them. Nothing here is estimated or smoothed. Earnings per share filed before a share split are put on today's share count, and say so. Nothing here is a verdict on the company.

8 of 10

Risks and guardrails

The accounting screens, the published tests, and the lines you can set to be told.

ComputedCompany statement

Health In Tech, Inc: accounting screens and published tests, each with its source
FigureValue, source and document
Beneish M-score-2.28 ComputedFY2025 10-K, filed Mar 25, 2026, 0001213900-26-034211
Piotroski F-score5/9 ComputedFY2025 10-K, filed Mar 25, 2026, 0001213900-26-034211
Named tests met1 of 30 Computed
Beta
Why n/a

We do not hold this figure for this company, so there is nothing to show.

n/a ComputedClose of Oct 16, 2026

The named tests

Of 30 tests value investors published: 1 met, 21 not met, 8 we could not complete. Counts, never a score: a single figure would have to decide that meeting one investor’s criteria and meeting another’s are worth the same.

Which tests, by name(all 30)
Meets
Gross margin, turnover (Robert Novy-Marx)
Does not
Defensive investor (Benjamin Graham); Deep value; Large cap, low P/E; High F-score, low P/B (Joseph Piotroski); Three forensic scores; High returns and growth; Dividends and buybacks; Low beta, profitable; Near the 52-week low; Two thirds of NCAV (Benjamin Graham); P/E times P/B (Benjamin Graham); High returns, low debt; Owner earnings yield; High return on tangibles; Low P/S, rising earnings (James O'Shaughnessy); Book or below, low debt (Walter Schloss); Tangible book or below; Clean books, high ROIC; Cheapest quarter on P/E (David Dreman); Cheapest quarter on P/B (David Dreman); Low P/E, growth, yield (John Neff)
Not measured
Earnings yield and ROIC (Joel Greenblatt); Low PEG, low debt (Peter Lynch); EV/EBITDA and coverage; High yield, low payout; ROIC at or above WACC; Z-score and coverage (Edward Altman); Cash-covered dividend; Cash-flow yield and ROIC. A test with a figure we could not read is incomplete, never met and never failed.
Figures we could not read(17)
  • Positive Earnings Streak: We hold 2 profitable filed years in a row; the test needs 10.
  • EV/EBIT: We do not hold this figure for this company, so there is nothing to show.
  • Return on Invested Capital: No operating income line is filed for this year.
  • Altman Z-Score: We do not hold this figure for this company, so there is nothing to show.
  • PEG Ratio: We do not hold this figure for this company, so there is nothing to show.
  • Eps Growth 5Y: We do not hold this figure for this company, so there is nothing to show.
  • Rev Growth 5Y: We do not hold this figure for this company, so there is nothing to show.
  • EV/EBITDA: We do not hold this figure for this company, so there is nothing to show.
  • Interest Coverage: No operating income line is filed for this year.
  • Dividend Yield: We do not hold this figure for this company, so there is nothing to show.
  • Payout Ratio: We do not hold this figure for this company, so there is nothing to show.
  • Free Cash Flow Yield: We do not hold this figure for this company, so there is nothing to show.
  • Beta: We do not hold this figure for this company, so there is nothing to show.
  • ROIC-WACC Spread: We do not hold this figure for this company, so there is nothing to show.
  • Capex To Ocf: We do not hold this figure for this company, so there is nothing to show.
  • Dividend Coverage Ratio: We do not hold this figure for this company, so there is nothing to show.
  • Dividend Streak: We do not hold this figure for this company, so there is nothing to show.

9 of 10

Declared positions

Whether anybody here owns this company.

Positions declared by Javier Sanz Alvarez: no holding in any company shown here, as of October 3, 2026.

10 of 10

Next step

What to do with what you have read.

A thesis is your reason for owning it, in your words, with the figures that must stay true. Checking those figures every night against the newest filed accounts, and telling you once when one breaks, is what the subscription adds.

More on this company

What this cannot tell you

  • 17 figures could not be read on this company, among them Positive Earnings Streak, EV/EBIT, Return on Invested Capital. Each blank in the table above names the rest, with its reason. 8 named tests come back incomplete because of them, which is neither met nor missed.
  • We hold 3 filed fiscal years rather than 10, so the run above is shorter than a full decade and is counted as what it is.

And the one that is true of all of it: This is what the numbers say today. It cannot tell you the day one of them stops being true. Nothing here can, because the reasons are not written down.

Running this once is arithmetic on public documents and you are welcome to it. Writing down why you own each company, in your own words and with the numbers that have to stay true for it to hold, and then having those numbers re-checked every night against the newest filed accounts, and against the latest close where a rule watches a price, is Professional, the plan a new account starts on for 30 days, one trial per person. It writes to you the day one breaks, and stays quiet when nothing does. The check runs every night at 23:30 UTC. A filing is picked up the night after it is published.

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Analyze your own portfolio

ValueScreener · valuescreener.ai · Computed from accounts filed with the SEC by this company, read from EDGAR, and from dated closing prices. On this page a filed figure opens into its formula, its inputs and the statement, fiscal year and filing date it was read from, and a price into the day of its close. A figure that cannot show that trail says so.

A computation on accounts filed with the SEC, not a recommendation and not advice. Past filings do not indicate future results. Risk disclaimer.

Once a week, what changed in the filings of US-listed companies, why it can matter to a thesis, and what deserves a closer review. Grounded in filings, not market noise.

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Risk disclaimer. This service is provided for research and education only. Nothing on it is investment advice, a recommendation, or an offer to buy or sell any security. Capital is at risk, and past performance does not indicate future results. Figures come from filed accounts and may be incomplete, delayed or later restated, so verify a number against the filing before you act on it.