ASX:MAF

MA Financial Group Limited · ASX · Financial Services · AUD · FY for 2025

Figures on this page computed 2026-11-07 12:35 UTC

Last close

n/aAUD

Market data

We are not showing closes for this listing. A line drawn through points we do not hold would look exactly like a listing that did not move.

80.1xP/E
Price / Earnings per Share (diluted)
Source
computed
Taken on
2026-11-07
Reported in
AUD
- computed
- Computed from the filing for 2025
n/aROIC
This measure is not defined for this kind of company, so there is no peer group it belongs in.
NOPAT / Invested Capital x 100, where NOPAT = Operating Income x (1 - Tax Rate) and Invested Capital = Equity + Total Debt - Cash
Source
computed
Taken on
2026-11-07
Reported in
AUD
- Computed from the filing for 2025
- Computed from the filing for 2025
- Computed from the filing for 2025
- Computed from the filing for 2025
- Computed from the filing for 2025
- Computed from the filing for 2025
0.6%Net margin
Net Income / Revenue x 100
Source
computed
Taken on
2026-11-07
Reported in
AUD
- Computed from the filing for 2025
- Computed from the filing for 2025
21.3%FCF margin
Free Cash Flow / Revenue x 100
Source
computed
Taken on
2026-11-07
Reported in
AUD
- Computed from the filing for 2025
- Computed from the filing for 2025
n/aDebt/equity
This figure is scaled by the business model rather than by management, so it can only be read against its own sector. We do not hold a large enough sector cohort, and we will not fall back to the whole market.
Total Debt / Shareholders' Equity
Source
computed
Taken on
2026-11-07
Reported in
AUD
- Computed from the filing for 2025
- Computed from the filing for 2025
4.2%Dividend yield
Source
computed
Taken on
2026-11-07
Reported in
AUD
- computed

Returns on capital is the furthest below its sector's middle: 0.47 against 0.65 on the market's range.

Five bars, one line

lens 7 of 9

3.26x

0.40x

-3.88x

4.52x

n/a

SalesProfitFree cash flowDebtPrice

Each bar against this company's own average; the line is that average.

Computed2025

Market datan/a

Each against its own average

4 of 5 read

Except where said otherwise: Computed from the filing for 2025

Sales3.26x
Its own average over 10 years, 548.9M.
Profit0.40x
Its own average over 10 years, 26.1M.
Free cash flow-3.88x
Its own average over 10 years, -98.0M.
Debt4.52x
Its own average over 9 years, 1.97B.
Pricen/a
Its own average over 0 years. Market data

Free cash flow is furthest from its own average, at -3.88 times.

The filed years, as a table

Each line is 100 at 2015-12-31, the first year we hold.

Filed year	Sales	Shares in issue
2015-12-31	100.0	100.0
2017-12-31	205.4	128.3
2018-12-31	269.5	128.3
2019-12-31	289.5	128.3
2020-12-31	362.9	128.3
2021-12-31	499.4	128.3
2022-12-31	1,605.8	133.2
2023-12-31	1,805.7	132.0
2024-12-31	2,495.5	132.2
2025-12-31	3,692.8	140.4

How sales was got

Source: computed
Statement: income
Fiscal year: 2025
Reported in: AUD

How shares in issue was got

Source: computed
Statement: income
Fiscal year: 2025
Reported in: AUD

Figures behind the shape

Growth

59.0%

faster is higher, placed against 4,950 companies as of 2026-11-06

Five-year revenue growth rate59.0%
Source
computed
Taken on
2026-11-07
Reported in
AUD
- computed
Five-year EPS growth rate-19.1%
Source
computed
Taken on
2026-11-07
Reported in
AUD
- computed
One-year change in net income-75.1%
Source
computed
Taken on
2026-11-07
Reported in
AUD
- computed

Returns on capital

2.3%

higher is higher, placed against 4,566 companies as of 2026-11-06

Return on invested capitaln/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
NOPAT / Invested Capital x 100, where NOPAT = Operating Income x (1 - Tax Rate) and Invested Capital = Equity + Total Debt - Cash
Source
computed
Taken on
2026-11-07
Reported in
AUD
- Computed from the filing for 2025
- Computed from the filing for 2025
- Computed from the filing for 2025
- Computed from the filing for 2025
- Computed from the filing for 2025
- Computed from the filing for 2025
Return on equity2.3%
Net Income / Shareholders' Equity x 100
Source
computed
Taken on
2026-11-07
Reported in
AUD
- Computed from the filing for 2025
- Computed from the filing for 2025
Return on assetsn/a
This figure is scaled by the business model rather than by management, so it can only be read against its own sector. We do not hold a large enough sector cohort, and we will not fall back to the whole market.
Net Income / Total Assets x 100
Source
computed
Taken on
2026-11-07
Reported in
AUD
- Computed from the filing for 2025
- Computed from the filing for 2025

