1. YYAIno longer meets O'Shaughnessy's test of annual earnings above the year before; entered the Altman distress band, below 1.81; entered the Beneish signal band, above -1.78; new statements moved 1 of the 3 catalogue figures we hold for itQ1 2026 10-Q filed 22 Sep
  2. TULPno longer meets Graham's current-ratio test of 2; new statements moved 5 of the 5 catalogue figures we hold for itFY2026 10-K filed 21 Sep
  3. HOFTnew statements moved 3 of the 6 catalogue figures we hold for itQ2 2025 10-Q filed 11 Sep

How it works

Four steps. You write the first two. The last two happen every night, on their own.

  1. Find a company

    Open any company we cover and read its ratios, computed from the accounts it filed. Every figure opens into its formula, its inputs, and, where one stands behind it, the statement they were read from and the date it was filed. A figure that cannot show that trail says so.

    See the companies

  2. Write down why you own it

    Your reasoning in your own words, and beside it the numbers that have to stay true for it to hold. We propose each line from that company’s own current figures; you set the level.

  3. We check it every night

    New filings land, the figures are recomputed, and the numbers you wrote down are tested again against them, wherever we hold the figure. The check runs every night at 23:30 UTC. A filing is picked up the night after it is published. You can read how many passes have finished and what each guardrail read at the last two.

  4. You hear the day a reason breaks

    One email, the first night our data shows the break, naming the figure, the level you set and the statement it was read from. Silence otherwise, and it never fires twice for the same break.

What arrives

One email, the night a line breaks.

Inbox

Example

Thesis assumption breached: operating margin

7h ago

You assumed operating margin stays at or above 12%. Last night's check read 10.90% from the FY2025 statements filed Feb 19, 2026. Fires once, then silent while the breach persists.

Open

Recovered: return on invested capital back above 20%

Jun 3

Quiet note, no email. Re-armed for the next breach.

Start with the companies you already own.

Paste your tickers and read which named tests each one meets today, with a reason beside every figure we could not read. No account, no card.

Free audit

Once a week, the companies that started or stopped passing one of the investor tests on this site.