BETR

Better Home & Finance Holding Company · NASDAQ · Financial Services · USD · 10-K for 2025, filed 2026-03-13

Figures on this page computed 2026-11-08 13:21 UTC

Last close

18.97USD

Market data, 2026-11-05

BETR: weekly closes from 27.00 on 2026-05-15 to 18.97 on 2026-11-05, a move of -29.7%. Prices in USD.

Weekly closes, 2026-05-15 to 2026-11-05

Over that span: -29.7%

Except where said otherwise: 10-K for 2025, filed 2026-03-13

n/aP/E
We do not hold this figure for this company, so there is nothing to place.
Price / Earnings per Share (diluted)
Source
computed
Fiscal year
2025
Accession
0001628280-26-017747
Reported in
USD
- computed
- 10-K for 2025, filed 2026-03-13
The filing itself
n/aROIC
We do not hold this figure for this company, so there is nothing to place.
NOPAT / Invested Capital x 100, where NOPAT = Operating Income x (1 - Tax Rate) and Invested Capital = Equity + Total Debt - Cash
Source
computed
Fiscal year
2025
Accession
0001628280-26-017747
Reported in
USD
- 10-K for 2025, filed 2026-03-13
- 10-K for 2025, filed 2026-03-13
- 10-K for 2025, filed 2026-03-13
- 10-Q for 2025, filed 2026-08-11
- 10-K for 2025, filed 2026-03-13
- 10-Q for 2025, filed 2026-08-11
The filing itself
-100.6%Net margin
Net Income / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0001628280-26-017747
Reported in
USD
- 10-K for 2025, filed 2026-03-13
- 10-K for 2025, filed 2026-03-13
The filing itself
-101.8%FCF margin
Free Cash Flow / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0001628280-26-017747
Reported in
USD
- 10-K for 2025, filed 2026-03-13
- 10-K for 2025, filed 2026-03-13
The filing itself
n/aDebt/equity
We do not hold this figure for this company, so there is nothing to place.
Total Debt / Shareholders' Equity
Source
computed
Fiscal year
2025
Accession
0001628280-26-017747
Reported in
USD
- 10-K for 2025, filed 2026-03-13
- 10-Q for 2025, filed 2026-08-11
The filing itself
n/aDividend yield
We do not hold this figure for this company, so there is nothing to place.
Source
computed
Taken on
2026-11-07
Reported in
USD
- computed

Margins is the furthest below its sector's middle: 0.14 against 0.77 on the market's range.

Safety: n/aWe do not hold this figure for this company, so there is nothing to place.
What it pays out: n/aWe do not hold this figure for this company, so there is nothing to place.

Five bars, one line

lens 7 of 9

0.84x

0.76x

-4.61x

n/a

0.08x

SalesProfitFree cash flowDebtPrice

Each bar against this company's own average; the line is that average.

Filed2025

Market data2026-11-05

Each against its own average

4 of 5 read

Except where said otherwise: 10-K for 2025, filed 2026-03-13

Sales0.84x
Its own average over 6 years, 196.4M.
Profit0.76x
Its own average over 8 years, -219.4M.
Free cash flow-4.61x
Its own average over 7 years, 36.4M.
Debtn/a
Its own average over 2 years, 12.1M.
Price0.08x
Its own average over 6 years, 242. Market data, 2026-11-05

Free cash flow is furthest from its own average, at -4.61 times.

The filed years, as a table

Each line is 100 at 2015-12-31, the first year we hold.

Filed year	Sales	Profit	Shares in issue
2015-12-31	100.0	100.0	n/a
2016-12-31	147.2	276.1	n/a
2020-12-31	n/a	-0.2	n/a
2021-12-31	n/a	-66.0	100.0
2022-12-31	205.5	-8,872.8	1,469.2
2023-12-31	39.3	-5,426.6	2,328.6
2024-12-31	59.0	-2,086.9	3,810.9
2025-12-31	89.6	-1,678.0	3,873.1

How sales was got

Source: filed
Statement: income
Fiscal year: 2025
Accession: 0001628280-26-017747
Reported in: USD

The filing itself

How profit was got

Source: filed
Statement: income
Fiscal year: 2025
Accession: 0001628280-26-017747
Reported in: USD

The filing itself

How shares in issue was got

Source: filed
Statement: income
Fiscal year: 2025
Accession: 0001628280-26-017747
Reported in: USD

The filing itself

Figures behind the shape

Growth

19.6%

faster is higher, placed against 4,950 companies as of 2026-11-07

Five-year revenue growth raten/a
We do not hold this figure for this company, so there is nothing to place.
Source
computed
Taken on
2026-11-07
Reported in
USD
- computed
Five-year EPS growth raten/a
We do not hold this figure for this company, so there is nothing to place.
Source
computed
Taken on
2026-11-07
Reported in
USD
- computed
One-year change in net income19.6%
Source
computed
Taken on
2026-11-07
Reported in
USD
- computed

Returns on capital

-446.1%

higher is higher, placed against 5,089 companies as of 2026-11-07

Return on invested capitaln/a
We do not hold this figure for this company, so there is nothing to place.
NOPAT / Invested Capital x 100, where NOPAT = Operating Income x (1 - Tax Rate) and Invested Capital = Equity + Total Debt - Cash
Source
computed
Fiscal year
2025
Accession
0001628280-26-017747
Reported in
USD
- 10-K for 2025, filed 2026-03-13
- 10-K for 2025, filed 2026-03-13
- 10-K for 2025, filed 2026-03-13
- 10-Q for 2025, filed 2026-08-11
- 10-K for 2025, filed 2026-03-13
- 10-Q for 2025, filed 2026-08-11
The filing itself
Return on equity-446.1%
Net Income / Shareholders' Equity x 100
Source
computed
Fiscal year
2025
Accession
0001628280-26-017747
Reported in
USD
- 10-K for 2025, filed 2026-03-13
- 10-Q for 2025, filed 2026-08-11
The filing itself
Return on assets-11.0%
Net Income / Total Assets x 100
Source
computed
Fiscal year
2025
Accession
0001628280-26-017747
Reported in
USD
- 10-K for 2025, filed 2026-03-13
- 10-Q for 2025, filed 2026-08-11
The filing itself