Margins

46.0%

wider is higher, placed against 3,412 companies as of 2026-11-06

Gross margin46.0%
Gross Profit / Revenue x 100
Source
computed
Taken on
2026-11-07
Reported in
AUD
- Computed from the filing for 2025
- Computed from the filing for 2025
Operating margin27.7%
Operating Income / Revenue x 100
Source
computed
Taken on
2026-11-07
Reported in
AUD
- Computed from the filing for 2025
- Computed from the filing for 2025
Net margin0.6%
Net Income / Revenue x 100
Source
computed
Taken on
2026-11-07
Reported in
AUD
- Computed from the filing for 2025
- Computed from the filing for 2025
Free cash flow margin21.3%
Free Cash Flow / Revenue x 100
Source
computed
Taken on
2026-11-07
Reported in
AUD
- Computed from the filing for 2025
- Computed from the filing for 2025

Price

80.1x

cheaper is higher, placed against 4,362 companies as of 2026-11-06

Price to earnings80.1x
Price / Earnings per Share (diluted)
Source
computed
Taken on
2026-11-07
Reported in
AUD
- computed
- Computed from the filing for 2025
Price to book1.9x
Price / Book Value per Share, where BVPS = Shareholders' Equity / Diluted Shares
Source
computed
Taken on
2026-11-07
Reported in
AUD
- computed
- Computed from the filing for 2025
- computed
- Computed from the filing for 2025
EV to EBITDAn/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Enterprise Value / EBITDA, where EV = Market Cap + Total Debt - Cash
Source
computed
Taken on
2026-11-07
Reported in
AUD
- computed
- Computed from the filing for 2025
- Computed from the filing for 2025
- Computed from the filing for 2025
- Computed from the filing for 2025
Price to sales ratio0.5x
Market Cap / Revenue, where Market Cap = Price x Diluted Shares
Source
computed
Taken on
2026-11-07
Reported in
AUD
- computed
- Computed from the filing for 2025
- Computed from the filing for 2025

Safety

4.52

safer is higher, placed against 1,436 companies as of 2026-11-06

Debt to equityn/a
This figure is scaled by the business model rather than by management, so it can only be read against its own sector. We do not hold a large enough sector cohort, and we will not fall back to the whole market.
Total Debt / Shareholders' Equity
Source
computed
Taken on
2026-11-07
Reported in
AUD
- Computed from the filing for 2025
- Computed from the filing for 2025
Current ratio4.52
Current Assets / Current Liabilities
Source
computed
Taken on
2026-11-07
Reported in
AUD
- Computed from the filing for 2025
- Computed from the filing for 2025
Interest coverage1.1x
Operating Income / Interest Expense
Source
computed
Taken on
2026-11-07
Reported in
AUD
- Computed from the filing for 2025
- Computed from the filing for 2025
Altman Z-Scoren/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
1.2 x A + 1.4 x B + 3.3 x C + 0.6 x D + 1.0 x E (A=WC/TA, B=RE/TA, C=EBIT/TA, D=MktCap/TL, E=Rev/TA)
Source
computed
Taken on
2026-11-07
Reported in
AUD
- Computed from the filing for 2025
- Computed from the filing for 2025
- Computed from the filing for 2025
- Computed from the filing for 2025
- Computed from the filing for 2025

What it pays out

4.2%

more, and better covered, is higher, placed against 1,091 companies as of 2026-11-06

Dividend yield4.2%
Source
computed
Taken on
2026-11-07
Reported in
AUD
- computed
Payout ratio354.5%
Common Dividends Paid / Net Income x 100, both from the latest filed fiscal year
Source
computed
Taken on
2026-11-07
Reported in
AUD
- Computed from the filing for 2025
- Computed from the filing for 2025
- Computed from the filing for 2025
Dividend cover ratio10.3x
Source
computed
Taken on
2026-11-07
Reported in
AUD
- computed

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