JCAP

Jefferson Capital, Inc. Common Stock · NASDAQ · Financial Services · USD · 10-K for 2025, filed 2026-03-13

Figures on this page computed 2026-11-07 17:37 UTC

Last close

20.64USD

Market data, 2026-11-04

JCAP: weekly closes from 19.45 on 2025-11-07 to 20.64 on 2026-11-04, a move of +6.1%. Prices in USD.

Weekly closes, 2025-11-07 to 2026-11-04

Over that span: +6.1%

Except where said otherwise: 10-K for 2025, filed 2026-03-13

  • 3.5xP/E

    Price / Earnings per Share (diluted)

    Source
    computed
    Fiscal year
    2025
    Accession
    0001104659-26-027199
    Reported in
    USD
    • computed
    • 10-K for 2025, filed 2026-03-13

    The filing itself

  • n/aROIC

    We do not hold this figure for this company, so there is nothing to place.

    NOPAT / Invested Capital x 100, where NOPAT = Operating Income x (1 - Tax Rate) and Invested Capital = Equity + Total Debt - Cash

    Source
    computed
    Fiscal year
    2025
    Accession
    0001104659-26-027199
    Reported in
    USD
    • 10-K for 2025, filed 2026-03-13
    • 10-K for 2025, filed 2026-03-13
    • 10-K for 2025, filed 2026-03-13
    • 10-Q for 2025, filed 2026-08-13
    • 10-K for 2025, filed 2026-03-13
    • 10-Q for 2025, filed 2026-08-13

    The filing itself

  • 30.6%Net margin

    Net Income / Revenue x 100

    Source
    computed
    Fiscal year
    2025
    Accession
    0001104659-26-027199
    Reported in
    USD
    • 10-K for 2025, filed 2026-03-13
    • 10-K for 2025, filed 2026-03-13

    The filing itself

  • n/aFCF margin

    We do not hold this figure for this company, so there is nothing to place.

    Free Cash Flow / Revenue x 100

    Source
    computed
    Fiscal year
    2025
    Accession
    0001104659-26-027199
    Reported in
    USD
    • 10-K for 2025, filed 2026-03-13
    • 10-K for 2025, filed 2026-03-13
    • 10-K for 2025, filed 2026-03-13

    The filing itself

  • n/aDebt/equity

    We do not hold this figure for this company, so there is nothing to place.

    Total Debt / Shareholders' Equity

    Source
    computed
    Fiscal year
    2025
    Accession
    0001104659-26-027199
    Reported in
    USD
    • 10-K for 2025, filed 2026-03-13
    • 10-Q for 2025, filed 2026-08-13

    The filing itself

  • n/aDividend yield

    We do not hold this figure for this company, so there is nothing to place.

    Source
    computed
    Taken on
    2026-11-06
    Reported in
    USD
    • computed

The filed years, as a table

8

Each line is 100 at 2015-12-31, the first year we hold.

Filed yearSalesShares in issue
2015-12-31100.0100.0
2016-12-31374.8137.9
2017-12-31699.4264.5
2018-12-311,790.8384.3
2019-12-312,587.1479.3
2023-12-3118,535.4n/a
2024-12-3124,861.8n/a
2025-12-3135,185.8666.4
How sales was got
Source
filed
Statement
income
Fiscal year
2025
Accession
0001104659-26-027199
Reported in
USD

The filing itself

How shares in issue was got
Source
filed
Statement
income
Fiscal year
2025
Accession
0001104659-26-027199
Reported in
USD

The filing itself

Figures behind the shape

Growth

45.8%

faster is higher, placed against 4,950 companies as of 2026-11-06

  • Five-year revenue growth raten/a

    We do not hold this figure for this company, so there is nothing to place.

    Source
    computed
    Taken on
    2026-11-06
    Reported in
    USD
    • computed
  • Five-year EPS growth raten/a

    We do not hold this figure for this company, so there is nothing to place.

