ASX:AFG
Australian Finance Group Limited · ASX · Financial Services · AUD · FY for 2026
Figures on this page computed 2026-11-08 02:32 UTC
Last close
n/aAUD
Market data
We are not showing closes for this listing. A line drawn through points we do not hold would look exactly like a listing that did not move.
8.7xP/E
Price / Earnings per Share (diluted)
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- AUD
- computed
- Computed from the filing for 2026
3.7%ROIC
NOPAT / Invested Capital x 100, where NOPAT = Operating Income x (1 - Tax Rate) and Invested Capital = Equity + Total Debt - Cash
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- AUD
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
3.4%Net margin
Net Income / Revenue x 100
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- AUD
- Computed from the filing for 2026
- Computed from the filing for 2026
4.1%FCF margin
Free Cash Flow / Revenue x 100
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- AUD
- Computed from the filing for 2026
- Computed from the filing for 2026
29.93Debt/equity
Total Debt / Shareholders' Equity
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- AUD
- Computed from the filing for 2026
- Computed from the filing for 2026
6.3%Dividend yield
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- AUD
- computed
Safety is the furthest below its sector's middle: 0.06 against 0.55 on the market's range.
Five bars, one line
lens 7 of 9Each against its own average
4 of 5 readExcept where said otherwise: Computed from the filing for 2026
- Sales1.74x
Its own average over 10 years, 818.6M.
- Profit1.27x
Its own average over 10 years, 38.3M.
- Free cash flow1.55x
Its own average over 10 years, 37.8M.
- Debt1.91x
Its own average over 10 years, 3.80B.
- Pricen/a
Its own average over 0 years. Market data
Debt is furthest from its own average, at 1.91 times.
A find tonight
Holds cash worth 57.3 percent of its market value, the earnings in its last filed year are 11.3 percent of what the whole company costs, and scores 8 of Piotroski's nine tests on its last filings.
- Value
- 66
- Cheap
- 72
- Sound
- 59
- Unwatched
- 70
What stands out
- Safety: scores 8 of Piotroski's nine tests on its last filings, which is better than 96 percent of the companies we rank in Australian Securities Exchange.
- Price: holds cash worth 57.3 percent of its market value, which is better than 97 percent of the companies we rank in Australian Securities Exchange.
What could make it a trap
- Beneish's M is 1.61, above the -1.78 his model treats as worth reading the accruals for.
- Operating profit covers the interest bill only 1.16 times.
- Debt is 29.9 times equity.
- It is down 35.4 percent over the last year, and the market may be reading something the last filing does not show.
Why it is cheap
Except where said otherwise: Computed from the filing for 2026
Earnings yield11.3%
Filed net income for the last annual period, over market value
- Source
- computed
- Fiscal year
- 2026
- Taken on
- 2026-11-04
- Reported in
- AUD
- Computed from the FY for 2026
- Market data, 2026-11-04
Free cash flow yield13.7%
Filed operating cash flow less capital expenditure, over market value
- Source
- computed
- Fiscal year
- 2026
- Taken on
- 2026-11-04
- Reported in
- AUD
- Computed from the FY for 2026
- Market data, 2026-11-04
Price to book1.8x
Market value over filed total equity
- Source
- computed
- Fiscal year
- 2026
- Taken on
- 2026-11-04
- Reported in
- AUD
- Computed from the FY for 2026
- Market data, 2026-11-04
EV to EBIT multiple20.0x
Market value plus filed net debt, over filed operating profit
- Source
- computed
- Fiscal year
- 2026
- Taken on
- 2026-11-04
- Reported in
- AUD
- Computed from the FY for 2026
- Market data, 2026-11-04
Cash and equivalents against market value57.3%
Filed cash and equivalents, over market value
- Source
- computed
- Fiscal year
- 2026
- Taken on
- 2026-11-04
- Reported in
- AUD
- Computed from the FY for 2026
- Market data, 2026-11-04
Return on invested capital3.7%Computed from the FY for 2026
- Source
- computed
- Statement
- income
- Fiscal year
- 2026
- Reported in
- AUD
Piotroski F-Score8.00Computed from the FY for 2026
- Source
- computed
- Statement
- income
- Fiscal year
- 2026
- Reported in
- AUD
Earnings quality (Sloan accruals)1.00Computed from the FY for 2026
- Source
- computed
- Statement
- income
- Fiscal year
- 2026
- Reported in
- AUD
Consecutive profitable filed years10Computed from the FY for 2026
- Source
- computed
- Statement
- income
- Fiscal year
- 2026
- Reported in
- AUD
Last close: Market data, 2026-11-04
The filed years, as a table
10Each line is 100 at 2017-06-30, the first year we hold.
