NPB

Northpointe Bancshares, Inc. · NYSE · Financial Services · USD · 10-K for 2025, filed 2026-03-27

Figures on this page computed 2026-11-08 13:06 UTC

Last close

16.14USD

Market data, 2026-11-04

NPB: weekly closes from 17.50 on 2026-08-14 to 16.14 on 2026-11-04, a move of -7.8%. Prices in USD.

Weekly closes, 2026-08-14 to 2026-11-04

Over that span: -7.8%

Except where said otherwise: 10-K for 2025, filed 2026-03-27

7.4xP/E
Price / Earnings per Share (diluted)
Source
computed
Fiscal year
2025
Accession
0001336706-26-000020
Reported in
USD
- computed
- 10-K for 2025, filed 2026-03-27
The filing itself
n/aROIC
This measure is not defined for this kind of company, so there is no peer group it belongs in.
NOPAT / Invested Capital x 100, where NOPAT = Operating Income x (1 - Tax Rate) and Invested Capital = Equity + Total Debt - Cash
Source
computed
Fiscal year
2025
Accession
0001336706-26-000020
Reported in
USD
- 10-K for 2025, filed 2026-03-27
- 10-K for 2025, filed 2026-03-27
- 10-K for 2025, filed 2026-03-27
- 10-Q for 2025, filed 2026-08-13
- 10-K for 2025, filed 2026-03-27
- 10-Q for 2025, filed 2026-08-13
The filing itself
n/aNet margin
This figure is scaled by the business model rather than by management, so it can only be read against its own sector. We do not hold a large enough sector cohort, and we will not fall back to the whole market.
Net Income / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0001336706-26-000020
Reported in
USD
- 10-K for 2025, filed 2026-03-27
- 10-K for 2025, filed 2026-03-27
The filing itself
n/aFCF margin
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Free Cash Flow / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0001336706-26-000020
Reported in
USD
- 10-K for 2025, filed 2026-03-27
- 10-K for 2025, filed 2026-03-27
The filing itself
n/aDebt/equity
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Total Debt / Shareholders' Equity
Source
computed
Fiscal year
2025
Accession
0001336706-26-000020
Reported in
USD
- 10-K for 2025, filed 2026-03-27
- 10-Q for 2025, filed 2026-08-13
The filing itself
0.6%Dividend yield
Source
computed
Taken on
2026-11-07
Reported in
USD
- computed

3 of 6 traits placed on the market's range. Nothing sits below its sector's middle.

Returns on capital: n/aThis measure is not defined for this kind of company, so there is no peer group it belongs in.
Margins: n/aThis measure is not defined for this kind of company, so there is no peer group it belongs in.
Safety: n/aThis measure is not defined for this kind of company, so there is no peer group it belongs in.

Five bars, one line

lens 7 of 9

n/a

3.35x

0.65x

n/a

0.99x

SalesProfitFree cash flowDebtPrice

Each bar against this company's own average; the line is that average.

Filed2025

Market data2026-11-04

Each against its own average

3 of 5 read

Except where said otherwise: 10-K for 2025, filed 2026-03-27

Salesn/a
Its own average over 3 years, 120.9M.
Profit3.35x
Its own average over 6 years, 24.9M.
Free cash flow0.65x
Its own average over 6 years, 64.1M.
Debtn/a
Its own average over 3 years, 31.6M.
Price0.99x
Its own average over 2 years, 16. Market data, 2026-11-04

Profit is furthest from its own average, at 3.35 times.

The filed years, as a table

Each line is 100 at 2020-12-31, the first year we hold.

Filed year	Sales	Profit	Shares in issue
2020-12-31	100.0	100.0	100.0
2021-12-31	6.0	-520.2	111.1
2022-12-31	896.4	210.5	50.2
2023-12-31	n/a	305.8	37.7
2024-12-31	n/a	499.5	37.8
2025-12-31	n/a	755.4	49.5

How sales was got

Source: filed
Statement: income
Fiscal year: 2025
Accession: 0001336706-26-000020
Reported in: USD

The filing itself

How profit was got

Source: filed
Statement: income
Fiscal year: 2025
Accession: 0001336706-26-000020
Reported in: USD

The filing itself

How shares in issue was got

Source: filed
Statement: income
Fiscal year: 2025
Accession: 0001336706-26-000020
Reported in: USD

The filing itself

Figures behind the shape

Growth

11.7%

faster is higher, placed against 4,950 companies as of 2026-11-07

Five-year revenue growth raten/a
We do not hold this figure for this company, so there is nothing to place.
Source
computed
Taken on
2026-11-07
Reported in
USD
- computed
Five-year EPS growth rate11.7%
Source
computed
Taken on
2026-11-07
Reported in
USD
- computed
One-year change in net income51.2%
Source
computed
Taken on
2026-11-07
Reported in
USD
- computed

Returns on capital

n/a

This measure is not defined for this kind of company, so there is no peer group it belongs in.

higher is higher, with no cohort held

Return on invested capitaln/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
NOPAT / Invested Capital x 100, where NOPAT = Operating Income x (1 - Tax Rate) and Invested Capital = Equity + Total Debt - Cash
Source
computed
Fiscal year
2025
Accession
0001336706-26-000020
Reported in
USD
- 10-K for 2025, filed 2026-03-27
- 10-K for 2025, filed 2026-03-27
- 10-K for 2025, filed 2026-03-27
- 10-Q for 2025, filed 2026-08-13
- 10-K for 2025, filed 2026-03-27
- 10-Q for 2025, filed 2026-08-13
The filing itself
Return on equityn/a
This figure is scaled by the business model rather than by management, so it can only be read against its own sector. We do not hold a large enough sector cohort, and we will not fall back to the whole market.
Net Income / Shareholders' Equity x 100
Source
computed
Fiscal year
2025
Accession
0001336706-26-000020
Reported in
USD
- 10-K for 2025, filed 2026-03-27
- 10-Q for 2025, filed 2026-08-13
The filing itself
Return on assetsn/a
This figure is scaled by the business model rather than by management, so it can only be read against its own sector. We do not hold a large enough sector cohort, and we will not fall back to the whole market.
Net Income / Total Assets x 100
Source
computed
Fiscal year
2025
Accession
0001336706-26-000020
Reported in
USD
- 10-K for 2025, filed 2026-03-27
- 10-Q for 2025, filed 2026-08-13
The filing itself

