DAVE

Dave Inc. · NASDAQ · Technology · USD · 10-K for 2025, filed 2026-03-02

Figures on this page computed 2026-11-06 20:07 UTC

Last close

336.22USD

Market data, 2026-11-04

DAVE: weekly closes from 235.45 on 2025-11-07 to 336.22 on 2026-11-04, a move of +42.8%. Prices in USD.

Weekly closes, 2025-11-07 to 2026-11-04

Over that span: +42.8%

Except where said otherwise: 10-K for 2025, filed 2026-03-02

18.8xP/E
Price / Earnings per Share (diluted)
Source
computed
Fiscal year
2025
Accession
0001193125-26-085370
Reported in
USD
- computed
- 10-K for 2025, filed 2026-03-02
The filing itself
n/aROIC
We do not hold this figure for this company, so there is nothing to place.
NOPAT / Invested Capital x 100, where NOPAT = Operating Income x (1 - Tax Rate) and Invested Capital = Equity + Total Debt - Cash
Source
computed
Fiscal year
2025
Accession
0001193125-26-085370
Reported in
USD
- 10-K for 2025, filed 2026-03-02
- 10-K for 2025, filed 2026-03-02
- 10-K for 2025, filed 2026-03-02
- 10-Q for 2025, filed 2026-08-05
- 10-K for 2025, filed 2026-03-02
- 10-Q for 2025, filed 2026-08-05
The filing itself
35.3%Net margin
Net Income / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0001193125-26-085370
Reported in
USD
- 10-K for 2025, filed 2026-03-02
- 10-K for 2025, filed 2026-03-02
The filing itself
52.3%FCF margin
Free Cash Flow / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0001193125-26-085370
Reported in
USD
- 10-K for 2025, filed 2026-03-02
- 10-K for 2025, filed 2026-03-02
The filing itself
n/aDebt/equity
We do not hold this figure for this company, so there is nothing to place.
Total Debt / Shareholders' Equity
Source
computed
Fiscal year
2025
Accession
0001193125-26-085370
Reported in
USD
- 10-K for 2025, filed 2026-03-02
- 10-Q for 2025, filed 2026-08-05
The filing itself
n/aDividend yield
We do not hold this figure for this company, so there is nothing to place.
Source
computed
Taken on
2026-11-06
Reported in
USD
- computed

Price is the furthest below its sector's middle: 0.26 against 0.35 on the market's range.

What it pays out: n/aWe do not hold this figure for this company, so there is nothing to place.

Five bars, one line

lens 7 of 9

2.26x

27.34x

5.42x

0.01x

2.41x

SalesProfitFree cash flowDebtPrice

Each bar against this company's own average; the line is that average.

Filed2025

Market data2026-11-04

Each against its own average

5 of 5 read

Except where said otherwise: 10-K for 2025, filed 2026-03-02

Sales2.26x
Its own average over 7 years, 245.2M.
Profit27.34x
Its own average over 7 years, 7.2M.
Free cash flow5.42x
Its own average over 7 years, 53.5M.
Debt0.01x
Its own average over 7 years, 39.1M.
Price2.41x
Its own average over 6 years, 139. Market data, 2026-11-04

Profit is furthest from its own average, at 27.34 times.

The filed years, as a table

Each line is 100 at 2019-12-31, the first year we hold.

Filed year	Sales	Profit	Shares in issue
2019-12-31	100.0	100.0	n/a
2020-12-31	159.8	-884.0	n/a
2021-12-31	200.7	-2,540.4	100.0
2022-12-31	268.7	-16,379.4	271.6
2023-12-31	339.9	-6,164.8	279.7
2024-12-31	455.3	7,353.6	324.0
2025-12-31	727.0	24,887.5	339.4

How sales was got

Source: filed
Statement: income
Fiscal year: 2025
Accession: 0001193125-26-085370
Reported in: USD

The filing itself

How profit was got

Source: filed
Statement: income
Fiscal year: 2025
Accession: 0001193125-26-085370
Reported in: USD

The filing itself

How shares in issue was got

Source: filed
Statement: income
Fiscal year: 2025
Accession: 0001193125-26-085370
Reported in: USD

The filing itself

Figures behind the shape

Growth

35.4%

faster is higher, placed against 4,940 companies as of 2026-11-05

Five-year revenue growth rate35.4%
Source
computed
Taken on
2026-11-06
Reported in
USD
- computed
Five-year EPS growth raten/a
We do not hold this figure for this company, so there is nothing to place.
Source
computed
Taken on
2026-11-06
Reported in
USD
- computed
One-year change in net income238.4%
Source
computed
Taken on
2026-11-06
Reported in
USD
- computed

Returns on capital

55.5%

higher is higher, placed against 5,079 companies as of 2026-11-05

Return on invested capitaln/a
We do not hold this figure for this company, so there is nothing to place.
NOPAT / Invested Capital x 100, where NOPAT = Operating Income x (1 - Tax Rate) and Invested Capital = Equity + Total Debt - Cash
Source
computed
Fiscal year
2025
Accession
0001193125-26-085370
Reported in
USD
- 10-K for 2025, filed 2026-03-02
- 10-K for 2025, filed 2026-03-02
- 10-K for 2025, filed 2026-03-02
- 10-Q for 2025, filed 2026-08-05
- 10-K for 2025, filed 2026-03-02
- 10-Q for 2025, filed 2026-08-05
The filing itself
Return on equity55.5%
Net Income / Shareholders' Equity x 100
Source
computed
Fiscal year
2025
Accession
0001193125-26-085370
Reported in
USD
- 10-K for 2025, filed 2026-03-02
- 10-Q for 2025, filed 2026-08-05
The filing itself
Return on assets40.2%
Net Income / Total Assets x 100
Source
computed
Fiscal year
2025
Accession
0001193125-26-085370
Reported in
USD
- 10-K for 2025, filed 2026-03-02
- 10-Q for 2025, filed 2026-08-05
The filing itself