| Filed year | Sales | Profit | Shares in issue |
|---|---|---|---|
| 2017-06-30 | 100.0 | 100.0 | 100.0 |
| 2018-06-30 | 103.0 | 85.4 | 100.0 |
| 2019-06-30 | 109.7 | 84.6 | 100.0 |
| 2020-06-30 | 117.6 | 97.5 | 100.0 |
| 2021-06-30 | 129.9 | 131.4 | 100.0 |
| 2022-06-30 | 162.0 | 99.3 | 100.4 |
| 2023-06-30 | 174.8 | 95.5 | 100.9 |
| 2024-06-30 | 187.2 | 74.2 | 100.9 |
| 2025-06-30 | 68.9 | 89.6 | 101.6 |
| 2026-06-30 | 243.7 | 124.2 | 101.7 |
How sales was got
- Source
- computed
- Statement
- income
- Fiscal year
- 2026
- Reported in
- AUD
How profit was got
- Source
- computed
- Statement
- income
- Fiscal year
- 2026
- Reported in
- AUD
How shares in issue was got
- Source
- computed
- Statement
- income
- Fiscal year
- 2026
- Reported in
- AUD
Figures behind the shape
Growth
13.4%faster is higher, placed against 4,950 companies as of 2026-11-07
Five-year revenue growth rate13.4%
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- AUD
- computed
Five-year EPS growth rate-1.1%
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- AUD
- computed
One-year change in net income38.6%
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- AUD
- computed
Returns on capital
3.7%higher is higher, placed against 5,089 companies as of 2026-11-07
Return on invested capital3.7%
NOPAT / Invested Capital x 100, where NOPAT = Operating Income x (1 - Tax Rate) and Invested Capital = Equity + Total Debt - Cash
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- AUD
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
Return on equity20.0%
Net Income / Shareholders' Equity x 100
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- AUD
- Computed from the filing for 2026
- Computed from the filing for 2026
Return on assets0.6%
Net Income / Total Assets x 100
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- AUD
- Computed from the filing for 2026
- Computed from the filing for 2026
Margins
31.5%wider is higher, placed against 3,412 companies as of 2026-11-07
Gross margin31.5%
Gross Profit / Revenue x 100
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- AUD
- Computed from the filing for 2026
- Computed from the filing for 2026
Operating margin26.1%
Operating Income / Revenue x 100
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- AUD
- Computed from the filing for 2026
- Computed from the filing for 2026
Net margin3.4%
Net Income / Revenue x 100
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- AUD
- Computed from the filing for 2026
- Computed from the filing for 2026
Free cash flow margin4.1%
Free Cash Flow / Revenue x 100
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- AUD
- Computed from the filing for 2026
- Computed from the filing for 2026
Price
8.7xcheaper is higher, placed against 4,362 companies as of 2026-11-07
Price to earnings8.7x
Price / Earnings per Share (diluted)
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- AUD
- computed
- Computed from the filing for 2026
Price to book1.8x
Price / Book Value per Share, where BVPS = Shareholders' Equity / Diluted Shares
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- AUD
- computed
- Computed from the filing for 2026
- computed
- Computed from the filing for 2026
EV to EBITDA18.7x
Enterprise Value / EBITDA, where EV = Market Cap + Total Debt - Cash
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- AUD
- computed
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
Price to sales ratio0.3x
Market Cap / Revenue, where Market Cap = Price x Diluted Shares
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- AUD
- computed
- Computed from the filing for 2026
- Computed from the filing for 2026
Safety
29.93safer is higher, placed against 1,436 companies as of 2026-11-07
Debt to equity29.93
Total Debt / Shareholders' Equity
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- AUD
- Computed from the filing for 2026
- Computed from the filing for 2026
Current ratio0.40
Current Assets / Current Liabilities
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- AUD
- Computed from the filing for 2026
- Computed from the filing for 2026
Interest coverage1.2x
Operating Income / Interest Expense
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- AUD
- Computed from the filing for 2026
- Computed from the filing for 2026
Altman Z-Scoren/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
1.2 x A + 1.4 x B + 3.3 x C + 0.6 x D + 1.0 x E (A=WC/TA, B=RE/TA, C=EBIT/TA, D=MktCap/TL, E=Rev/TA)
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- AUD
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
What it pays out
6.3%more, and better covered, is higher, placed against 1,091 companies as of 2026-11-07
Dividend yield6.3%
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- AUD
- computed
Payout ratio55.9%
Common Dividends Paid / Net Income x 100, both from the latest filed fiscal year
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- AUD
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
Dividend cover ratio2.2x
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- AUD
- computed
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