FOA

Finance Of America Companies Inc. · NYSE · Financial Services · USD · 10-K for 2025, filed 2026-03-13

Figures on this page computed 2026-11-08 13:03 UTC

Last close

11.99USD

Market data, 2026-11-04

FOA: weekly closes from 19.81 on 2026-05-15 to 11.99 on 2026-11-04, a move of -39.5%. Prices in USD.

Weekly closes, 2026-05-15 to 2026-11-04

Over that span: -39.5%

Except where said otherwise: 10-K for 2025, filed 2026-03-13

2.7xP/E
Price / Earnings per Share (diluted)
Source
computed
Fiscal year
2025
Accession
0001628280-26-017692
Reported in
USD
- computed
- 10-K for 2025, filed 2026-03-13
The filing itself
n/aROIC
We do not hold this figure for this company, so there is nothing to place.
NOPAT / Invested Capital x 100, where NOPAT = Operating Income x (1 - Tax Rate) and Invested Capital = Equity + Total Debt - Cash
Source
computed
Fiscal year
2025
Accession
0001628280-26-017692
Reported in
USD
- 10-K for 2025, filed 2026-03-13
- 10-K for 2025, filed 2026-03-13
- 10-K for 2025, filed 2026-03-13
- 10-Q for 2025, filed 2026-08-07
- 10-K for 2025, filed 2026-03-13
- 10-Q for 2025, filed 2026-08-07
The filing itself
9.1%Net margin
Net Income / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0001628280-26-017692
Reported in
USD
- 10-K for 2025, filed 2026-03-13
- 10-K for 2025, filed 2026-03-13
The filing itself
n/aFCF margin
We do not hold this figure for this company, so there is nothing to place.
Free Cash Flow / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0001628280-26-017692
Reported in
USD
- 10-K for 2025, filed 2026-03-13
- 10-K for 2025, filed 2026-03-13
- 10-K for 2025, filed 2026-03-13
The filing itself
n/aDebt/equity
We do not hold this figure for this company, so there is nothing to place.
Total Debt / Shareholders' Equity
Source
computed
Fiscal year
2025
Accession
0001628280-26-017692
Reported in
USD
- 10-K for 2025, filed 2026-03-13
- 10-Q for 2025, filed 2026-08-07
The filing itself
n/aDividend yield
We do not hold this figure for this company, so there is nothing to place.
Source
computed
Taken on
2026-11-07
Reported in
USD
- computed

Margins is the furthest below its sector's middle: 0.68 against 0.80 on the market's range.

Safety: n/aWe do not hold this figure for this company, so there is nothing to place.
What it pays out: n/aWe do not hold this figure for this company, so there is nothing to place.

Five bars, one line

lens 7 of 9

0.75x

0.76x

n/a

0.92x

0.27x

SalesProfitFree cash flowDebtPrice

Each bar against this company's own average; the line is that average.

Filed2025

Market data2026-11-04

Each against its own average

4 of 5 read

Except where said otherwise: 10-K for 2025, filed 2026-03-13

Sales0.75x
Its own average over 7 years, 664.1M.
Profit0.76x
Its own average over 7 years, 59.3M.
Free cash flown/a
Its own average over 4 years, 261.8M.
Debt0.92x
Its own average over 4 years, 415.5M.
Price0.27x
Its own average over 8 years, 44. Market data, 2026-11-04

Price is furthest from its own average, at 0.27 times.

The filed years, as a table

Each line is 100 at 2017-12-31, the first year we hold.

Filed year	Sales	Profit	Shares in issue
2017-12-31	100.0	100.0	n/a
2019-12-31	114.5	103.3	n/a
2020-12-31	231.2	984.1	n/a
2022-12-31	6.8	-362.0	100.0
2023-12-31	30.1	-152.0	43.6
2024-12-31	50.7	29.4	124.3
2025-12-31	63.9	85.9	143.1

How sales was got

Source: filed
Statement: income
Fiscal year: 2025
Accession: 0001628280-26-017692
Reported in: USD

The filing itself

How profit was got

Source: filed
Statement: income
Fiscal year: 2025
Accession: 0001628280-26-017692
Reported in: USD

The filing itself

How shares in issue was got

Source: filed
Statement: income
Fiscal year: 2025
Accession: 0001628280-26-017692
Reported in: USD

The filing itself

Figures behind the shape

Growth

-22.7%

faster is higher, placed against 4,950 companies as of 2026-11-07

Five-year revenue growth rate-22.7%
Source
computed
Taken on
2026-11-07
Reported in
USD
- computed
Five-year EPS growth raten/a
We do not hold this figure for this company, so there is nothing to place.
Source
computed
Taken on
2026-11-07
Reported in
USD
- computed
One-year change in net income192.1%
Source
computed
Taken on
2026-11-07
Reported in
USD
- computed

Returns on capital

14.0%

higher is higher, placed against 5,089 companies as of 2026-11-07

Return on invested capitaln/a
We do not hold this figure for this company, so there is nothing to place.
NOPAT / Invested Capital x 100, where NOPAT = Operating Income x (1 - Tax Rate) and Invested Capital = Equity + Total Debt - Cash
Source
computed
Fiscal year
2025
Accession
0001628280-26-017692
Reported in
USD
- 10-K for 2025, filed 2026-03-13
- 10-K for 2025, filed 2026-03-13
- 10-K for 2025, filed 2026-03-13
- 10-Q for 2025, filed 2026-08-07
- 10-K for 2025, filed 2026-03-13
- 10-Q for 2025, filed 2026-08-07
The filing itself
Return on equity14.0%
Net Income / Shareholders' Equity x 100
Source
computed
Fiscal year
2025
Accession
0001628280-26-017692
Reported in
USD
- 10-K for 2025, filed 2026-03-13
- 10-Q for 2025, filed 2026-08-07
The filing itself
Return on assets0.1%
Net Income / Total Assets x 100
Source
computed
Fiscal year
2025
Accession
0001628280-26-017692
Reported in
USD
- 10-K for 2025, filed 2026-03-13
- 10-Q for 2025, filed 2026-08-07
The filing itself