Margins

35.3%

wider is higher, placed against 3,410 companies as of 2026-11-05

Gross marginn/a
We do not hold this figure for this company, so there is nothing to place.
Gross Profit / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0001193125-26-085370
Reported in
USD
- 10-K for 2025, filed 2026-03-02
- 10-K for 2025, filed 2026-03-02
The filing itself
Operating marginn/a
We do not hold this figure for this company, so there is nothing to place.
Operating Income / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0001193125-26-085370
Reported in
USD
- 10-K for 2025, filed 2026-03-02
- 10-K for 2025, filed 2026-03-02
The filing itself
Net margin35.3%
Net Income / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0001193125-26-085370
Reported in
USD
- 10-K for 2025, filed 2026-03-02
- 10-K for 2025, filed 2026-03-02
The filing itself
Free cash flow margin52.3%
Free Cash Flow / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0001193125-26-085370
Reported in
USD
- 10-K for 2025, filed 2026-03-02
- 10-K for 2025, filed 2026-03-02
The filing itself

Price

18.8x

cheaper is higher, placed against 4,359 companies as of 2026-11-05

Price to earnings18.8x
Price / Earnings per Share (diluted)
Source
computed
Fiscal year
2025
Accession
0001193125-26-085370
Reported in
USD
- computed
- 10-K for 2025, filed 2026-03-02
The filing itself
Price to book11.3x10-Q for 2025, filed 2026-08-05
Price / Book Value per Share, where BVPS = Shareholders' Equity / Diluted Shares
Source
computed
Fiscal year
2025
Accession
0001193125-26-335154
Reported in
USD
- computed
- 10-Q for 2025, filed 2026-08-05
- computed
- 10-K for 2025, filed 2026-03-02
The filing itself
EV to EBITDAn/a
We do not hold this figure for this company, so there is nothing to place.
Enterprise Value / EBITDA, where EV = Market Cap + Total Debt - Cash
Source
computed
Fiscal year
2025
Accession
0001193125-26-085370
Reported in
USD
- computed
- 10-K for 2025, filed 2026-03-02
- 10-K for 2025, filed 2026-03-02
- 10-Q for 2025, filed 2026-08-05
- 10-K for 2025, filed 2026-03-02
The filing itself
Price to sales ratio7.2x
Market Cap / Revenue, where Market Cap = Price x Diluted Shares
Source
computed
Fiscal year
2025
Accession
0001193125-26-085370
Reported in
USD
- computed
- 10-K for 2025, filed 2026-03-02
- 10-K for 2025, filed 2026-03-02
The filing itself

Safety

3.83

safer is higher, placed against 4,230 companies as of 2026-11-05

Debt to equityn/a
We do not hold this figure for this company, so there is nothing to place.
Total Debt / Shareholders' Equity
Source
computed
Fiscal year
2025
Accession
0001193125-26-085370
Reported in
USD
- 10-K for 2025, filed 2026-03-02
- 10-Q for 2025, filed 2026-08-05
The filing itself
Current ratio3.8310-Q for 2025, filed 2026-08-05
Current Assets / Current Liabilities
Source
computed
Fiscal year
2025
Accession
0001193125-26-335154
Reported in
USD
- 10-Q for 2025, filed 2026-08-05
- 10-Q for 2025, filed 2026-08-05
The filing itself
Interest coveragen/a
We do not hold this figure for this company, so there is nothing to place.
Operating Income / Interest Expense
Source
computed
Fiscal year
2025
Accession
0001193125-26-085370
Reported in
USD
- 10-K for 2025, filed 2026-03-02
- 10-K for 2025, filed 2026-03-02
The filing itself
Altman Z-Scoren/a
We do not hold this figure for this company, so there is nothing to place.
1.2 x A + 1.4 x B + 3.3 x C + 0.6 x D + 1.0 x E (A=WC/TA, B=RE/TA, C=EBIT/TA, D=MktCap/TL, E=Rev/TA)
Source
computed
Taken on
2026-11-06
Reported in
USD
- Computed from the 10-K for 2025, filed 2026-03-02
- Computed from the 10-K for 2025, filed 2026-03-02
- Computed from the 10-K for 2025, filed 2026-03-02
- Computed from the 10-K for 2025, filed 2026-03-02
- Computed from the 10-K for 2025, filed 2026-03-02

What it pays out

n/a

We do not hold this figure for this company, so there is nothing to place.

more, and better covered, is higher, with no cohort held

Dividend yieldn/a
We do not hold this figure for this company, so there is nothing to place.
Source
computed
Taken on
2026-11-06
Reported in
USD
- computed
Payout ration/a
We do not hold this figure for this company, so there is nothing to place.
Common Dividends Paid / Net Income x 100, both from the latest filed fiscal year
Source
computed
Fiscal year
2025
Accession
0001193125-26-085370
Reported in
USD
- 10-K for 2025, filed 2026-03-02
- Computed from the 10-K for 2025, filed 2026-03-02
- 10-K for 2025, filed 2026-03-02
The filing itself
Dividend cover ration/a
We do not hold this figure for this company, so there is nothing to place.
Source
computed
Taken on
2026-11-06
Reported in
USD
- computed

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