ASX:PNC
Pioneer Credit Limited · ASX · Financial Services · AUD · FY for 2026
Figures on this page computed 2026-11-08 08:36 UTC
Last close
n/aAUD
Market data
We are not showing closes for this listing. A line drawn through points we do not hold would look exactly like a listing that did not move.
4.6xP/E
Price / Earnings per Share (diluted)
- Source
- computed
- Taken on
- 2026-11-08
- Reported in
- AUD
- computed
- Computed from the filing for 2026
n/aROIC
We do not hold this figure for this company, so there is nothing to place.
NOPAT / Invested Capital x 100, where NOPAT = Operating Income x (1 - Tax Rate) and Invested Capital = Equity + Total Debt - Cash
- Source
- computed
- Taken on
- 2026-11-08
- Reported in
- AUD
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
22.9%Net margin
Net Income / Revenue x 100
- Source
- computed
- Taken on
- 2026-11-08
- Reported in
- AUD
- Computed from the filing for 2026
- Computed from the filing for 2026
n/aFCF margin
The stored value is a zero that stands for missing data rather than a measurement, so we will not place it.
Free Cash Flow / Revenue x 100
- Source
- computed
- Taken on
- 2026-11-08
- Reported in
- AUD
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
3.87Debt/equity
Total Debt / Shareholders' Equity
- Source
- computed
- Taken on
- 2026-11-08
- Reported in
- AUD
- Computed from the filing for 2026
- Computed from the filing for 2026
n/aDividend yield
We do not hold this figure for this company, so there is nothing to place.
- Source
- computed
- Taken on
- 2026-11-08
- Reported in
- AUD
- computed
Safety is the furthest below its sector's middle: 0.43 against 0.55 on the market's range.
- Growth13.6%78 of 100, above its sector
- Returns on capital27.7%84 of 100, above its sector
- Margins100.0%96 of 100, above its sector
- Price4.6x76 of 100, above its sector
- Safety3.8743 of 100, below its sector
- What it pays outn/anot placed
- What it pays out: n/aWe do not hold this figure for this company, so there is nothing to place.
Five bars, one line
lens 7 of 9Each against its own average
4 of 5 readExcept where said otherwise: Computed from the filing for 2026
- Sales1.65x
Its own average over 10 years, 61.4M.
- Profit-5.77x
Its own average over 10 years, -4.0M.
- Free cash flow0.00x
Its own average over 10 years, 4.5M.
- Debt1.43x
Its own average over 10 years, 226.6M.
- Pricen/a
Its own average over 0 years. Market data
Profit is furthest from its own average, at -5.77 times.
The filed years, as a table
10Each line is 100 at 2017-06-30, the first year we hold.
| Filed year | Sales | Profit | Shares in issue |
|---|---|---|---|
| 2017-06-30 | 100.0 | 100.0 | 100.0 |
| 2018-06-30 | 143.3 | 163.7 | 119.9 |
| 2019-06-30 | 124.6 | 39.8 | 123.5 |
| 2020-06-30 | 95.6 | -372.8 | 119.4 |
| 2021-06-30 | 94.9 | -182.8 | 121.9 |
| 2022-06-30 | 95.4 | -307.8 | 155.1 |
| 2023-06-30 | 140.4 | 1.5 | 233.6 |
| 2024-06-30 | 116.8 | -93.4 | 538.2 |
| 2025-06-30 | 0.7 | 62.0 | 344.6 |
| 2026-06-30 | 179.7 | 215.8 | 303.3 |
How sales was got
- Source
- computed
- Statement
- income
- Fiscal year
- 2026
- Reported in
- AUD
How profit was got
- Source
- computed
- Statement
- income
- Fiscal year
- 2026
- Reported in
- AUD
How shares in issue was got
- Source
- computed
- Statement
- income
- Fiscal year
- 2026
- Reported in
- AUD
Figures behind the shape
Growth
13.6%faster is higher, placed against 4,950 companies as of 2026-11-07
Five-year revenue growth rate13.6%
- Source
- computed
- Taken on
- 2026-11-08
- Reported in
- AUD
- computed
Five-year EPS growth raten/a
We do not hold this figure for this company, so there is nothing to place.
- Source
- computed
- Taken on
- 2026-11-08
- Reported in
- AUD
- computed
One-year change in net income248.1%
- Source
- computed
- Taken on
- 2026-11-08
- Reported in
- AUD
- computed
Returns on capital
27.7%higher is higher, placed against 5,089 companies as of 2026-11-07
Return on invested capitaln/a
We do not hold this figure for this company, so there is nothing to place.