Margins

n/a

This measure is not defined for this kind of company, so there is no peer group it belongs in.

wider is higher, with no cohort held

Gross marginn/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Gross Profit / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0001336706-26-000020
Reported in
USD
- 10-K for 2025, filed 2026-03-27
- 10-K for 2025, filed 2026-03-27
The filing itself
Operating marginn/a
This figure is scaled by the business model rather than by management, so it can only be read against its own sector. We do not hold a large enough sector cohort, and we will not fall back to the whole market.
Operating Income / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0001336706-26-000020
Reported in
USD
- 10-K for 2025, filed 2026-03-27
- 10-K for 2025, filed 2026-03-27
The filing itself
Net marginn/a
This figure is scaled by the business model rather than by management, so it can only be read against its own sector. We do not hold a large enough sector cohort, and we will not fall back to the whole market.
Net Income / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0001336706-26-000020
Reported in
USD
- 10-K for 2025, filed 2026-03-27
- 10-K for 2025, filed 2026-03-27
The filing itself
Free cash flow marginn/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Free Cash Flow / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0001336706-26-000020
Reported in
USD
- 10-K for 2025, filed 2026-03-27
- 10-K for 2025, filed 2026-03-27
The filing itself

Price

7.4x

cheaper is higher, placed against 4,482 companies as of 2026-11-07

Price to earnings7.4x
Price / Earnings per Share (diluted)
Source
computed
Fiscal year
2025
Accession
0001336706-26-000020
Reported in
USD
- computed
- 10-K for 2025, filed 2026-03-27
The filing itself
Price to book0.9x10-Q for 2025, filed 2026-08-13
Price / Book Value per Share, where BVPS = Shareholders' Equity / Diluted Shares
Source
computed
Fiscal year
2025
Accession
0001336706-26-000064
Reported in
USD
- computed
- 10-Q for 2025, filed 2026-08-13
- computed
- 10-K for 2025, filed 2026-03-27
The filing itself
EV to EBITDAn/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Enterprise Value / EBITDA, where EV = Market Cap + Total Debt - Cash
Source
computed
Fiscal year
2025
Accession
0001336706-26-000020
Reported in
USD
- computed
- 10-K for 2025, filed 2026-03-27
- 10-K for 2025, filed 2026-03-27
- 10-Q for 2025, filed 2026-08-13
- 10-K for 2025, filed 2026-03-27
The filing itself
Price to sales ration/a
We do not hold this figure for this company, so there is nothing to place.
Market Cap / Revenue, where Market Cap = Price x Diluted Shares
Source
computed
Fiscal year
2025
Accession
0001336706-26-000020
Reported in
USD
- computed
- 10-K for 2025, filed 2026-03-27
- 10-K for 2025, filed 2026-03-27
The filing itself

Safety

n/a

This measure is not defined for this kind of company, so there is no peer group it belongs in.

safer is higher, with no cohort held

Debt to equityn/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Total Debt / Shareholders' Equity
Source
computed
Fiscal year
2025
Accession
0001336706-26-000020
Reported in
USD
- 10-K for 2025, filed 2026-03-27
- 10-Q for 2025, filed 2026-08-13
The filing itself
Current ration/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Current Assets / Current Liabilities
Source
computed
Fiscal year
2025
Accession
0001336706-26-000020
Reported in
USD
- 10-K for 2025, filed 2026-03-27
- 10-K for 2025, filed 2026-03-27
The filing itself
Interest coveragen/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Operating Income / Interest Expense
Source
computed
Fiscal year
2025
Accession
0001336706-26-000020
Reported in
USD
- 10-K for 2025, filed 2026-03-27
- 10-K for 2025, filed 2026-03-27
The filing itself
Altman Z-Scoren/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
1.2 x A + 1.4 x B + 3.3 x C + 0.6 x D + 1.0 x E (A=WC/TA, B=RE/TA, C=EBIT/TA, D=MktCap/TL, E=Rev/TA)
Source
computed
Taken on
2026-11-07
Reported in
USD
- Computed from the 10-K for 2025, filed 2026-03-27
- Computed from the 10-K for 2025, filed 2026-03-27
- Computed from the 10-K for 2025, filed 2026-03-27
- Computed from the 10-K for 2025, filed 2026-03-27
- Computed from the 10-K for 2025, filed 2026-03-27

What it pays out

0.6%

more, and better covered, is higher, placed against 1,395 companies as of 2026-11-07

Dividend yield0.6%
Source
computed
Taken on
2026-11-07
Reported in
USD
- computed
Payout ratio3.9%
Common Dividends Paid / Net Income x 100, both from the latest filed fiscal year
Source
computed
Fiscal year
2025
Accession
0001336706-26-000020
Reported in
USD
- 10-K for 2025, filed 2026-03-27
- 10-K for 2025, filed 2026-03-27
- Computed from the 10-K for 2025, filed 2026-03-27
- 10-K for 2025, filed 2026-03-27
The filing itself
Dividend cover ration/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Source
computed
Taken on
2026-11-07
Reported in
USD
- computed

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