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The Travelers Companies, Inc. (TRV)

NYSE / Financial Services / Insurance - Property & Casualty

Share price

383.89 USD Market dataClose of Oct 15, 2026

Market capitalisation

80.07B USD Market dataClose of Oct 15, 2026
Market data
Oct 15, 2026
Filed accounts
FY2025, filed Feb 12, 2026
Ratios computed
Oct 15, 2026
Filed years
11, FY2015 to FY2025
Four kinds of sourceSEC filingCompany statementMarket dataComputedWhat each means
SEC filingFiled with the SEC
Read from a statement the company filed with the SEC, with the form, fiscal year, filing date and accession beside it.
Company statementCompany statement
What the company says about itself in a filing: an 8-K item, the auditor, its own segment names.
Market dataMarket data
Prices, market value and what analysts publish, with the date they are as of.
ComputedComputed by ValueScreener
Worked out by us from the other three, with the inputs and the formula one press away. A score is a research output, not a rating or a recommendation.
Reading

1 of 10

Overview

What the business is, what it costs, and how it reads on four questions.

Market dataSEC filingComputed

Four questions, at a glance

Quality

Return on equity

19.1% Computed

From the FY2025 filing

Read quality

Financial strength

Debt to equity

n/a Computed

From the FY2025 filing

Why n/a

The debt total on file was summed from short-term debt, long-term debt and lease obligations, and at least one of those was never captured. An absent term is spent as a zero inside that sum, and this balance sheet does not show the term is empty, so we will not build a leverage ratio, an enterprise value or a return on capital on it, or rank the company on one.

Read financial strength

Valuation

Price to earnings

13.79x Computed

FY2025 accounts, priced at the latest close

Read valuation

Cash generation

Dividend yield

1.2% Computed

FY2025 accounts, priced at the latest close

Read cash generation

Revenue and net income, as filed

FY2016 Revenue: 27.63B USDFY2016 Net income: 3.01B USDFY2017 Revenue: 28.90B USDFY2017 Net income: 2.06B USDFY2018 Revenue: 30.28B USDFY2018 Net income: 2.52B USDFY2019 Revenue: 31.58B USDFY2019 Net income: 2.62B USDFY2020 Revenue: 31.98B USDFY2020 Net income: 2.70B USDFY2021 Revenue: 34.82B USDFY2021 Net income: 3.66B USDFY2022 Revenue: 36.88B USDFY2022 Net income: 2.84B USDFY2023 Revenue: 41.36B USDFY2023 Net income: 2.99B USDFY2024 Revenue: 46.42B USDFY2024 Net income: 5.00B USDFY2025 Revenue: 48.83B USDFY2025 Net income: 6.29B USD
Revenue Net income10 filed fiscal years, from the annual reports; the table in Filings names each document.
Named tests met
0 of 30 Which tests
The business, and the score behind its five axes

The reading, in brief

Is it cheap

Price to earnings is 13.79x at the close of 2026-10-15 on FY2025 figures; the lines are 15.00x (Graham's defensive ceiling) and, by market convention, 10.00x, 25.00x and 40.00x, and this sits between 10.00x and 15.00x.

Today, against the Insurance - Property & Casualty industry (37 companies), 13.79x sits at the 70th percentile; the middle half of that group runs from 7.99x to 14.29x.

Is it good

Return on equity was 19.1% in FY2025, in the band labelled "Strong" (15.0% to 25.0%), on lines anchored on Damodaran's cost-of-capital data, suggesting high returns on shareholders' money, which leverage can also produce.

Today, against the Insurance - Property & Casualty industry (40 companies), 19.1% sits at the 61st percentile; the middle half of that group runs from 11.3% to 26.5%.

