FSBC
Five Star Bancorp · NASDAQ · Financial Services · USD · 10-K for 2025, filed 2026-02-27
Figures on this page computed 2026-11-08 11:49 UTC
Last close
45.29USD
Market data, 2026-11-04
Weekly closes, 2025-11-07 to 2026-11-04
Over that span: +31.6%
Except where said otherwise: 10-K for 2025, filed 2026-02-27
15.2xP/E
Price / Earnings per Share (diluted)
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001628280-26-012724
- Reported in
- USD
- computed
- 10-K for 2025, filed 2026-02-27
n/aROIC
This measure is not defined for this kind of company, so there is no peer group it belongs in.
NOPAT / Invested Capital x 100, where NOPAT = Operating Income x (1 - Tax Rate) and Invested Capital = Equity + Total Debt - Cash
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001628280-26-012724
- Reported in
- USD
- 10-K for 2025, filed 2026-02-27
- 10-K for 2025, filed 2026-02-27
- 10-K for 2025, filed 2026-02-27
- 10-Q for 2025, filed 2026-08-06
- 10-K for 2025, filed 2026-02-27
- 10-Q for 2025, filed 2026-08-06
n/aNet margin
This figure is scaled by the business model rather than by management, so it can only be read against its own sector. We do not hold a large enough sector cohort, and we will not fall back to the whole market.
Net Income / Revenue x 100
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001628280-26-012724
- Reported in
- USD
- 10-K for 2025, filed 2026-02-27
- 10-K for 2025, filed 2026-02-27
n/aFCF margin
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Free Cash Flow / Revenue x 100
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001628280-26-012724
- Reported in
- USD
- 10-K for 2025, filed 2026-02-27
- 10-K for 2025, filed 2026-02-27
n/aDebt/equity
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Total Debt / Shareholders' Equity
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001628280-26-012724
- Reported in
- USD
- 10-K for 2025, filed 2026-02-27
- 10-Q for 2025, filed 2026-08-06
2.3%Dividend yield
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- USD
- computed
- computed
- computed
- computed
- computed
- Computed from the filing for 2025, filed 2026-02-27
Price is the furthest below its sector's middle: 0.45 against 0.55 on the market's range.
- Growth27.3%58 of 100, above its sector
- Returns on capitaln/anot placed
- Marginsn/anot placed
- Price15.2x45 of 100, below its sector
- Safetyn/anot placed
- What it pays out2.3%56 of 100, above its sector
- Returns on capital: n/aThis measure is not defined for this kind of company, so there is no peer group it belongs in.
- Margins: n/aThis measure is not defined for this kind of company, so there is no peer group it belongs in.
- Safety: n/aThis measure is not defined for this kind of company, so there is no peer group it belongs in.
Five bars, one line
lens 7 of 9Each against its own average
4 of 5 readExcept where said otherwise: 10-K for 2025, filed 2026-02-27
- Sales2.52x
Its own average over 10 years, 98.8M.
- Profit1.99x
Its own average over 10 years, 30.9M.
- Free cash flow2.27x
Its own average over 10 years, 31.5M.
- Debtn/a
Its own average over 4 years, 61.6M.
- Price1.81x
Its own average over 11 years, 25. Market data, 2026-11-04
Sales is furthest from its own average, at 2.52 times.
The filed years, as a table
10Each line is 100 at 2016-12-31, the first year we hold.
| Filed year | Sales | Profit | Shares in issue |
|---|---|---|---|
| 2016-12-31 | 100.0 | 100.0 | 100.0 |
| 2017-12-31 | 103.4 | 166.5 | 99.9 |
| 2018-12-31 | 0.4 | 41.1 | 99.5 |
| 2019-12-31 | 1,005.5 | 5,711.5 | 97.2 |
| 2020-12-31 | 1,074.2 | 7,003.5 | 527.4 |
| 2021-12-31 | 1,178.1 | 8,273.1 | 785.9 |
| 2022-12-31 | 1,702.8 | 8,733.1 | 899.7 |
| 2023-12-31 | 2,518.2 | 9,304.9 | 900.8 |
| 2024-12-31 | 2,988.5 | 8,902.7 | 1,059.0 |
| 2025-12-31 | 3,594.7 | 12,009.0 | 1,115.0 |
How sales was got
- Source
- filed
- Statement
- income
- Fiscal year
- 2025
- Accession
- 0001628280-26-012724
- Reported in
- USD
How profit was got
- Source
- filed
- Statement
- income
- Fiscal year
- 2025
- Accession
- 0001628280-26-012724
- Reported in
- USD
How shares in issue was got
- Source
- filed
- Statement
- income
- Fiscal year
- 2025
- Accession
- 0001628280-26-012724
- Reported in
- USD
Figures behind the shape
Growth
27.3%faster is higher, placed against 4,950 companies as of 2026-11-07
Five-year revenue growth rate27.3%
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- USD
- computed
Five-year EPS growth rate-4.1%
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- USD
- computed
One-year change in net income34.9%
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- USD
- computed
Returns on capital
n/aThis measure is not defined for this kind of company, so there is no peer group it belongs in.
higher is higher, with no cohort held
Return on invested capitaln/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
NOPAT / Invested Capital x 100, where NOPAT = Operating Income x (1 - Tax Rate) and Invested Capital = Equity + Total Debt - Cash
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001628280-26-012724
- Reported in
- USD
- 10-K for 2025, filed 2026-02-27
- 10-K for 2025, filed 2026-02-27
- 10-K for 2025, filed 2026-02-27
- 10-Q for 2025, filed 2026-08-06
- 10-K for 2025, filed 2026-02-27
- 10-Q for 2025, filed 2026-08-06
Return on equityn/a
This figure is scaled by the business model rather than by management, so it can only be read against its own sector. We do not hold a large enough sector cohort, and we will not fall back to the whole market.
