PFS
Provident Financial Services, Inc. · NYSE · Financial Services · USD · 10-K for 2025, filed 2026-02-27
Figures on this page computed 2026-11-08 13:05 UTC
Last close
23.52USD
Market data, 2026-11-04
Weekly closes, 2026-05-15 to 2026-11-04
Over that span: +9.6%
Except where said otherwise: 10-K for 2025, filed 2026-02-27
10.3xP/E
Price / Earnings per Share (diluted)
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001628280-26-012814
- Reported in
- USD
- computed
- 10-K for 2025, filed 2026-02-27
n/aROIC
This measure is not defined for this kind of company, so there is no peer group it belongs in.
NOPAT / Invested Capital x 100, where NOPAT = Operating Income x (1 - Tax Rate) and Invested Capital = Equity + Total Debt - Cash
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001628280-26-012814
- Reported in
- USD
- 10-K for 2025, filed 2026-02-27
- 10-K for 2025, filed 2026-02-27
- 10-K for 2025, filed 2026-02-27
- 10-Q for 2025, filed 2026-08-07
- 10-K for 2025, filed 2026-02-27
- 10-Q for 2025, filed 2026-08-07
n/aNet margin
This figure is scaled by the business model rather than by management, so it can only be read against its own sector. We do not hold a large enough sector cohort, and we will not fall back to the whole market.
Net Income / Revenue x 100
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001628280-26-012814
- Reported in
- USD
- 10-K for 2025, filed 2026-02-27
- 10-K for 2025, filed 2026-02-27
n/aFCF margin
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Free Cash Flow / Revenue x 100
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001628280-26-012814
- Reported in
- USD
- 10-K for 2025, filed 2026-02-27
- 10-K for 2025, filed 2026-02-27
n/aDebt/equity
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Total Debt / Shareholders' Equity
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001628280-26-012814
- Reported in
- USD
- 10-K for 2025, filed 2026-02-27
- 10-Q for 2025, filed 2026-08-07
4.2%Dividend yield
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- USD
- computed
- computed
- computed
- computed
- computed
- Computed from the filing for 2025, filed 2026-02-27
3 of 6 traits placed on the market's range. Nothing sits below its sector's middle.
- Growth28.5%76 of 100, above its sector
- Returns on capitaln/anot placed
- Marginsn/anot placed
- Price10.3x65 of 100, above its sector
- Safetyn/anot placed
- What it pays out4.2%60 of 100, above its sector
- Returns on capital: n/aThis measure is not defined for this kind of company, so there is no peer group it belongs in.
- Margins: n/aThis measure is not defined for this kind of company, so there is no peer group it belongs in.
- Safety: n/aThis measure is not defined for this kind of company, so there is no peer group it belongs in.
Five bars, one line
lens 7 of 9Each against its own average
5 of 5 readExcept where said otherwise: 10-K for 2025, filed 2026-02-27
- Sales2.30x
Its own average over 10 years, 552.4M.
- Profit2.10x
Its own average over 10 years, 138.8M.
- Free cash flow2.19x
Its own average over 10 years, 196.7M.
- Debt1.09x
Its own average over 4 years, 1.49B.
- Price1.10x
Its own average over 11 years, 21. Market data, 2026-11-04
Sales is furthest from its own average, at 2.30 times.
The filed years, as a table
10Each line is 100 at 2016-12-31, the first year we hold.
| Filed year | Sales | Profit | Shares in issue |
|---|---|---|---|
| 2016-12-31 | 100.0 | 100.0 | 100.0 |
| 2017-12-31 | 107.1 | 107.0 | 101.1 |
| 2018-12-31 | 119.0 | 134.8 | 102.0 |
| 2019-12-31 | 122.9 | 128.3 | 101.4 |
| 2020-12-31 | 120.2 | 110.4 | 109.0 |
| 2021-12-31 | 133.1 | 191.2 | 119.9 |
| 2022-12-31 | 154.2 | 200.1 | 117.1 |
| 2023-12-31 | 203.7 | 146.2 | 117.3 |
| 2024-12-31 | 346.0 | 131.6 | 171.8 |
| 2025-12-31 | 421.0 | 331.6 | 204.4 |
How sales was got
- Source
- filed
- Statement
- income
- Fiscal year
- 2025
- Accession
- 0001628280-26-012814
- Reported in
- USD
How profit was got
- Source
- filed
- Statement
- income
- Fiscal year
- 2025
- Accession
- 0001628280-26-012814
- Reported in
- USD
How shares in issue was got
- Source
- filed
- Statement
- income
- Fiscal year
- 2025
- Accession
- 0001628280-26-012814
- Reported in
- USD
Figures behind the shape
Growth
28.5%faster is higher, placed against 4,950 companies as of 2026-11-07
Five-year revenue growth rate28.5%
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- USD
- computed
Five-year EPS growth rate9.9%
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- USD
- computed
One-year change in net income152.0%
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- USD
- computed
Returns on capital
n/aThis measure is not defined for this kind of company, so there is no peer group it belongs in.
higher is higher, with no cohort held
Return on invested capitaln/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
NOPAT / Invested Capital x 100, where NOPAT = Operating Income x (1 - Tax Rate) and Invested Capital = Equity + Total Debt - Cash
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001628280-26-012814
- Reported in
- USD
- 10-K for 2025, filed 2026-02-27
- 10-K for 2025, filed 2026-02-27
- 10-K for 2025, filed 2026-02-27
- 10-Q for 2025, filed 2026-08-07
- 10-K for 2025, filed 2026-02-27
- 10-Q for 2025, filed 2026-08-07
Return on equityn/a
This figure is scaled by the business model rather than by management, so it can only be read against its own sector. We do not hold a large enough sector cohort, and we will not fall back to the whole market.
