NSE:SATIN
Satin Creditcare Network Limited · NSE · Financial Services · INR · FY for 2026
Figures on this page computed 2026-11-07 15:15 UTC
Last close
n/aINR
Market data
We are not showing closes for this listing. A line drawn through points we do not hold would look exactly like a listing that did not move.
8.7xP/E
Price / Earnings per Share (diluted)
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- INR
- computed
- Computed from the filing for 2026
n/aROIC
We do not hold this figure for this company, so there is nothing to place.
NOPAT / Invested Capital x 100, where NOPAT = Operating Income x (1 - Tax Rate) and Invested Capital = Equity + Total Debt - Cash
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- INR
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
10.5%Net margin
Net Income / Revenue x 100
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- INR
- Computed from the filing for 2026
- Computed from the filing for 2026
23.6%FCF margin
Free Cash Flow / Revenue x 100
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- INR
- Computed from the filing for 2026
- Computed from the filing for 2026
n/aDebt/equity
We do not hold this figure for this company, so there is nothing to place.
Total Debt / Shareholders' Equity
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- INR
- Computed from the filing for 2026
- Computed from the filing for 2026
n/aDividend yield
We do not hold this figure for this company, so there is nothing to place.
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- INR
- computed
Safety is the furthest below its sector's middle: 0.05 against 0.55 on the market's range.
- Growth21.6%80 of 100, above its sector
- Returns on capital11.6%67 of 100, above its sector
- Margins64.3%84 of 100, above its sector
- Price8.7x75 of 100, above its sector
- Safety0.395 of 100, below its sector
- What it pays outn/anot placed
- What it pays out: n/aWe do not hold this figure for this company, so there is nothing to place.
Five bars, one line
lens 7 of 9Each against its own average
4 of 5 readExcept where said otherwise: Computed from the filing for 2026
- Sales2.10x
Its own average over 10 years, 15.08B.
- Profit2.34x
Its own average over 10 years, 1.42B.
- Free cash flow-1.30x
Its own average over 10 years, -5.72B.
- Debt1.68x
Its own average over 10 years, 65.61B.
- Pricen/a
Its own average over 0 years. Market data
Free cash flow is furthest from its own average, at -1.30 times.
A find tonight
The free cash flow it filed is 26.4 percent of its market value, holds cash worth 79.7 percent of its market value, and scores 7 of Piotroski's nine tests on its last filings.
- Value
- 78
- Cheap
- 96
- Sound
- 59
- Unwatched
- 73
What stands out
- Safety: scores 7 of Piotroski's nine tests on its last filings, which is better than 86 percent of the companies we rank in National Stock Exchange of India.
- Price: the free cash flow it filed is 26.4 percent of its market value, which is better than 99 percent of the companies we rank in National Stock Exchange of India.
What could make it a trap
- None of the tests we hold fired against it: we checked the five-year net margin trend, share count, Beneish's M and the last year of price. That is the absence of a flag we look for and not a clean bill of health.
Why it is cheap
Except where said otherwise: Computed from the filing for 2026
Earnings yield11.8%
Filed net income for the last annual period, over market value
- Source
- computed
- Fiscal year
- 2026
- Taken on
- 2026-11-04
- Reported in
- INR
- Computed from the FY for 2026
- Market data, 2026-11-04
Free cash flow yield26.4%
Filed operating cash flow less capital expenditure, over market value
- Source
- computed
- Fiscal year
- 2026
- Taken on
- 2026-11-04
- Reported in
- INR
- Computed from the FY for 2026
- Market data, 2026-11-04
Price to book1.0x
Market value over filed total equity
- Source
- computed
- Fiscal year
- 2026
- Taken on
- 2026-11-04
- Reported in
- INR
- Computed from the FY for 2026
- Market data, 2026-11-04
Cash and equivalents against market value79.7%
Filed cash and equivalents, over market value
- Source
- computed
- Fiscal year
- 2026
- Taken on
- 2026-11-04
- Reported in
- INR
- Computed from the FY for 2026
- Market data, 2026-11-04
Piotroski F-Score7.00Computed from the FY for 2026
- Source
- computed
- Statement
- income
- Fiscal year
- 2026
- Reported in
- INR
Earnings quality (Sloan accruals)1.03Computed from the FY for 2026
- Source
- computed
- Statement
- income
- Fiscal year
- 2026
- Reported in
- INR
Consecutive profitable filed years5Computed from the FY for 2026
- Source
- computed
- Statement
- income
- Fiscal year
- 2026
- Reported in
- INR
Last close: Market data, 2026-11-04
The filed years, as a table
10Each line is 100 at 2017-03-31, the first year we hold.