Net Income / Shareholders' Equity x 100
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001628280-26-012724
- Reported in
- USD
- 10-K for 2025, filed 2026-02-27
- 10-Q for 2025, filed 2026-08-06
Return on assetsn/a
This figure is scaled by the business model rather than by management, so it can only be read against its own sector. We do not hold a large enough sector cohort, and we will not fall back to the whole market.
Net Income / Total Assets x 100
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001628280-26-012724
- Reported in
- USD
- 10-K for 2025, filed 2026-02-27
- 10-Q for 2025, filed 2026-08-06
Margins
n/aThis measure is not defined for this kind of company, so there is no peer group it belongs in.
wider is higher, with no cohort held
Gross marginn/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Gross Profit / Revenue x 100
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001628280-26-012724
- Reported in
- USD
- 10-K for 2025, filed 2026-02-27
- 10-K for 2025, filed 2026-02-27
Operating marginn/a
This figure is scaled by the business model rather than by management, so it can only be read against its own sector. We do not hold a large enough sector cohort, and we will not fall back to the whole market.
Operating Income / Revenue x 100
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001628280-26-012724
- Reported in
- USD
- 10-K for 2025, filed 2026-02-27
- 10-K for 2025, filed 2026-02-27
Net marginn/a
This figure is scaled by the business model rather than by management, so it can only be read against its own sector. We do not hold a large enough sector cohort, and we will not fall back to the whole market.
Net Income / Revenue x 100
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001628280-26-012724
- Reported in
- USD
- 10-K for 2025, filed 2026-02-27
- 10-K for 2025, filed 2026-02-27
Free cash flow marginn/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Free Cash Flow / Revenue x 100
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001628280-26-012724
- Reported in
- USD
- 10-K for 2025, filed 2026-02-27
- 10-K for 2025, filed 2026-02-27
Price
15.2xcheaper is higher, placed against 4,362 companies as of 2026-11-07
Price to earnings15.2x
Price / Earnings per Share (diluted)
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001628280-26-012724
- Reported in
- USD
- computed
- 10-K for 2025, filed 2026-02-27
Price to book2.1x10-Q for 2025, filed 2026-08-06
Price / Book Value per Share, where BVPS = Shareholders' Equity / Diluted Shares
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001628280-26-054141
- Reported in
- USD
- computed
- 10-Q for 2025, filed 2026-08-06
- computed
- 10-K for 2025, filed 2026-02-27
EV to EBITDAn/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Enterprise Value / EBITDA, where EV = Market Cap + Total Debt - Cash
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001628280-26-012724
- Reported in
- USD
- computed
- 10-K for 2025, filed 2026-02-27
- 10-K for 2025, filed 2026-02-27
- 10-Q for 2025, filed 2026-08-06
- 10-K for 2025, filed 2026-02-27
Price to sales ratio3.8x
Market Cap / Revenue, where Market Cap = Price x Diluted Shares
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001628280-26-012724
- Reported in
- USD
- computed
- 10-K for 2025, filed 2026-02-27
- 10-K for 2025, filed 2026-02-27
Safety
n/aThis measure is not defined for this kind of company, so there is no peer group it belongs in.
safer is higher, with no cohort held
Debt to equityn/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Total Debt / Shareholders' Equity
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001628280-26-012724
- Reported in
- USD
- 10-K for 2025, filed 2026-02-27
- 10-Q for 2025, filed 2026-08-06
Current ration/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Current Assets / Current Liabilities
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001628280-26-012724
- Reported in
- USD
- 10-K for 2025, filed 2026-02-27
- 10-K for 2025, filed 2026-02-27
Interest coveragen/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Operating Income / Interest Expense
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001628280-26-012724
- Reported in
- USD
- 10-K for 2025, filed 2026-02-27
- 10-K for 2025, filed 2026-02-27
Altman Z-Scoren/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
1.2 x A + 1.4 x B + 3.3 x C + 0.6 x D + 1.0 x E (A=WC/TA, B=RE/TA, C=EBIT/TA, D=MktCap/TL, E=Rev/TA)
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- USD
- Computed from the 10-K for 2025, filed 2026-02-27
- Computed from the 10-K for 2025, filed 2026-02-27
- Computed from the 10-K for 2025, filed 2026-02-27
- Computed from the 10-K for 2025, filed 2026-02-27
- Computed from the 10-K for 2025, filed 2026-02-27
What it pays out
2.3%more, and better covered, is higher, placed against 1,395 companies as of 2026-11-07
Dividend yield2.3%
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- USD
- computed
- computed
- computed
- computed
- computed
- Computed from the filing for 2025, filed 2026-02-27
Payout ratio27.7%
Common Dividends Paid / Net Income x 100, both from the latest filed fiscal year
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001628280-26-012724
- Reported in
- USD
- 10-K for 2025, filed 2026-02-27
- Computed from the 10-K for 2025, filed 2026-02-27
- 10-K for 2025, filed 2026-02-27
Dividend cover ration/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- USD
- computed
Share a finding
A link to the finding, not to you: it carries nothing about your account.