FICO

Fair Isaac Corporation · NYSE · Technology · USD · 10-K for 2025, filed 2025-11-07

Figures on this page computed 2026-11-08 12:32 UTC

Last close

701.03USD

Market data, 2026-11-04

FICO: weekly closes from 1,085.78 on 2026-08-14 to 701.03 on 2026-11-04, a move of -35.4%. Prices in USD.

Weekly closes, 2026-08-14 to 2026-11-04

Over that span: -35.4%

Except where said otherwise: 10-K for 2025, filed 2025-11-07

26.2xP/E
Price / Earnings per Share (diluted)
Source
computed
Fiscal year
2025
Accession
0000814547-25-000030
Reported in
USD
- computed
- 10-K for 2025, filed 2025-11-07
The filing itself
62.0%ROIC
NOPAT / Invested Capital x 100, where NOPAT = Operating Income x (1 - Tax Rate) and Invested Capital = Equity + Total Debt - Cash
Source
computed
Fiscal year
2025
Accession
0000814547-25-000030
Reported in
USD
- 10-K for 2025, filed 2025-11-07
- 10-K for 2025, filed 2025-11-07
- 10-K for 2025, filed 2025-11-07
- 10-Q for 2025, filed 2026-07-29
- 10-K for 2025, filed 2025-11-07
- 10-Q for 2025, filed 2026-07-29
The filing itself
32.8%Net margin
Net Income / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0000814547-25-000030
Reported in
USD
- 10-K for 2025, filed 2025-11-07
- 10-K for 2025, filed 2025-11-07
The filing itself
38.7%FCF margin
Free Cash Flow / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0000814547-25-000030
Reported in
USD
- 10-K for 2025, filed 2025-11-07
- 10-K for 2025, filed 2025-11-07
The filing itself
n/aDebt/equity
We do not hold this figure for this company, so there is nothing to place.
Total Debt / Shareholders' Equity
Source
computed
Fiscal year
2025
Accession
0000814547-25-000030
Reported in
USD
- 10-K for 2025, filed 2025-11-07
- 10-Q for 2025, filed 2026-07-29
The filing itself
n/aDividend yield
We do not hold this figure for this company, so there is nothing to place.
Source
computed
Taken on
2026-11-07
Reported in
USD
- computed

Price is the furthest below its sector's middle: 0.25 against 0.36 on the market's range.

What it pays out: n/aWe do not hold this figure for this company, so there is nothing to place.

Five bars, one line

lens 7 of 9

1.51x

2.06x

1.95x

2.18x

1.00x

SalesProfitFree cash flowDebtPrice

Each bar against this company's own average; the line is that average.

Filed2025

Market data2026-11-04

Each against its own average

5 of 5 read

Except where said otherwise: 10-K for 2025, filed 2025-11-07

Sales1.51x
Its own average over 10 years, 1.32B.
Profit2.06x
Its own average over 10 years, 315.8M.
Free cash flow1.95x
Its own average over 10 years, 394.3M.
Debt2.18x
Its own average over 10 years, 1.42B.
Price1.00x
Its own average over 11 years, 703. Market data, 2026-11-04

Debt is furthest from its own average, at 2.18 times.

The filed years, as a table

Each line is 100 at 2016-09-30, the first year we hold.

Filed year	Sales	Profit	Shares in issue
2016-09-30	100.0	100.0	100.0
2017-09-30	105.8	121.9	99.8
2018-09-30	117.1	115.6	96.5
2019-09-30	131.6	175.5	93.8
2020-09-30	146.9	216.0	92.6
2021-09-30	149.4	358.2	90.6
2022-09-30	156.3	341.3	81.5
2023-09-30	171.7	392.3	78.5
2024-09-30	194.9	468.5	77.6
2025-09-30	225.9	595.7	76.0

How sales was got

Source: filed
Statement: income
Fiscal year: 2025
Accession: 0000814547-25-000030
Reported in: USD

The filing itself

How profit was got

Source: filed
Statement: income
Fiscal year: 2025
Accession: 0000814547-25-000030
Reported in: USD

The filing itself

How shares in issue was got

Source: filed
Statement: income
Fiscal year: 2025
Accession: 0000814547-25-000030
Reported in: USD

The filing itself

Figures behind the shape

Growth

9.0%

faster is higher, placed against 4,950 companies as of 2026-11-07

Five-year revenue growth rate9.0%
Source
computed
Taken on
2026-11-07
Reported in
USD
- computed
Five-year EPS growth rate27.0%
Source
computed
Taken on
2026-11-07
Reported in
USD
- computed
One-year change in net income27.1%
Source
computed
Taken on
2026-11-07
Reported in
USD
- computed

Returns on capital

62.0%

higher is higher, placed against 5,089 companies as of 2026-11-07

Return on invested capital62.0%
NOPAT / Invested Capital x 100, where NOPAT = Operating Income x (1 - Tax Rate) and Invested Capital = Equity + Total Debt - Cash
Source
computed
Fiscal year
2025
Accession
0000814547-25-000030
Reported in
USD
- 10-K for 2025, filed 2025-11-07
- 10-K for 2025, filed 2025-11-07
- 10-K for 2025, filed 2025-11-07
- 10-Q for 2025, filed 2026-07-29
- 10-K for 2025, filed 2025-11-07
- 10-Q for 2025, filed 2026-07-29
The filing itself
Return on equityn/mnegative equity
Negative equity.
Net Income / Shareholders' Equity x 100
Source
computed
Fiscal year
2025
Accession
0000814547-25-000030
Reported in
USD
- 10-K for 2025, filed 2025-11-07
- 10-Q for 2025, filed 2026-07-29
The filing itself
Return on assets34.9%
Net Income / Total Assets x 100
Source
computed
Fiscal year
2025
Accession
0000814547-25-000030
Reported in
USD
- 10-K for 2025, filed 2025-11-07
- 10-Q for 2025, filed 2026-07-29
The filing itself