    Source
    computed
    Taken on
    2026-11-06
    Reported in
    USD
    • computed
  • One-year change in net income45.8%
    Source
    computed
    Taken on
    2026-11-06
    Reported in
    USD
    • computed

Returns on capital

39.5%

higher is higher, placed against 5,089 companies as of 2026-11-06

  • Return on invested capitaln/a

    We do not hold this figure for this company, so there is nothing to place.

    NOPAT / Invested Capital x 100, where NOPAT = Operating Income x (1 - Tax Rate) and Invested Capital = Equity + Total Debt - Cash

    Source
    computed
    Fiscal year
    2025
    Accession
    0001104659-26-027199
    Reported in
    USD
    • 10-K for 2025, filed 2026-03-13
    • 10-K for 2025, filed 2026-03-13
    • 10-K for 2025, filed 2026-03-13
    • 10-Q for 2025, filed 2026-08-13
    • 10-K for 2025, filed 2026-03-13
    • 10-Q for 2025, filed 2026-08-13

    The filing itself

  • Return on equity39.5%

    Net Income / Shareholders' Equity x 100

    Source
    computed
    Fiscal year
    2025
    Accession
    0001104659-26-027199
    Reported in
    USD
    • 10-K for 2025, filed 2026-03-13
    • 10-Q for 2025, filed 2026-08-13

    The filing itself

  • Return on assets9.0%

    Net Income / Total Assets x 100

    Source
    computed
    Fiscal year
    2025
    Accession
    0001104659-26-027199
    Reported in
    USD
    • 10-K for 2025, filed 2026-03-13
    • 10-Q for 2025, filed 2026-08-13

    The filing itself

Margins

51.6%

wider is higher, placed against 4,336 companies as of 2026-11-06

  • Gross marginn/a

    We do not hold this figure for this company, so there is nothing to place.

    Gross Profit / Revenue x 100

    Source
    computed
    Fiscal year
    2025
    Accession
    0001104659-26-027199
    Reported in
    USD
    • 10-K for 2025, filed 2026-03-13
    • 10-K for 2025, filed 2026-03-13

    The filing itself

  • Operating margin51.6%

    Operating Income / Revenue x 100

    Source
    computed
    Fiscal year
    2025
    Accession
    0001104659-26-027199
    Reported in
    USD
    • 10-K for 2025, filed 2026-03-13
    • 10-K for 2025, filed 2026-03-13

    The filing itself

  • Net margin30.6%

    Net Income / Revenue x 100

    Source
    computed
    Fiscal year
    2025
    Accession
    0001104659-26-027199
    Reported in
    USD
    • 10-K for 2025, filed 2026-03-13
    • 10-K for 2025, filed 2026-03-13

    The filing itself

  • Free cash flow marginn/a

    We do not hold this figure for this company, so there is nothing to place.

    Free Cash Flow / Revenue x 100

    Source
    computed
    Fiscal year
    2025
    Accession
    0001104659-26-027199
    Reported in
    USD
    • 10-K for 2025, filed 2026-03-13
    • 10-K for 2025, filed 2026-03-13
    • 10-K for 2025, filed 2026-03-13

    The filing itself

Price

3.5x

cheaper is higher, placed against 4,362 companies as of 2026-11-06

  • Price to earnings3.5x

    Price / Earnings per Share (diluted)

    Source
    computed
    Fiscal year
    2025
    Accession
    0001104659-26-027199
    Reported in
    USD
    • computed
    • 10-K for 2025, filed 2026-03-13

    The filing itself

  • Price to book1.3x10-Q for 2025, filed 2026-08-13

    Price / Book Value per Share, where BVPS = Shareholders' Equity / Diluted Shares

    Source
    computed
    Fiscal year
    2025
    Accession
    0001104659-26-095946
    Reported in
    USD
    • computed
    • 10-Q for 2025, filed 2026-08-13
    • computed
    • 10-K for 2025, filed 2026-03-13

    The filing itself

  • EV to EBITDAn/a

    We do not hold this figure for this company, so there is nothing to place.