Year by year against peers
Whether The Travelers Companies, Inc.'s return on equity stayed above the median of the Insurance - Property & Casualty industry, year by year. (FY2023 to FY2025, 3 fiscal years of The Travelers Companies, Inc. with a comparable figure)
The direction
Which way The Travelers Companies, Inc.'s return on equity has moved, and how steadily. (FY2016 to FY2025, 10 filed years of The Travelers Companies, Inc.)
What could explain it
What in The Travelers Companies, Inc.'s filed statements could explain the movements. (2 readings drawn from the statement lines The Travelers Companies, Inc. filed)
What to check next
What to check next on The Travelers Companies, Inc., and where in its filings. (1 question for The Travelers Companies, Inc.)
In one paragraph
One paragraph on The Travelers Companies, Inc.'s returns, cash, balance sheet and price. (4 of sixteen figures read for The Travelers Companies, Inc.)

These are TRV’s filed figures. The research desk says what they mean, against peers and its own years, with what to check next.

Research TRVPart of Serious. New accounts start with 30 days of Professional, free, no card.

2 of 10

What changed

The newest filing, what it moved, and when the next one is due.

SEC filingCompany statement

The newest accounts on file are the FY2025 annual report: 10-K, filed Feb 12, 2026, accession 0000086312-26-000065.

3 of 10

Quality

The returns the business earns on its capital, and the margins behind them.

SEC filingComputed

The Travelers Companies, Inc: returns on capital and margins, each with its source
FigureValue, source and document
Return on invested capital, after tax
Why n/m

Invested capital is equity plus debt less cash. A financial company's debt and cash are operating positions, so returns measured against that base are not comparable to an operating business.

n/m ComputedFY2025 10-K, filed Feb 12, 2026, 0000086312-26-000065
Return on equity19.1% ComputedFY2025 10-K, filed Feb 12, 2026, 0000086312-26-000065
Return on capital employed, pre-tax
Why n/m

Invested capital is equity plus debt less cash. A financial company's debt and cash are operating positions, so returns measured against that base are not comparable to an operating business.

n/m ComputedFY2025 10-K, filed Feb 12, 2026, 0000086312-26-000065
Return on assets4.4% ComputedFY2025 10-K, filed Feb 12, 2026, 0000086312-26-000065
Gross margin
Why n/m

This filer reports no gross profit line, so there is no gross margin to compute. Banks, insurers and REITs do not present cost of revenue.

n/m ComputedFY2025 10-K, filed Feb 12, 2026, 0000086312-26-000065
Operating margin
Why n/a

No operating income line is filed for this year.

n/a ComputedFY2025 10-K, filed Feb 12, 2026, 0000086312-26-000065
Net margin12.9% ComputedFY2025 10-K, filed Feb 12, 2026, 0000086312-26-000065
TRV 12.9%
PGR 12.9%WRB 12.1%ALL 15.2%CB 17.4%MKL 13.6%
12.1%17.4%
Net margin: TRV against the 5 companies named under Valuation context, each as filed for its own latest year. Placement only: no average is drawn.

4 of 10

Financial strength

What it owes against what it owns, and whether it can meet what falls due.

SEC filingComputedCompany statement

The Travelers Companies, Inc: leverage, liquidity and distress, each with its source
FigureValue, source and document
Debt to equity
Why n/a

The debt total on file was summed from short-term debt, long-term debt and lease obligations, and at least one of those was never captured. An absent term is spent as a zero inside that sum, and this balance sheet does not show the term is empty, so we will not build a leverage ratio, an enterprise value or a return on capital on it, or rank the company on one.

n/a ComputedFY2025 10-K, filed Feb 12, 2026, 0000086312-26-000065
Current ratio
Why n/m

Banks and insurers present an unclassified balance sheet under Regulation S-X, with no split between current and non-current. A current ratio needs that split, so there is none to show.

n/m ComputedFY2025 10-K, filed Feb 12, 2026, 0000086312-26-000065
Quick ratio
Why n/m

Banks and insurers present an unclassified balance sheet under Regulation S-X, with no split between current and non-current. A current ratio needs that split, so there is none to show.