Margins

-100.6%

wider is higher, placed against 3,412 companies as of 2026-11-07

Gross marginn/a
We do not hold this figure for this company, so there is nothing to place.
Gross Profit / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0001628280-26-017747
Reported in
USD
- 10-K for 2025, filed 2026-03-13
- 10-K for 2025, filed 2026-03-13
The filing itself
Operating marginn/a
We do not hold this figure for this company, so there is nothing to place.
Operating Income / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0001628280-26-017747
Reported in
USD
- 10-K for 2025, filed 2026-03-13
- 10-K for 2025, filed 2026-03-13
The filing itself
Net margin-100.6%
Net Income / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0001628280-26-017747
Reported in
USD
- 10-K for 2025, filed 2026-03-13
- 10-K for 2025, filed 2026-03-13
The filing itself
Free cash flow margin-101.8%
Free Cash Flow / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0001628280-26-017747
Reported in
USD
- 10-K for 2025, filed 2026-03-13
- 10-K for 2025, filed 2026-03-13
The filing itself

Price

8.0x

cheaper is higher, placed against 4,362 companies as of 2026-11-07

Price to earningsn/a
We do not hold this figure for this company, so there is nothing to place.
Price / Earnings per Share (diluted)
Source
computed
Fiscal year
2025
Accession
0001628280-26-017747
Reported in
USD
- computed
- 10-K for 2025, filed 2026-03-13
The filing itself
Price to book8.0x10-Q for 2025, filed 2026-08-11
Price / Book Value per Share, where BVPS = Shareholders' Equity / Diluted Shares
Source
computed
Fiscal year
2025
Accession
0001628280-26-055745
Reported in
USD
- computed
- 10-Q for 2025, filed 2026-08-11
- computed
- 10-K for 2025, filed 2026-03-13
The filing itself
EV to EBITDAn/a
We do not hold this figure for this company, so there is nothing to place.
Enterprise Value / EBITDA, where EV = Market Cap + Total Debt - Cash
Source
computed
Fiscal year
2025
Accession
0001628280-26-017747
Reported in
USD
- computed
- 10-K for 2025, filed 2026-03-13
- 10-K for 2025, filed 2026-03-13
- 10-Q for 2025, filed 2026-08-11
- 10-K for 2025, filed 2026-03-13
The filing itself
Price to sales ratio1.8x
Market Cap / Revenue, where Market Cap = Price x Diluted Shares
Source
computed
Fiscal year
2025
Accession
0001628280-26-017747
Reported in
USD
- computed
- 10-K for 2025, filed 2026-03-13
- 10-K for 2025, filed 2026-03-13
The filing itself

Safety

n/a

We do not hold this figure for this company, so there is nothing to place.

safer is higher, with no cohort held

Debt to equityn/a
We do not hold this figure for this company, so there is nothing to place.
Total Debt / Shareholders' Equity
Source
computed
Fiscal year
2025
Accession
0001628280-26-017747
Reported in
USD
- 10-K for 2025, filed 2026-03-13
- 10-Q for 2025, filed 2026-08-11
The filing itself
Current ration/a
We do not hold this figure for this company, so there is nothing to place.
Current Assets / Current Liabilities
Source
computed
Fiscal year
2025
Accession
0001628280-26-017747
Reported in
USD
- 10-K for 2025, filed 2026-03-13
- 10-K for 2025, filed 2026-03-13
The filing itself
Interest coveragen/a
We do not hold this figure for this company, so there is nothing to place.
Operating Income / Interest Expense
Source
computed
Fiscal year
2025
Accession
0001628280-26-017747
Reported in
USD
- 10-K for 2025, filed 2026-03-13
- 10-K for 2025, filed 2026-03-13
The filing itself
Altman Z-Scoren/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
1.2 x A + 1.4 x B + 3.3 x C + 0.6 x D + 1.0 x E (A=WC/TA, B=RE/TA, C=EBIT/TA, D=MktCap/TL, E=Rev/TA)
Source
computed
Taken on
2026-11-07
Reported in
USD
- Computed from the 10-K for 2025, filed 2026-03-13
- Computed from the 10-K for 2025, filed 2026-03-13
- Computed from the 10-K for 2025, filed 2026-03-13
- Computed from the 10-K for 2025, filed 2026-03-13
- Computed from the 10-K for 2025, filed 2026-03-13

What it pays out

n/a

We do not hold this figure for this company, so there is nothing to place.

more, and better covered, is higher, with no cohort held

Dividend yieldn/a
We do not hold this figure for this company, so there is nothing to place.
Source
computed
Taken on
2026-11-07
Reported in
USD
- computed
Payout ration/a
We do not hold this figure for this company, so there is nothing to place.
Common Dividends Paid / Net Income x 100, both from the latest filed fiscal year
Source
computed
Fiscal year
2025
Accession
0001628280-26-017747
Reported in
USD
- 10-K for 2025, filed 2026-03-13
- Computed from the 10-K for 2025, filed 2026-03-13
- 10-K for 2025, filed 2026-03-13
The filing itself
Dividend cover ration/a
We do not hold this figure for this company, so there is nothing to place.
Source
computed
Taken on
2026-11-07
Reported in
USD
- computed

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