    Enterprise Value / EBITDA, where EV = Market Cap + Total Debt - Cash

    Source
    computed
    Fiscal year
    2025
    Accession
    0001104659-26-027199
    Reported in
    USD
    • computed
    • 10-K for 2025, filed 2026-03-13
    • 10-K for 2025, filed 2026-03-13
    • 10-Q for 2025, filed 2026-08-13
    • 10-K for 2025, filed 2026-03-13

    The filing itself

  • Price to sales ratio1.0x

    Market Cap / Revenue, where Market Cap = Price x Diluted Shares

    Source
    computed
    Fiscal year
    2025
    Accession
    0001104659-26-027199
    Reported in
    USD
    • computed
    • 10-K for 2025, filed 2026-03-13
    • 10-K for 2025, filed 2026-03-13

    The filing itself

Safety

3.0x

safer is higher, placed against 1,436 companies as of 2026-11-06

  • Debt to equityn/a

    We do not hold this figure for this company, so there is nothing to place.

    Total Debt / Shareholders' Equity

    Source
    computed
    Fiscal year
    2025
    Accession
    0001104659-26-027199
    Reported in
    USD
    • 10-K for 2025, filed 2026-03-13
    • 10-Q for 2025, filed 2026-08-13

    The filing itself

  • Current ration/a

    We do not hold this figure for this company, so there is nothing to place.

    Current Assets / Current Liabilities

    Source
    computed
    Fiscal year
    2025
    Accession
    0001104659-26-027199
    Reported in
    USD
    • 10-K for 2025, filed 2026-03-13
    • 10-K for 2025, filed 2026-03-13

    The filing itself

  • Interest coverage3.0x

    Operating Income / Interest Expense

    Source
    computed
    Fiscal year
    2025
    Accession
    0001104659-26-027199
    Reported in
    USD
    • 10-K for 2025, filed 2026-03-13
    • 10-K for 2025, filed 2026-03-13

    The filing itself

  • Altman Z-Scoren/a

    This measure is not defined for this kind of company, so there is no peer group it belongs in.

    1.2 x A + 1.4 x B + 3.3 x C + 0.6 x D + 1.0 x E (A=WC/TA, B=RE/TA, C=EBIT/TA, D=MktCap/TL, E=Rev/TA)

    Source
    computed
    Taken on
    2026-11-06
    Reported in
    USD
    • Computed from the 10-K for 2025, filed 2026-03-13
    • Computed from the 10-K for 2025, filed 2026-03-13
    • Computed from the 10-K for 2025, filed 2026-03-13
    • Computed from the 10-K for 2025, filed 2026-03-13
    • Computed from the 10-K for 2025, filed 2026-03-13

What it pays out

33.8%

more, and better covered, is higher, placed against 1,395 companies as of 2026-11-06

  • Dividend yieldn/a

    We do not hold this figure for this company, so there is nothing to place.

    Source
    computed
    Taken on
    2026-11-06
    Reported in
    USD
    • computed
  • Payout ratio33.8%

    Common Dividends Paid / Net Income x 100, both from the latest filed fiscal year

    Source
    computed
    Fiscal year
    2025
    Accession
    0001104659-26-027199
    Reported in
    USD
    • 10-K for 2025, filed 2026-03-13
    • Computed from the 10-K for 2025, filed 2026-03-13
    • 10-K for 2025, filed 2026-03-13

    The filing itself

  • Dividend cover ration/a

    We do not hold this figure for this company, so there is nothing to place.

    Source
    computed
    Taken on
    2026-11-06
    Reported in
    USD
    • computed

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Filed figures cite the filing they come from; figures marked Market data are quotes as of the date shown. Not a recommendation and not advice.

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