n/m ComputedFY2025 10-K, filed Feb 12, 2026, 0000086312-26-000065
Interest coverage
Why n/a

No operating income line is filed for this year.

n/a ComputedFY2025 10-K, filed Feb 12, 2026, 0000086312-26-000065
Altman Z-score
Why n/m

Altman's Z-Score was estimated on manufacturers and explicitly excludes financial firms. A financial company scores in the distress zone by construction, so the number would be wrong rather than alarming. Not applicable to financials.

n/m ComputedClose of Oct 15, 2026 · FY2025 10-K, filed Feb 12, 2026, 0000086312-26-000065
Net debt
Why n/a

The FY2025 balance sheet carries no net debt we could read.

n/a ComputedFY2025 10-K, filed Feb 12, 2026, 0000086312-26-000065
Total assets 143.71BTotal liabilities 110.81BShareholders' equity 32.89BOwnsOwes, and equity
Total assets Total liabilities Shareholders’ equity
The balance sheet, line by line

Financial health

What The Travelers Companies, Inc owned and owed at the end of fiscal 2025, from the balance sheet it filed (10-K, filed Feb 12, 2026, 0000086312-26-000065).

The Travelers Companies, Inc: balance sheet position
Total assets143.71B FiledFY2025 10-K, filed Feb 12, 2026
Total liabilities110.81B FiledFY2025 10-K, filed Feb 12, 2026
Shareholders' equity32.89B FiledFY2025 10-K, filed Feb 12, 2026
Cash842.0M FiledFY2025 10-K, filed Feb 12, 2026
Total debtn/a FiledFY2025 10-K, filed Feb 12, 2026
Net debtn/a
Current ration/m
Debt to equityn/a
  • Debt to equity: FY2025: The debt total on file was summed from short-term debt, long-term debt and lease obligations, and at least one of those was never captured. An absent term is spent as a zero inside that sum, and this balance sheet does not show the term is empty, so we will not build a leverage ratio, an enterprise value or a return on capital on it, or rank the company on one.
  • Current ratio: FY2025: Banks and insurers present an unclassified balance sheet under Regulation S-X, with no split between current and non-current. A current ratio needs that split, so there is none to show.
  • Interest cover: FY2025: No operating income line is filed for this year.

Read from the filed balance sheet for each year, with the income statement of the same year supplying operating profit where a ratio needs it. Nothing here is a view on whether this company is sound.

5 of 10

Valuation context

What the market charges for it, against its own record and companies like it.

Market dataSEC filingComputed

The Travelers Companies, Inc: what the market charges, each with its source
FigureValue, source and document
Price to earnings13.79x ComputedClose of Oct 15, 2026 · FY2025 10-K, filed Feb 12, 2026, 0000086312-26-000065
P/E on trailing twelve months9.98x ComputedClose of Oct 15, 2026 · Trailing four quarters, each as known on the day; the quarterly filings are listed under Filings
Price to book2.66x ComputedClose of Oct 15, 2026 · FY2025 10-K, filed Feb 12, 2026, 0000086312-26-000065
Price to sales1.79x ComputedClose of Oct 15, 2026 · FY2025 10-K, filed Feb 12, 2026, 0000086312-26-000065
Enterprise value to EBIT
Why n/m

Enterprise value adds debt and subtracts cash. For a financial company both are the business itself, so the resulting multiple has no economic meaning.

n/m ComputedClose of Oct 15, 2026 · FY2025 10-K, filed Feb 12, 2026, 0000086312-26-000065
Enterprise value to EBITDA
Why n/m

Enterprise value adds debt and subtracts cash. For a financial company both are the business itself, so the resulting multiple has no economic meaning.

n/m ComputedClose of Oct 15, 2026 · FY2025 10-K, filed Feb 12, 2026, 0000086312-26-000065
Price to earnings over growth0.64 ComputedClose of Oct 15, 2026 · FY2025 10-K, filed Feb 12, 2026, 0000086312-26-000065
Diluted earnings per share27.43 USD FiledFY2025 10-K, filed Feb 12, 2026, 0000086312-26-000065
Graham number300.83 USD ComputedFY2025 10-K, filed Feb 12, 2026, 0000086312-26-000065

We publish no fair value or price target of our own. Value TRV on your own assumptions in the DCF workbench, starting from the filed figures.