| Filed year | Sales | Profit | Shares in issue |
|---|---|---|---|
| 2017-03-31 | 100.0 | 100.0 | 100.0 |
| 2018-03-31 | 122.7 | 303.2 | 123.7 |
| 2019-03-31 | 154.8 | 808.9 | 140.3 |
| 2020-03-31 | 146.6 | 623.0 | 146.9 |
| 2021-03-31 | 152.4 | -56.2 | 167.0 |
| 2022-03-31 | 160.4 | 83.2 | 204.8 |
| 2023-03-31 | 163.1 | 19.4 | 220.4 |
| 2024-03-31 | 238.0 | 1,752.6 | 271.4 |
| 2025-03-31 | 287.5 | 748.3 | 296.3 |
| 2026-03-31 | 404.4 | 1,335.5 | 296.3 |
How sales was got
- Source
- computed
- Statement
- income
- Fiscal year
- 2026
- Reported in
- INR
How profit was got
- Source
- computed
- Statement
- income
- Fiscal year
- 2026
- Reported in
- INR
How shares in issue was got
- Source
- computed
- Statement
- income
- Fiscal year
- 2026
- Reported in
- INR
Figures behind the shape
Growth
21.6%faster is higher, placed against 4,950 companies as of 2026-11-06
Five-year revenue growth rate21.6%
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- INR
- computed
Five-year EPS growth raten/a
We do not hold this figure for this company, so there is nothing to place.
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- INR
- computed
One-year change in net income78.5%
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- INR
- computed
Returns on capital
11.6%higher is higher, placed against 5,089 companies as of 2026-11-06
Return on invested capitaln/a
We do not hold this figure for this company, so there is nothing to place.
NOPAT / Invested Capital x 100, where NOPAT = Operating Income x (1 - Tax Rate) and Invested Capital = Equity + Total Debt - Cash
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- INR
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
Return on equity11.6%
Net Income / Shareholders' Equity x 100
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- INR
- Computed from the filing for 2026
- Computed from the filing for 2026
Return on assets2.3%
Net Income / Total Assets x 100
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- INR
- Computed from the filing for 2026
- Computed from the filing for 2026
Margins
64.3%wider is higher, placed against 3,412 companies as of 2026-11-06
Gross margin64.3%
Gross Profit / Revenue x 100
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- INR
- Computed from the filing for 2026
- Computed from the filing for 2026
Operating margin36.1%
Operating Income / Revenue x 100
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- INR
- Computed from the filing for 2026
- Computed from the filing for 2026
Net margin10.5%
Net Income / Revenue x 100
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- INR
- Computed from the filing for 2026
- Computed from the filing for 2026
Free cash flow margin23.6%
Free Cash Flow / Revenue x 100
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- INR
- Computed from the filing for 2026
- Computed from the filing for 2026
Price
8.7xcheaper is higher, placed against 4,362 companies as of 2026-11-06
Price to earnings8.7x
Price / Earnings per Share (diluted)
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- INR
- computed
- Computed from the filing for 2026
Price to book1.0x
Price / Book Value per Share, where BVPS = Shareholders' Equity / Diluted Shares
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- INR
- computed
- Computed from the filing for 2026
- computed
- Computed from the filing for 2026
EV to EBITDAn/a
We do not hold this figure for this company, so there is nothing to place.
Enterprise Value / EBITDA, where EV = Market Cap + Total Debt - Cash
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- INR
- computed
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
Price to sales ratio0.9x
Market Cap / Revenue, where Market Cap = Price x Diluted Shares
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- INR
- computed
- Computed from the filing for 2026
- Computed from the filing for 2026
Safety
0.39safer is higher, placed against 4,231 companies as of 2026-11-06
Debt to equityn/a
We do not hold this figure for this company, so there is nothing to place.
Total Debt / Shareholders' Equity
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- INR
- Computed from the filing for 2026
- Computed from the filing for 2026
Current ratio0.39
Current Assets / Current Liabilities
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- INR
- Computed from the filing for 2026
- Computed from the filing for 2026
Interest coveragen/a
We do not hold this figure for this company, so there is nothing to place.
Operating Income / Interest Expense
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- INR
- Computed from the filing for 2026
- Computed from the filing for 2026
Altman Z-Scoren/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
1.2 x A + 1.4 x B + 3.3 x C + 0.6 x D + 1.0 x E (A=WC/TA, B=RE/TA, C=EBIT/TA, D=MktCap/TL, E=Rev/TA)
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- INR
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
What it pays out
n/aWe do not hold this figure for this company, so there is nothing to place.
more, and better covered, is higher, with no cohort held
Dividend yieldn/a
We do not hold this figure for this company, so there is nothing to place.
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- INR
- computed
Payout ration/a
We do not hold this figure for this company, so there is nothing to place.
Common Dividends Paid / Net Income x 100, both from the latest filed fiscal year
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- INR
- Computed from the filing for 2026
- Computed from the filing for 2026
- Computed from the filing for 2026
Dividend cover ration/a
We do not hold this figure for this company, so there is nothing to place.
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- INR
- computed
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