OBT
Orange County Bancorp, Inc. · NASDAQ · Financial Services · USD · 10-K for 2025, filed 2026-03-16
Figures on this page computed 2026-11-08 13:03 UTC
Last close
40.42USD
Market data, 2026-11-04
Weekly closes, 2025-11-07 to 2026-11-04
Over that span: +53.5%
Except where said otherwise: 10-K for 2025, filed 2026-03-16
11.9xP/E
Price / Earnings per Share (diluted)
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001104659-26-028308
- Reported in
- USD
- computed
- 10-K for 2025, filed 2026-03-16
n/aROIC
This measure is not defined for this kind of company, so there is no peer group it belongs in.
NOPAT / Invested Capital x 100, where NOPAT = Operating Income x (1 - Tax Rate) and Invested Capital = Equity + Total Debt - Cash
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001104659-26-028308
- Reported in
- USD
- 10-K for 2025, filed 2026-03-16
- 10-K for 2025, filed 2026-03-16
- 10-K for 2025, filed 2026-03-16
- 10-Q for 2025, filed 2026-08-10
- 10-K for 2025, filed 2026-03-16
- 10-Q for 2025, filed 2026-08-10
n/aNet margin
This figure is scaled by the business model rather than by management, so it can only be read against its own sector. We do not hold a large enough sector cohort, and we will not fall back to the whole market.
Net Income / Revenue x 100
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001104659-26-028308
- Reported in
- USD
- 10-K for 2025, filed 2026-03-16
- 10-K for 2025, filed 2026-03-16
n/aFCF margin
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Free Cash Flow / Revenue x 100
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001104659-26-028308
- Reported in
- USD
- 10-K for 2025, filed 2026-03-16
- 10-K for 2025, filed 2026-03-16
n/aDebt/equity
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Total Debt / Shareholders' Equity
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001104659-26-028308
- Reported in
- USD
- 10-K for 2025, filed 2026-03-16
- 10-Q for 2025, filed 2026-08-10
1.8%Dividend yield
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- USD
- computed
- computed
- computed
- computed
- computed
- Computed from the filing for 2025, filed 2026-03-16
Price is the furthest below its sector's middle: 0.52 against 0.55 on the market's range.
- Growth20.4%76 of 100, above its sector
- Returns on capitaln/anot placed
- Marginsn/anot placed
- Price11.9x52 of 100, below its sector
- Safetyn/anot placed
- What it pays out1.8%61 of 100, above its sector
- Returns on capital: n/aThis measure is not defined for this kind of company, so there is no peer group it belongs in.
- Margins: n/aThis measure is not defined for this kind of company, so there is no peer group it belongs in.
- Safety: n/aThis measure is not defined for this kind of company, so there is no peer group it belongs in.
Five bars, one line
lens 7 of 9Each against its own average
4 of 5 readExcept where said otherwise: 10-K for 2025, filed 2026-03-16
- Sales1.76x
Its own average over 10 years, 76.8M.
- Profit2.30x
Its own average over 10 years, 18.1M.
- Free cash flow1.96x
Its own average over 10 years, 21.1M.
- Debtn/a
Its own average over 4 years, 39.5M.
- Price2.08x
Its own average over 11 years, 19. Market data, 2026-11-04
Profit is furthest from its own average, at 2.29 times.
The filed years, as a table
10Each line is 100 at 2016-12-31, the first year we hold.
| Filed year | Sales | Profit | Shares in issue |
|---|---|---|---|
| 2016-12-31 | 100.0 | 100.0 | n/a |
| 2017-12-31 | 110.6 | 64.6 | n/a |
| 2018-12-31 | 125.0 | 207.6 | n/a |
| 2019-12-31 | 150.3 | 315.7 | n/a |
| 2020-12-31 | 139.6 | 321.1 | 100.0 |
| 2021-12-31 | 168.3 | 585.3 | 110.2 |
| 2022-12-31 | 220.0 | 669.9 | 124.7 |
| 2023-12-31 | 307.6 | 810.5 | 124.9 |
| 2024-12-31 | 332.3 | 766.6 | 125.4 |
| 2025-12-31 | 352.6 | 1,144.2 | 138.7 |
How sales was got
- Source
- filed
- Statement
- income
- Fiscal year
- 2025
- Accession
- 0001104659-26-028308
- Reported in
- USD
How profit was got
- Source
- filed
- Statement
- income
- Fiscal year
- 2025
- Accession
- 0001104659-26-028308
- Reported in
- USD
How shares in issue was got
- Source
- filed
- Statement
- income
- Fiscal year
- 2025
- Accession
- 0001104659-26-028308
- Reported in
- USD
Figures behind the shape
Growth
20.4%faster is higher, placed against 4,950 companies as of 2026-11-07
Five-year revenue growth rate20.4%
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- USD
- computed
Five-year EPS growth rate20.8%
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- USD
- computed
One-year change in net income49.3%
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- USD
- computed
Returns on capital
n/aThis measure is not defined for this kind of company, so there is no peer group it belongs in.
higher is higher, with no cohort held
Return on invested capitaln/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
NOPAT / Invested Capital x 100, where NOPAT = Operating Income x (1 - Tax Rate) and Invested Capital = Equity + Total Debt - Cash
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001104659-26-028308
- Reported in
- USD
- 10-K for 2025, filed 2026-03-16
- 10-K for 2025, filed 2026-03-16
- 10-K for 2025, filed 2026-03-16
- 10-Q for 2025, filed 2026-08-10
- 10-K for 2025, filed 2026-03-16
- 10-Q for 2025, filed 2026-08-10
Return on equityn/a
This figure is scaled by the business model rather than by management, so it can only be read against its own sector. We do not hold a large enough sector cohort, and we will not fall back to the whole market.