Its own record, and companies like it

Valuation

What the market charges for The Travelers Companies, Inc today, and the multiples it has carried. No value of ours: the figures are the filings’ and the market’s.

The Travelers Companies, Inc: valuation
Share price383.89 USD
Market capitalisation80.07B USD
Enterprise value to EBITDAn/m
Graham number300.83 USD
Diluted earnings per share, FY202527.43 USD

Price to earnings on trailing twelve months, a different basis from the fiscal-year P/E above, since Oct 3, 2016: low 8.23x, median 13.77x, high 23.39x, latest 9.98x. 2,520 trading days with a meaningful ratio. Each close over the trailing twelve months of earnings as known that day: a quarter counts from the day it was filed.

Companies like The Travelers Companies, Inc

  1. The Progressive Corporation (PGR)Market cap 124.20B USD
  2. W. R. Berkley Corporation (WRB)Market cap 27.46B USD
  3. The Allstate Corporation (ALL)Market cap 60.59B USD
  4. Chubb Limited (CB)Market cap 136.10B USD
  5. Markel Corporation (MKL)Market cap 22.61B USD

Same industry (Insurance - Property & Casualty) and size band (Large, 10B to 200B), nearest in market value and net margin. Each of those counts equally, by how many of the companies considered sit between the two on it. Closest first: the order is likeness and nothing else.

6 of 10

Cash generation

Whether profit arrives as cash, and what is paid back to shareholders.

SEC filingComputed

The Travelers Companies, Inc: cash generation and what is paid out, each with its source
FigureValue, source and document
Free cash flow yield
Why n/m

For a bank, an insurer, a broker or investment firm, or a mortgage trust, operating cash flow swings with the size of the loan, trading and funding book rather than with operating performance, so free cash flow is not the measure of the business. Look at earnings and capital adequacy.

n/m ComputedClose of Oct 15, 2026 · FY2025 10-K, filed Feb 12, 2026, 0000086312-26-000065
Free cash flow
Why n/a

The FY2025 filing carries no free cash flow we could read.

n/a ComputedFY2025 10-K, filed Feb 12, 2026, 0000086312-26-000065
Free cash flow margin
Why n/m

For a bank, an insurer, a broker or investment firm, or a mortgage trust, operating cash flow swings with the size of the loan, trading and funding book rather than with operating performance, so free cash flow is not the measure of the business. Look at earnings and capital adequacy.

n/m ComputedFY2025 10-K, filed Feb 12, 2026, 0000086312-26-000065
Dividend yield1.2% ComputedClose of Oct 15, 2026 · FY2025 10-K, filed Feb 12, 2026, 0000086312-26-000065
Payout ratio15.6% ComputedFY2025 10-K, filed Feb 12, 2026, 0000086312-26-000065
FY2016 Net income: 3.01B USDFY2017 Net income: 2.06B USDFY2018 Net income: 2.52B USDFY2019 Net income: 2.62B USDFY2020 Net income: 2.70B USDFY2021 Net income: 3.66B USDFY2022 Net income: 2.84B USDFY2023 Net income: 2.99B USDFY2024 Net income: 5.00B USDFY2025 Net income: 6.29B USD
Free cash flow Net incomeProfit that arrives as cash stands level with net income; a gap year after year is worth reading about.

7 of 10

Filings

Every figure, the year it is for and the document it was read from.

SEC filingMarket data

The filed figures

Computed from the accounts this company filed with the SEC and, in a ratio with a price in it, the last close, dated on this page. Every filed figure below carries the fiscal year and the filing date its accounts were read from, and every blank carries the reason it is blank. Nothing here is a view on this company.

