SEZL

Sezzle Inc. · NASDAQ · Financial Services · USD · 10-K for 2025, filed 2026-02-26

Figures on this page computed 2026-11-07 17:38 UTC

Last close

136.69USD

Market data, 2026-11-04

SEZL: weekly closes from 59.24 on 2025-11-07 to 136.69 on 2026-11-04, a move of +130.7%. Prices in USD.

Weekly closes, 2025-11-07 to 2026-11-04

Over that span: +130.7%

Except where said otherwise: 10-K for 2025, filed 2026-02-26

38.0xP/E
Price / Earnings per Share (diluted)
Source
computed
Fiscal year
2025
Accession
0001662991-26-000016
Reported in
USD
- computed
- 10-K for 2025, filed 2026-02-26
The filing itself
58.6%ROIC
NOPAT / Invested Capital x 100, where NOPAT = Operating Income x (1 - Tax Rate) and Invested Capital = Equity + Total Debt - Cash
Source
computed
Fiscal year
2025
Accession
0001662991-26-000016
Reported in
USD
- 10-K for 2025, filed 2026-02-26
- 10-K for 2025, filed 2026-02-26
- 10-K for 2025, filed 2026-02-26
- 10-Q for 2025, filed 2026-08-07
- 10-K for 2025, filed 2026-02-26
- 10-Q for 2025, filed 2026-08-07
The filing itself
29.6%Net margin
Net Income / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0001662991-26-000016
Reported in
USD
- 10-K for 2025, filed 2026-02-26
- 10-K for 2025, filed 2026-02-26
The filing itself
46.5%FCF margin
Free Cash Flow / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0001662991-26-000016
Reported in
USD
- 10-K for 2025, filed 2026-02-26
- 10-K for 2025, filed 2026-02-26
The filing itself
0.83Debt/equity
Total Debt / Shareholders' Equity
Source
computed
Fiscal year
2025
Accession
0001662991-26-000016
Reported in
USD
- 10-K for 2025, filed 2026-02-26
- 10-Q for 2025, filed 2026-08-07
The filing itself
n/aDividend yield
We do not hold this figure for this company, so there is nothing to place.
Source
computed
Taken on
2026-11-06
Reported in
USD
- computed

Price is the furthest below its sector's middle: 0.12 against 0.55 on the market's range.

What it pays out: n/aWe do not hold this figure for this company, so there is nothing to place.

Five bars, one line

lens 7 of 9

2.67x

20.36x

8.46x

2.12x

4.13x

SalesProfitFree cash flowDebtPrice

Each bar against this company's own average; the line is that average.

Filed2025

Market data2026-11-04

Each against its own average

5 of 5 read

Except where said otherwise: 10-K for 2025, filed 2026-02-26

Sales2.67x
Its own average over 7 years, 168.8M.
Profit20.36x
Its own average over 8 years, 6.5M.
Free cash flow8.46x
Its own average over 8 years, 24.7M.
Debt2.12x
Its own average over 8 years, 66.3M.
Price4.13x
Its own average over 7 years, 33. Market data, 2026-11-04

Profit is furthest from its own average, at 20.36 times.

The filed years, as a table

Each line is 100 at 2018-12-31, the first year we hold.

Filed year	Sales	Shares in issue
2018-12-31	100.0	n/a
2020-12-31	3,602.1	100.0
2021-12-31	7,035.1	107.2
2022-12-31	7,694.0	110.7
2023-12-31	9,764.1	115.5
2024-12-31	16,612.6	121.7
2025-12-31	27,589.6	121.2

How sales was got

Source: filed
Statement: income
Fiscal year: 2025
Accession: 0001662991-26-000016
Reported in: USD

The filing itself

How shares in issue was got

Source: filed
Statement: income
Fiscal year: 2025
Accession: 0001662991-26-000016
Reported in: USD

The filing itself

Figures behind the shape

Growth

50.3%

faster is higher, placed against 4,950 companies as of 2026-11-06

Five-year revenue growth rate50.3%
Source
computed
Taken on
2026-11-06
Reported in
USD
- computed
Five-year EPS growth raten/a
We do not hold this figure for this company, so there is nothing to place.
Source
computed
Taken on
2026-11-06
Reported in
USD
- computed
One-year change in net income69.5%
Source
computed
Taken on
2026-11-06
Reported in
USD
- computed

Returns on capital

58.6%

higher is higher, placed against 5,089 companies as of 2026-11-06

Return on invested capital58.6%
NOPAT / Invested Capital x 100, where NOPAT = Operating Income x (1 - Tax Rate) and Invested Capital = Equity + Total Debt - Cash
Source
computed
Fiscal year
2025
Accession
0001662991-26-000016
Reported in
USD
- 10-K for 2025, filed 2026-02-26
- 10-K for 2025, filed 2026-02-26
- 10-K for 2025, filed 2026-02-26
- 10-Q for 2025, filed 2026-08-07
- 10-K for 2025, filed 2026-02-26
- 10-Q for 2025, filed 2026-08-07
The filing itself
Return on equity78.4%
Net Income / Shareholders' Equity x 100
Source
computed
Fiscal year
2025
Accession
0001662991-26-000016
Reported in
USD
- 10-K for 2025, filed 2026-02-26
- 10-Q for 2025, filed 2026-08-07
The filing itself
Return on assets33.3%
Net Income / Total Assets x 100
Source
computed
Fiscal year
2025
Accession
0001662991-26-000016
Reported in
USD
- 10-K for 2025, filed 2026-02-26
- 10-Q for 2025, filed 2026-08-07
The filing itself