Net Income / Shareholders' Equity x 100
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001628280-26-012814
- Reported in
- USD
- 10-K for 2025, filed 2026-02-27
- 10-Q for 2025, filed 2026-08-07
Return on assetsn/a
This figure is scaled by the business model rather than by management, so it can only be read against its own sector. We do not hold a large enough sector cohort, and we will not fall back to the whole market.
Net Income / Total Assets x 100
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001628280-26-012814
- Reported in
- USD
- 10-K for 2025, filed 2026-02-27
- 10-Q for 2025, filed 2026-08-07
Margins
n/aThis measure is not defined for this kind of company, so there is no peer group it belongs in.
wider is higher, with no cohort held
Gross marginn/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Gross Profit / Revenue x 100
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001628280-26-012814
- Reported in
- USD
- 10-K for 2025, filed 2026-02-27
- 10-K for 2025, filed 2026-02-27
Operating marginn/a
This figure is scaled by the business model rather than by management, so it can only be read against its own sector. We do not hold a large enough sector cohort, and we will not fall back to the whole market.
Operating Income / Revenue x 100
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001628280-26-012814
- Reported in
- USD
- 10-K for 2025, filed 2026-02-27
- 10-K for 2025, filed 2026-02-27
Net marginn/a
This figure is scaled by the business model rather than by management, so it can only be read against its own sector. We do not hold a large enough sector cohort, and we will not fall back to the whole market.
Net Income / Revenue x 100
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001628280-26-012814
- Reported in
- USD
- 10-K for 2025, filed 2026-02-27
- 10-K for 2025, filed 2026-02-27
Free cash flow marginn/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Free Cash Flow / Revenue x 100
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001628280-26-012814
- Reported in
- USD
- 10-K for 2025, filed 2026-02-27
- 10-K for 2025, filed 2026-02-27
Price
10.3xcheaper is higher, placed against 4,362 companies as of 2026-11-07
Price to earnings10.3x
Price / Earnings per Share (diluted)
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001628280-26-012814
- Reported in
- USD
- computed
- 10-K for 2025, filed 2026-02-27
Price to book1.1x10-Q for 2025, filed 2026-08-07
Price / Book Value per Share, where BVPS = Shareholders' Equity / Diluted Shares
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001628280-26-054777
- Reported in
- USD
- computed
- 10-Q for 2025, filed 2026-08-07
- computed
- 10-K for 2025, filed 2026-02-27
EV to EBITDAn/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Enterprise Value / EBITDA, where EV = Market Cap + Total Debt - Cash
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001628280-26-012814
- Reported in
- USD
- computed
- 10-K for 2025, filed 2026-02-27
- 10-K for 2025, filed 2026-02-27
- 10-Q for 2025, filed 2026-08-07
- 10-K for 2025, filed 2026-02-27
Price to sales ratio2.4x
Market Cap / Revenue, where Market Cap = Price x Diluted Shares
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001628280-26-012814
- Reported in
- USD
- computed
- 10-K for 2025, filed 2026-02-27
- 10-K for 2025, filed 2026-02-27
Safety
n/aThis measure is not defined for this kind of company, so there is no peer group it belongs in.
safer is higher, with no cohort held
Debt to equityn/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Total Debt / Shareholders' Equity
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001628280-26-012814
- Reported in
- USD
- 10-K for 2025, filed 2026-02-27
- 10-Q for 2025, filed 2026-08-07
Current ration/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Current Assets / Current Liabilities
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001628280-26-012814
- Reported in
- USD
- 10-K for 2025, filed 2026-02-27
- 10-K for 2025, filed 2026-02-27
Interest coveragen/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Operating Income / Interest Expense
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001628280-26-012814
- Reported in
- USD
- 10-K for 2025, filed 2026-02-27
- 10-K for 2025, filed 2026-02-27
Altman Z-Scoren/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
1.2 x A + 1.4 x B + 3.3 x C + 0.6 x D + 1.0 x E (A=WC/TA, B=RE/TA, C=EBIT/TA, D=MktCap/TL, E=Rev/TA)
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- USD
- Computed from the 10-K for 2025, filed 2026-02-27
- Computed from the 10-K for 2025, filed 2026-02-27
- Computed from the 10-K for 2025, filed 2026-02-27
- Computed from the 10-K for 2025, filed 2026-02-27
- Computed from the 10-K for 2025, filed 2026-02-27
What it pays out
4.2%more, and better covered, is higher, placed against 1,395 companies as of 2026-11-07
Dividend yield4.2%
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- USD
- computed
- computed
- computed
- computed
- computed
- Computed from the filing for 2025, filed 2026-02-27
Payout ratio43.2%
Common Dividends Paid / Net Income x 100, both from the latest filed fiscal year
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001628280-26-012814
- Reported in
- USD
- 10-K for 2025, filed 2026-02-27
- Computed from the 10-K for 2025, filed 2026-02-27
- 10-K for 2025, filed 2026-02-27
Dividend cover ration/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- USD
- computed
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