The Travelers Companies, Inc.: the eight ratios, with the fiscal year and filing date behind each.
FigureValueYearAs of
13.79xFY2025Oct 15, 2026
2.66xFY2025Oct 15, 2026
n/mFY2025Oct 15, 2026
n/m Not meaningful for this company, such as a P/E on negative earnings or a bank's EV/EBIT.
n/mFY2025Oct 15, 2026
n/m Not meaningful for this company, such as a P/E on negative earnings or a bank's EV/EBIT.
n/mFY2025Feb 12, 2026
n/m Not meaningful for this company, such as a P/E on negative earnings or a bank's EV/EBIT.
1.2%FY2025Oct 15, 2026
n/aFY2025Feb 12, 2026
n/a The debt total on file was summed from short-term debt, long-term debt and lease obligations, and at least one of those was never captured. An absent term is spent as a zero inside that sum, and this balance sheet does not show the term is empty, so we will not build a leverage ratio, an enterprise value or a return on capital on it, or rank the company on one.
n/mFY2025Feb 12, 2026
n/m Not meaningful for this company, such as a P/E on negative earnings or a bank's EV/EBIT.
1.79xFY2025Oct 15, 2026
0.64FY2025Oct 15, 2026
n/mFY2025Oct 15, 2026
n/m Not meaningful for this company, such as a P/E on negative earnings or a bank's EV/EBIT.
n/mFY2025Feb 12, 2026
n/m Not meaningful for this company, such as a P/E on negative earnings or a bank's EV/EBIT.
n/mFY2025Feb 12, 2026
n/m Not meaningful for this company, such as a P/E on negative earnings or a bank's EV/EBIT.

The figures are computed from the accounts for fiscal 2025, the newest full year on file. 11 filed fiscal years on record, FY2015 to FY2025, from SEC EDGAR. Prices as of Oct 15, 2026. Ratios recomputed Oct 15, 2026. Two facts, because a recompute is not a fresh quote.

The year and the filing date name the statement each figure’s accounts are read from, and they stand even where the figure itself could not be computed: the line beneath a blank says what that statement did not carry. A figure’s name opens its formula and the filings behind it; a statement that names no SEC filing has no filing date, and reads n/a.

Ten years of filed figures, year by year

Ten years of filed figures

10 filed fiscal years, FY2016 to FY2025, read from the annual reports The Travelers Companies, Inc filed with the SEC. Each year names its filing. Amounts in USD, as filed.

The Travelers Companies, Inc: revenue, earnings, free cash flow and returns, by fiscal year, with the filing each year was read from
YearRevenueOperating incomeNet incomeEPS, dilutedFree cash flowOperating marginReturn on equityFiling
FY202548.83B8.22B6.29B27.43n/an/a19.1%10-K, Feb 12, 20260000086312-26-000065
FY202446.42B6.57B5.00B21.47n/an/a17.9%10-K, Feb 13, 20250000086312-25-000012
FY202341.36B3.75B2.99B12.79n/an/a12.0%10-K, Feb 15, 20240000086312-24-000012
FY202236.88B3.71B2.84B11.77n/an/a13.2%10-K, Feb 16, 20230000086312-23-000011
FY202134.82B4.80B3.66B14.49n/an/a12.7%10-K, Feb 17, 20220000086312-22-000013
FY202031.98B3.58B2.70B10.52n/an/a9.2%10-K, Feb 11, 20210000086312-21-000011
FY201931.58B3.48B2.62B9.92n/an/a10.1%10-K, Feb 13, 20200000086312-20-000011
FY201830.28B3.31B2.52B9.28n/an/a11.0%10-K, Feb 14, 20190000086312-19-000009
FY201728.90B3.10B2.06B7.33n/an/a8.7%10-K, Feb 15, 20180001047469-18-000812
FY201627.63B4.42B3.01B10.28n/an/a13.0%10-K, Feb 16, 20170001047469-17-000695
  • Revenue, compound annual growth FY2016 to FY2025: 6.5%
  • Earnings, compound annual growth FY2016 to FY2025: 8.5%
  • Earnings per share, compound annual growth FY2016 to FY2025: 11.5%
  • Free cash flow: Fewer than two filed years carry free cash flow.