NOPAT / Invested Capital x 100, where NOPAT = Operating Income x (1 - Tax Rate) and Invested Capital = Equity + Total Debt - Cash
- Source
- computed
- Taken on
- 2026-11-08
- Reported in
- AUD
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
Return on equity27.7%
Net Income / Shareholders' Equity x 100
- Source
- computed
- Taken on
- 2026-11-08
- Reported in
- AUD
- Computed from the filing for 2026
- Computed from the filing for 2026
Return on assets5.2%
Net Income / Total Assets x 100
- Source
- computed
- Taken on
- 2026-11-08
- Reported in
- AUD
- Computed from the filing for 2026
- Computed from the filing for 2026
Margins
100.0%wider is higher, placed against 4,336 companies as of 2026-11-07
Gross margin100.0%
Gross Profit / Revenue x 100
- Source
- computed
- Taken on
- 2026-11-08
- Reported in
- AUD
- Computed from the filing for 2026
- Computed from the filing for 2026
Operating margin51.8%
Operating Income / Revenue x 100
- Source
- computed
- Taken on
- 2026-11-08
- Reported in
- AUD
- Computed from the filing for 2026
- Computed from the filing for 2026
Net margin22.9%
Net Income / Revenue x 100
- Source
- computed
- Taken on
- 2026-11-08
- Reported in
- AUD
- Computed from the filing for 2026
- Computed from the filing for 2026
Free cash flow marginn/a
The stored value is a zero that stands for missing data rather than a measurement, so we will not place it.
Free Cash Flow / Revenue x 100
- Source
- computed
- Taken on
- 2026-11-08
- Reported in
- AUD
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
Price
4.6xcheaper is higher, placed against 4,362 companies as of 2026-11-07
Price to earnings4.6x
Price / Earnings per Share (diluted)
- Source
- computed
- Taken on
- 2026-11-08
- Reported in
- AUD
- computed
- Computed from the filing for 2026
Price to book1.3x
Price / Book Value per Share, where BVPS = Shareholders' Equity / Diluted Shares
- Source
- computed
- Taken on
- 2026-11-08
- Reported in
- AUD
- computed
- Computed from the filing for 2026
- computed
- Computed from the filing for 2026
EV to EBITDA8.4x
Enterprise Value / EBITDA, where EV = Market Cap + Total Debt - Cash
- Source
- computed
- Taken on
- 2026-11-08
- Reported in
- AUD
- computed
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
Price to sales ratio1.0x
Market Cap / Revenue, where Market Cap = Price x Diluted Shares
- Source
- computed
- Taken on
- 2026-11-08
- Reported in
- AUD
- computed
- Computed from the filing for 2026
- Computed from the filing for 2026
Safety
3.87safer is higher, placed against 1,436 companies as of 2026-11-07
Debt to equity3.87
Total Debt / Shareholders' Equity
- Source
- computed
- Taken on
- 2026-11-08
- Reported in
- AUD
- Computed from the filing for 2026
- Computed from the filing for 2026
Current ratio33.92
Current Assets / Current Liabilities
- Source
- computed
- Taken on
- 2026-11-08
- Reported in
- AUD
- Computed from the filing for 2026
- Computed from the filing for 2026
Interest coverage1.9x
Operating Income / Interest Expense
- Source
- computed
- Taken on
- 2026-11-08
- Reported in
- AUD
- Computed from the filing for 2026
- Computed from the filing for 2026
Altman Z-Scoren/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
1.2 x A + 1.4 x B + 3.3 x C + 0.6 x D + 1.0 x E (A=WC/TA, B=RE/TA, C=EBIT/TA, D=MktCap/TL, E=Rev/TA)
- Source
- computed
- Taken on
- 2026-11-08
- Reported in
- AUD
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
What it pays out
n/aWe do not hold this figure for this company, so there is nothing to place.
more, and better covered, is higher, with no cohort held
Dividend yieldn/a
We do not hold this figure for this company, so there is nothing to place.
- Source
- computed
- Taken on
- 2026-11-08
- Reported in
- AUD
- computed
Payout ration/a
We do not hold this figure for this company, so there is nothing to place.
Common Dividends Paid / Net Income x 100, both from the latest filed fiscal year
- Source
- computed
- Taken on
- 2026-11-08
- Reported in
- AUD
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
Dividend cover ration/a
We do not hold this figure for this company, so there is nothing to place.
- Source
- computed
- Taken on
- 2026-11-08
- Reported in
- AUD
- computed
Share a finding
A link to the finding, not to you: it carries nothing about your account.