Margins

9.1%

wider is higher, placed against 4,336 companies as of 2026-11-07

Gross marginn/a
We do not hold this figure for this company, so there is nothing to place.
Gross Profit / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0001628280-26-017692
Reported in
USD
- 10-K for 2025, filed 2026-03-13
- 10-K for 2025, filed 2026-03-13
The filing itself
Operating marginn/a
We do not hold this figure for this company, so there is nothing to place.
Operating Income / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0001628280-26-017692
Reported in
USD
- 10-K for 2025, filed 2026-03-13
- 10-K for 2025, filed 2026-03-13
The filing itself
Net margin9.1%
Net Income / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0001628280-26-017692
Reported in
USD
- 10-K for 2025, filed 2026-03-13
- 10-K for 2025, filed 2026-03-13
The filing itself
Free cash flow marginn/a
We do not hold this figure for this company, so there is nothing to place.
Free Cash Flow / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0001628280-26-017692
Reported in
USD
- 10-K for 2025, filed 2026-03-13
- 10-K for 2025, filed 2026-03-13
- 10-K for 2025, filed 2026-03-13
The filing itself

Price

2.7x

cheaper is higher, placed against 4,362 companies as of 2026-11-07

Price to earnings2.7x
Price / Earnings per Share (diluted)
Source
computed
Fiscal year
2025
Accession
0001628280-26-017692
Reported in
USD
- computed
- 10-K for 2025, filed 2026-03-13
The filing itself
Price to book0.4x10-Q for 2025, filed 2026-08-07
Price / Book Value per Share, where BVPS = Shareholders' Equity / Diluted Shares
Source
computed
Fiscal year
2025
Accession
0001628280-26-054843
Reported in
USD
- computed
- 10-Q for 2025, filed 2026-08-07
- computed
- 10-K for 2025, filed 2026-03-13
The filing itself
EV to EBITDAn/a
We do not hold this figure for this company, so there is nothing to place.
Enterprise Value / EBITDA, where EV = Market Cap + Total Debt - Cash
Source
computed
Fiscal year
2025
Accession
0001628280-26-017692
Reported in
USD
- computed
- 10-K for 2025, filed 2026-03-13
- 10-K for 2025, filed 2026-03-13
- 10-Q for 2025, filed 2026-08-07
- 10-K for 2025, filed 2026-03-13
The filing itself
Price to sales ratio0.2x
Market Cap / Revenue, where Market Cap = Price x Diluted Shares
Source
computed
Fiscal year
2025
Accession
0001628280-26-017692
Reported in
USD
- computed
- 10-K for 2025, filed 2026-03-13
- 10-K for 2025, filed 2026-03-13
The filing itself

Safety

n/a

We do not hold this figure for this company, so there is nothing to place.

safer is higher, with no cohort held

Debt to equityn/a
We do not hold this figure for this company, so there is nothing to place.
Total Debt / Shareholders' Equity
Source
computed
Fiscal year
2025
Accession
0001628280-26-017692
Reported in
USD
- 10-K for 2025, filed 2026-03-13
- 10-Q for 2025, filed 2026-08-07
The filing itself
Current ration/a
We do not hold this figure for this company, so there is nothing to place.
Current Assets / Current Liabilities
Source
computed
Fiscal year
2025
Accession
0001628280-26-017692
Reported in
USD
- 10-K for 2025, filed 2026-03-13
- 10-K for 2025, filed 2026-03-13
The filing itself
Interest coveragen/a
We do not hold this figure for this company, so there is nothing to place.
Operating Income / Interest Expense
Source
computed
Fiscal year
2025
Accession
0001628280-26-017692
Reported in
USD
- 10-K for 2025, filed 2026-03-13
- 10-K for 2025, filed 2026-03-13
The filing itself
Altman Z-Scoren/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
1.2 x A + 1.4 x B + 3.3 x C + 0.6 x D + 1.0 x E (A=WC/TA, B=RE/TA, C=EBIT/TA, D=MktCap/TL, E=Rev/TA)
Source
computed
Taken on
2026-11-07
Reported in
USD
- Computed from the 10-K for 2025, filed 2026-03-13
- Computed from the 10-K for 2025, filed 2026-03-13
- Computed from the 10-K for 2025, filed 2026-03-13
- Computed from the 10-K for 2025, filed 2026-03-13
- Computed from the 10-K for 2025, filed 2026-03-13

What it pays out

n/a

We do not hold this figure for this company, so there is nothing to place.

more, and better covered, is higher, with no cohort held

Dividend yieldn/a
We do not hold this figure for this company, so there is nothing to place.
Source
computed
Taken on
2026-11-07
Reported in
USD
- computed
Payout ration/a
We do not hold this figure for this company, so there is nothing to place.
Common Dividends Paid / Net Income x 100, both from the latest filed fiscal year
Source
computed
Fiscal year
2025
Accession
0001628280-26-017692
Reported in
USD
- 10-K for 2025, filed 2026-03-13
- 10-K for 2025, filed 2026-03-13
- Computed from the 10-K for 2025, filed 2026-03-13
- 10-K for 2025, filed 2026-03-13
The filing itself
Dividend cover ration/a
We do not hold this figure for this company, so there is nothing to place.
Source
computed
Taken on
2026-11-07
Reported in
USD
- computed

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