Every figure in this section is a line of a filed annual statement or a ratio of two of them. Nothing here is estimated or smoothed. Earnings per share filed before a share split are put on today's share count, and say so. Nothing here is a verdict on the company.

8 of 10

Risks and guardrails

The accounting screens, the published tests, and the lines you can set to be told.

ComputedCompany statement

The Travelers Companies, Inc: accounting screens and published tests, each with its source
FigureValue, source and document
Beneish M-score
Why n/m

The Beneish M-Score is built on gross margin, receivables and asset quality indices estimated on non-financial firms. Those inputs are not defined here.

n/m ComputedFY2025 10-K, filed Feb 12, 2026, 0000086312-26-000065
Piotroski F-score
Why n/m

4 of the nine Piotroski signals are undefined for an insurer: signal 5 (falling long-term leverage), signal 6 (rising current ratio), signal 8 (rising gross margin), signal 9 (rising asset turnover). We do not publish a partial score under the full score's name.

n/m ComputedFY2025 10-K, filed Feb 12, 2026, 0000086312-26-000065
Named tests met0 of 30 Computed
Beta0.33 ComputedClose of Oct 15, 2026

The named tests

Of 30 tests value investors published: 0 met, 15 not met, 15 we could not complete. Counts, never a score: a single figure would have to decide that meeting one investor’s criteria and meeting another’s are worth the same.

Which tests, by name(all 30)
Meets
None of the named tests.
Does not
Defensive investor (Benjamin Graham); Deep value; Large cap, low P/E; High F-score, low P/B (Joseph Piotroski); High yield, low payout; Dividends and buybacks; Near the 52-week low; P/E times P/B (Benjamin Graham); High return on tangibles; Low P/S, rising earnings (James O'Shaughnessy); Book or below, low debt (Walter Schloss); Tangible book or below; Cheapest quarter on P/E (David Dreman); Cheapest quarter on P/B (David Dreman); Low P/E, growth, yield (John Neff)
Not measured
Earnings yield and ROIC (Joel Greenblatt); Three forensic scores; Low PEG, low debt (Peter Lynch); High returns and growth; Gross margin, turnover (Robert Novy-Marx); EV/EBITDA and coverage; Low beta, profitable; ROIC at or above WACC; Z-score and coverage (Edward Altman); Two thirds of NCAV (Benjamin Graham); High returns, low debt; Owner earnings yield; Cash-covered dividend; Cash-flow yield and ROIC; Clean books, high ROIC. A test with a figure we could not read is incomplete, never met and never failed.
Figures we could not read(17)
  • Current Ratio: Banks and insurers present an unclassified balance sheet under Regulation S-X, with no split between current and non-current. A current ratio needs that split, so there is none to show.
  • Debt to Equity: The debt total on file was summed from short-term debt, long-term debt and lease obligations, and at least one of those was never captured. An absent term is spent as a zero inside that sum, and this balance sheet does not show the term is empty, so we will not build a leverage ratio, an enterprise value or a return on capital on it, or rank the company on one.
  • Piotroski F-Score: 4 of the nine Piotroski signals are undefined for an insurer: signal 5 (falling long-term leverage), signal 6 (rising current ratio), signal 8 (rising gross margin), signal 9 (rising asset turnover). We do not publish a partial score under the full score's name.
  • EV/EBIT: Enterprise value adds debt and subtracts cash. For a financial company both are the business itself, so the resulting multiple has no economic meaning.
  • Return on Invested Capital: Invested capital is equity plus debt less cash. A financial company's debt and cash are operating positions, so returns measured against that base are not comparable to an operating business.
  • Altman Z-Score: Altman's Z-Score was estimated on manufacturers and explicitly excludes financial firms. A financial company scores in the distress zone by construction, so the number would be wrong rather than alarming. Not applicable to financials.
  • Beneish M-Score: The Beneish M-Score is built on gross margin, receivables and asset quality indices estimated on non-financial firms. Those inputs are not defined here.
  • Gross Margin: This filer reports no gross profit line, so there is no gross margin to compute. Banks, insurers and REITs do not present cost of revenue.
  • Asset Turnover: A lender's assets are loans and securities that earn interest, not plant used to produce sales. Revenue over assets is not a turnover measure here.
  • EV/EBITDA: Enterprise value adds debt and subtracts cash. For a financial company both are the business itself, so the resulting multiple has no economic meaning.
  • Interest Coverage: No operating income line is filed for this year.
  • Free Cash Flow Yield: For a bank, an insurer, a broker or investment firm, or a mortgage trust, operating cash flow swings with the size of the loan, trading and funding book rather than with operating performance, so free cash flow is not the measure of the business. Look at earnings and capital adequacy.
  • ROIC-WACC Spread: Invested capital is equity plus debt less cash. A financial company's debt and cash are operating positions, so returns measured against that base are not comparable to an operating business.
  • Price To Ncav: Net current asset value needs current assets, which an unclassified balance sheet does not report.
  • Owner Earnings Yield: For a bank, an insurer, a broker or investment firm, or a mortgage trust, operating cash flow swings with the size of the loan, trading and funding book rather than with operating performance, so free cash flow is not the measure of the business. Look at earnings and capital adequacy.
  • Capex To Ocf: For a bank, an insurer, a broker or investment firm, or a mortgage trust, operating cash flow swings with the size of the loan, trading and funding book rather than with operating performance, so free cash flow is not the measure of the business. Look at earnings and capital adequacy.
  • Dividend Coverage Ratio: For a bank, an insurer, a broker or investment firm, or a mortgage trust, operating cash flow swings with the size of the loan, trading and funding book rather than with operating performance, so free cash flow is not the measure of the business. Look at earnings and capital adequacy.