Net Income / Shareholders' Equity x 100
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001104659-26-028308
- Reported in
- USD
- 10-K for 2025, filed 2026-03-16
- 10-Q for 2025, filed 2026-08-10
Return on assetsn/a
This figure is scaled by the business model rather than by management, so it can only be read against its own sector. We do not hold a large enough sector cohort, and we will not fall back to the whole market.
Net Income / Total Assets x 100
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001104659-26-028308
- Reported in
- USD
- 10-K for 2025, filed 2026-03-16
- 10-Q for 2025, filed 2026-08-10
Margins
n/aThis measure is not defined for this kind of company, so there is no peer group it belongs in.
wider is higher, with no cohort held
Gross marginn/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Gross Profit / Revenue x 100
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001104659-26-028308
- Reported in
- USD
- 10-K for 2025, filed 2026-03-16
- 10-K for 2025, filed 2026-03-16
Operating marginn/a
This figure is scaled by the business model rather than by management, so it can only be read against its own sector. We do not hold a large enough sector cohort, and we will not fall back to the whole market.
Operating Income / Revenue x 100
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001104659-26-028308
- Reported in
- USD
- 10-K for 2025, filed 2026-03-16
- 10-K for 2025, filed 2026-03-16
Net marginn/a
This figure is scaled by the business model rather than by management, so it can only be read against its own sector. We do not hold a large enough sector cohort, and we will not fall back to the whole market.
Net Income / Revenue x 100
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001104659-26-028308
- Reported in
- USD
- 10-K for 2025, filed 2026-03-16
- 10-K for 2025, filed 2026-03-16
Free cash flow marginn/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Free Cash Flow / Revenue x 100
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001104659-26-028308
- Reported in
- USD
- 10-K for 2025, filed 2026-03-16
- 10-K for 2025, filed 2026-03-16
Price
11.9xcheaper is higher, placed against 4,362 companies as of 2026-11-07
Price to earnings11.9x
Price / Earnings per Share (diluted)
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001104659-26-028308
- Reported in
- USD
- computed
- 10-K for 2025, filed 2026-03-16
Price to book1.7x10-Q for 2025, filed 2026-08-10
Price / Book Value per Share, where BVPS = Shareholders' Equity / Diluted Shares
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001104659-26-093345
- Reported in
- USD
- computed
- 10-Q for 2025, filed 2026-08-10
- computed
- 10-K for 2025, filed 2026-03-16
EV to EBITDAn/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Enterprise Value / EBITDA, where EV = Market Cap + Total Debt - Cash
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001104659-26-028308
- Reported in
- USD
- computed
- 10-K for 2025, filed 2026-03-16
- 10-K for 2025, filed 2026-03-16
- 10-Q for 2025, filed 2026-08-10
- 10-K for 2025, filed 2026-03-16
Price to sales ratio3.7x
Market Cap / Revenue, where Market Cap = Price x Diluted Shares
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001104659-26-028308
- Reported in
- USD
- computed
- 10-K for 2025, filed 2026-03-16
- 10-K for 2025, filed 2026-03-16
Safety
n/aThis measure is not defined for this kind of company, so there is no peer group it belongs in.
safer is higher, with no cohort held
Debt to equityn/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Total Debt / Shareholders' Equity
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001104659-26-028308
- Reported in
- USD
- 10-K for 2025, filed 2026-03-16
- 10-Q for 2025, filed 2026-08-10
Current ration/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Current Assets / Current Liabilities
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001104659-26-028308
- Reported in
- USD
- 10-K for 2025, filed 2026-03-16
- 10-K for 2025, filed 2026-03-16
Interest coveragen/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Operating Income / Interest Expense
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001104659-26-028308
- Reported in
- USD
- 10-K for 2025, filed 2026-03-16
- 10-K for 2025, filed 2026-03-16
Altman Z-Scoren/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
1.2 x A + 1.4 x B + 3.3 x C + 0.6 x D + 1.0 x E (A=WC/TA, B=RE/TA, C=EBIT/TA, D=MktCap/TL, E=Rev/TA)
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- USD
- Computed from the 10-K for 2025, filed 2026-03-16
- Computed from the 10-K for 2025, filed 2026-03-16
- Computed from the 10-K for 2025, filed 2026-03-16
- Computed from the 10-K for 2025, filed 2026-03-16
- Computed from the 10-K for 2025, filed 2026-03-16
What it pays out
1.8%more, and better covered, is higher, placed against 1,395 companies as of 2026-11-07
Dividend yield1.8%
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- USD
- computed
- computed
- computed
- computed
- computed
- Computed from the filing for 2025, filed 2026-03-16
Payout ratio17.1%
Common Dividends Paid / Net Income x 100, both from the latest filed fiscal year
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001104659-26-028308
- Reported in
- USD
- 10-K for 2025, filed 2026-03-16
- Computed from the 10-K for 2025, filed 2026-03-16
- 10-K for 2025, filed 2026-03-16
Dividend cover ration/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- USD
- computed
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