Margins

82.2%

wider is higher, placed against 3,412 companies as of 2026-11-07

Gross margin82.2%
Gross Profit / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0000814547-25-000030
Reported in
USD
- 10-K for 2025, filed 2025-11-07
- 10-K for 2025, filed 2025-11-07
The filing itself
Operating margin46.5%
Operating Income / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0000814547-25-000030
Reported in
USD
- 10-K for 2025, filed 2025-11-07
- 10-K for 2025, filed 2025-11-07
The filing itself
Net margin32.8%
Net Income / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0000814547-25-000030
Reported in
USD
- 10-K for 2025, filed 2025-11-07
- 10-K for 2025, filed 2025-11-07
The filing itself
Free cash flow margin38.7%
Free Cash Flow / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0000814547-25-000030
Reported in
USD
- 10-K for 2025, filed 2025-11-07
- 10-K for 2025, filed 2025-11-07
The filing itself

Price

26.2x

cheaper is higher, placed against 4,362 companies as of 2026-11-07

Price to earnings26.2x
Price / Earnings per Share (diluted)
Source
computed
Fiscal year
2025
Accession
0000814547-25-000030
Reported in
USD
- computed
- 10-K for 2025, filed 2025-11-07
The filing itself
Price to bookn/a10-Q for 2025, filed 2026-07-29
We do not hold this figure for this company, so there is nothing to place.
Price / Book Value per Share, where BVPS = Shareholders' Equity / Diluted Shares
Source
computed
Fiscal year
2025
Accession
0000814547-26-000030
Reported in
USD
- computed
- 10-Q for 2025, filed 2026-07-29
- computed
- 10-K for 2025, filed 2025-11-07
The filing itself
EV to EBITDA21.6x
Enterprise Value / EBITDA, where EV = Market Cap + Total Debt - Cash
Source
computed
Fiscal year
2025
Accession
0000814547-25-000030
Reported in
USD
- computed
- 10-K for 2025, filed 2025-11-07
- 10-K for 2025, filed 2025-11-07
- 10-Q for 2025, filed 2026-07-29
- 10-K for 2025, filed 2025-11-07
The filing itself
Price to sales ratio8.7x
Market Cap / Revenue, where Market Cap = Price x Diluted Shares
Source
computed
Fiscal year
2025
Accession
0000814547-25-000030
Reported in
USD
- computed
- 10-K for 2025, filed 2025-11-07
- 10-K for 2025, filed 2025-11-07
The filing itself

Safety

0.83

safer is higher, placed against 3,227 companies as of 2026-11-07

Debt to equityn/a
We do not hold this figure for this company, so there is nothing to place.
Total Debt / Shareholders' Equity
Source
computed
Fiscal year
2025
Accession
0000814547-25-000030
Reported in
USD
- 10-K for 2025, filed 2025-11-07
- 10-Q for 2025, filed 2026-07-29
The filing itself
Current ratio0.8310-Q for 2025, filed 2026-07-29
Current Assets / Current Liabilities
Source
computed
Fiscal year
2025
Accession
0000814547-26-000030
Reported in
USD
- 10-Q for 2025, filed 2026-07-29
- 10-Q for 2025, filed 2026-07-29
The filing itself
Interest coverage6.9x
Operating Income / Interest Expense
Source
computed
Fiscal year
2025
Accession
0000814547-25-000030
Reported in
USD
- 10-K for 2025, filed 2025-11-07
- 10-K for 2025, filed 2025-11-07
The filing itself
Altman Z-Score8.89
1.2 x A + 1.4 x B + 3.3 x C + 0.6 x D + 1.0 x E (A=WC/TA, B=RE/TA, C=EBIT/TA, D=MktCap/TL, E=Rev/TA)
Source
computed
Taken on
2026-11-07
Reported in
USD
- Computed from the 10-K for 2025, filed 2025-11-07
- Computed from the 10-K for 2025, filed 2025-11-07
- Computed from the 10-K for 2025, filed 2025-11-07
- Computed from the 10-K for 2025, filed 2025-11-07
- Computed from the 10-K for 2025, filed 2025-11-07

What it pays out

n/a

We do not hold this figure for this company, so there is nothing to place.

more, and better covered, is higher, with no cohort held

Dividend yieldn/a
We do not hold this figure for this company, so there is nothing to place.
Source
computed
Taken on
2026-11-07
Reported in
USD
- computed
Payout ration/a
We do not hold this figure for this company, so there is nothing to place.
Common Dividends Paid / Net Income x 100, both from the latest filed fiscal year
Source
computed
Fiscal year
2025
Accession
0000814547-25-000030
Reported in
USD
- 10-K for 2025, filed 2025-11-07
- Computed from the 10-K for 2025, filed 2025-11-07
- 10-K for 2025, filed 2025-11-07
The filing itself
Dividend cover ration/a
We do not hold this figure for this company, so there is nothing to place.
Source
computed
Taken on
2026-11-07
Reported in
USD
- computed

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