9 of 10

Declared positions

Whether anybody here owns this company.

Positions declared by the founder: no holding in any company shown here, as of October 3, 2026.

10 of 10

Next step

What to do with what you have read.

A thesis is your reason for owning it, in your words, with the figures that must stay true. Checking those figures every night against the newest filed accounts, and telling you once when one breaks, is what the subscription adds.

More on this company

What this cannot tell you

  • 17 figures could not be read on this company, among them Current Ratio, Debt to Equity, Piotroski F-Score. Each blank in the table above names the rest, with its reason. 15 named tests come back incomplete because of them, which is neither met nor missed.

And the one that is true of all of it: This is what the numbers say today. It cannot tell you the day one of them stops being true. Nothing here can, because the reasons are not written down.

Running this once is arithmetic on public documents and you are welcome to it. Writing down why you own each company, in your own words and with the numbers that have to stay true for it to hold, and then having those numbers re-checked every night against the newest filed accounts, and against the latest close where a rule watches a price, is Professional, the plan a new account starts on for 30 days, one trial per person. It writes to you the day one breaks, and stays quiet when nothing does. The check runs every night at 23:30 UTC. A filing is picked up the night after it is published.

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ValueScreener · valuescreener.ai · Computed from accounts filed with the SEC by this company, read from EDGAR, and from dated closing prices. On this page a filed figure opens into its formula, its inputs and the statement, fiscal year and filing date it was read from, and a price into the day of its close. A figure that cannot show that trail says so.

A computation on accounts filed with the SEC, not a recommendation and not advice. Past filings do not indicate future results. Risk disclaimer.

Margin Notes

Once a week, what changed in the filings of US-listed companies, why it can matter to a thesis, and what deserves a closer review. Grounded in filings, not market noise.

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