Margins

39.3%

wider is higher, placed against 3,412 companies as of 2026-11-06

Gross marginn/a
We do not hold this figure for this company, so there is nothing to place.
Gross Profit / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0001662991-26-000016
Reported in
USD
- 10-K for 2025, filed 2026-02-26
- 10-K for 2025, filed 2026-02-26
The filing itself
Operating margin39.3%
Operating Income / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0001662991-26-000016
Reported in
USD
- 10-K for 2025, filed 2026-02-26
- 10-K for 2025, filed 2026-02-26
The filing itself
Net margin29.6%
Net Income / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0001662991-26-000016
Reported in
USD
- 10-K for 2025, filed 2026-02-26
- 10-K for 2025, filed 2026-02-26
The filing itself
Free cash flow margin46.5%
Free Cash Flow / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0001662991-26-000016
Reported in
USD
- 10-K for 2025, filed 2026-02-26
- 10-K for 2025, filed 2026-02-26
The filing itself

Price

38.0x

cheaper is higher, placed against 4,362 companies as of 2026-11-06

Price to earnings38.0x
Price / Earnings per Share (diluted)
Source
computed
Fiscal year
2025
Accession
0001662991-26-000016
Reported in
USD
- computed
- 10-K for 2025, filed 2026-02-26
The filing itself
Price to book31.4x10-Q for 2025, filed 2026-08-07
Price / Book Value per Share, where BVPS = Shareholders' Equity / Diluted Shares
Source
computed
Fiscal year
2025
Accession
0001662991-26-000126
Reported in
USD
- computed
- 10-Q for 2025, filed 2026-08-07
- computed
- 10-K for 2025, filed 2026-02-26
The filing itself
EV to EBITDA30.4x
Enterprise Value / EBITDA, where EV = Market Cap + Total Debt - Cash
Source
computed
Fiscal year
2025
Accession
0001662991-26-000016
Reported in
USD
- computed
- 10-K for 2025, filed 2026-02-26
- 10-K for 2025, filed 2026-02-26
- 10-Q for 2025, filed 2026-08-07
- 10-K for 2025, filed 2026-02-26
The filing itself
Price to sales ratio11.9x
Market Cap / Revenue, where Market Cap = Price x Diluted Shares
Source
computed
Fiscal year
2025
Accession
0001662991-26-000016
Reported in
USD
- computed
- 10-K for 2025, filed 2026-02-26
- 10-K for 2025, filed 2026-02-26
The filing itself

Safety

0.83

safer is higher, placed against 1,436 companies as of 2026-11-06

Debt to equity0.83
Total Debt / Shareholders' Equity
Source
computed
Fiscal year
2025
Accession
0001662991-26-000016
Reported in
USD
- 10-K for 2025, filed 2026-02-26
- 10-Q for 2025, filed 2026-08-07
The filing itself
Current ratio3.9210-Q for 2025, filed 2026-08-07
Current Assets / Current Liabilities
Source
computed
Fiscal year
2025
Accession
0001662991-26-000126
Reported in
USD
- 10-Q for 2025, filed 2026-08-07
- 10-Q for 2025, filed 2026-08-07
The filing itself
Interest coverage12.6x
Operating Income / Interest Expense
Source
computed
Fiscal year
2025
Accession
0001662991-26-000016
Reported in
USD
- 10-K for 2025, filed 2026-02-26
- 10-K for 2025, filed 2026-02-26
The filing itself
Altman Z-Scoren/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
1.2 x A + 1.4 x B + 3.3 x C + 0.6 x D + 1.0 x E (A=WC/TA, B=RE/TA, C=EBIT/TA, D=MktCap/TL, E=Rev/TA)
Source
computed
Taken on
2026-11-06
Reported in
USD
- Computed from the 10-K for 2025, filed 2026-02-26
- Computed from the 10-K for 2025, filed 2026-02-26
- Computed from the 10-K for 2025, filed 2026-02-26
- Computed from the 10-K for 2025, filed 2026-02-26
- Computed from the 10-K for 2025, filed 2026-02-26

What it pays out

n/a

We do not hold this figure for this company, so there is nothing to place.

more, and better covered, is higher, with no cohort held

Dividend yieldn/a
We do not hold this figure for this company, so there is nothing to place.
Source
computed
Taken on
2026-11-06
Reported in
USD
- computed
Payout ration/a
We do not hold this figure for this company, so there is nothing to place.
Common Dividends Paid / Net Income x 100, both from the latest filed fiscal year
Source
computed
Fiscal year
2025
Accession
0001662991-26-000016
Reported in
USD
- 10-K for 2025, filed 2026-02-26
- Computed from the 10-K for 2025, filed 2026-02-26
- 10-K for 2025, filed 2026-02-26
The filing itself
Dividend cover ration/a
We do not hold this figure for this company, so there is nothing to place.
Source
computed
Taken on
2026-11-06
Reported in
USD
- computed

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