ACIC
American Coastal Insurance Corporation · NASDAQ · Financial Services · USD · 10-K for 2025, filed 2026-03-09
Figures on this page computed 2026-11-08 13:05 UTC
Last close
10.27USD
Market data, 2026-11-05
Weekly closes, 2026-08-14 to 2026-11-05
Over that span: +4.1%
Except where said otherwise: 10-K for 2025, filed 2026-03-09
4.6xP/E
Price / Earnings per Share (diluted)
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001401521-26-000015
- Reported in
- USD
- computed
- 10-K for 2025, filed 2026-03-09
n/aROIC
This measure is not defined for this kind of company, so there is no peer group it belongs in.
NOPAT / Invested Capital x 100, where NOPAT = Operating Income x (1 - Tax Rate) and Invested Capital = Equity + Total Debt - Cash
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001401521-26-000015
- Reported in
- USD
- 10-K for 2025, filed 2026-03-09
- 10-K for 2025, filed 2026-03-09
- 10-K for 2025, filed 2026-03-09
- 10-Q for 2025, filed 2026-08-06
- 10-K for 2025, filed 2026-03-09
- 10-Q for 2025, filed 2026-08-06
n/aNet margin
This figure is scaled by the business model rather than by management, so it can only be read against its own sector. We do not hold a large enough sector cohort, and we will not fall back to the whole market.
Net Income / Revenue x 100
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001401521-26-000015
- Reported in
- USD
- 10-K for 2025, filed 2026-03-09
- 10-K for 2025, filed 2026-03-09
n/aFCF margin
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Free Cash Flow / Revenue x 100
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001401521-26-000015
- Reported in
- USD
- 10-K for 2025, filed 2026-03-09
- 10-K for 2025, filed 2026-03-09
n/aDebt/equity
This figure is scaled by the business model rather than by management, so it can only be read against its own sector. We do not hold a large enough sector cohort, and we will not fall back to the whole market.
Total Debt / Shareholders' Equity
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001401521-26-000015
- Reported in
- USD
- 10-K for 2025, filed 2026-03-09
- 10-Q for 2025, filed 2026-08-06
n/aDividend yield
The stored value is a zero that stands for missing data rather than a measurement, so we will not place it.
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- USD
- computed
Growth is the furthest below its sector's middle: 0.38 against 0.59 on the market's range.
- Growth-16.9%38 of 100, below its sector
- Returns on capitaln/anot placed
- Marginsn/anot placed
- Price4.6x68 of 100, above its sector
- Safety13.0x74 of 100, above its sector
- What it pays outn/anot placed
- Returns on capital: n/aThis measure is not defined for this kind of company, so there is no peer group it belongs in.
- Margins: n/aThis measure is not defined for this kind of company, so there is no peer group it belongs in.
- What it pays out: n/aThe stored value is a zero that stands for missing data rather than a measurement, so we will not place it.
Five bars, one line
lens 7 of 9Each against its own average
5 of 5 readExcept where said otherwise: 10-K for 2025, filed 2026-03-09
- Sales0.69x
Its own average over 10 years, 488.4M.
- Profit-7.34x
Its own average over 10 years, -14.6M.
- Free cash flow-9.06x
Its own average over 10 years, -7.8M.
- Debt1.04x
Its own average over 10 years, 147.6M.
- Price0.98x
Its own average over 11 years, 10. Market data, 2026-11-05
Free cash flow is furthest from its own average, at -9.06 times.
The filed years, as a table
10Each line is 100 at 2016-12-31, the first year we hold.
| Filed year | Sales | Profit | Shares in issue |
|---|---|---|---|
| 2016-12-31 | 100.0 | 100.0 | 100.0 |
| 2017-12-31 | 134.3 | 178.0 | 172.9 |
| 2018-12-31 | 148.6 | 5.1 | 198.2 |
| 2019-12-31 | 169.4 | -524.3 | 197.8 |
| 2020-12-31 | 173.8 | -1,692.8 | 198.3 |
| 2021-12-31 | 46.9 | -1,016.5 | 198.7 |
| 2022-12-31 | 45.5 | -8,246.0 | 199.2 |
| 2023-12-31 | 54.3 | 5,438.9 | 205.4 |
| 2024-12-31 | 60.9 | 1,328.9 | 228.4 |
| 2025-12-31 | 68.9 | 1,875.0 | 230.3 |
How sales was got
- Source
- filed
- Statement
- income
- Fiscal year
- 2025
- Accession
- 0001401521-26-000015
- Reported in
- USD
How profit was got
- Source
- filed
- Statement
- income
- Fiscal year
- 2025
- Accession
- 0001401521-26-000015
- Reported in
- USD
How shares in issue was got
- Source
- filed
- Statement
- income
- Fiscal year
- 2025
- Accession
- 0001401521-26-000015
- Reported in
- USD
Figures behind the shape
Growth
-16.9%faster is higher, placed against 4,950 companies as of 2026-11-07
Five-year revenue growth rate-16.9%
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- USD
- computed
Five-year EPS growth raten/a
We do not hold this figure for this company, so there is nothing to place.
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- USD
- computed
One-year change in net income41.1%
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- USD
- computed
Returns on capital
n/aThis measure is not defined for this kind of company, so there is no peer group it belongs in.
higher is higher, with no cohort held
Return on invested capitaln/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
NOPAT / Invested Capital x 100, where NOPAT = Operating Income x (1 - Tax Rate) and Invested Capital = Equity + Total Debt - Cash
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001401521-26-000015
- Reported in
- USD
- 10-K for 2025, filed 2026-03-09
- 10-K for 2025, filed 2026-03-09
- 10-K for 2025, filed 2026-03-09
- 10-Q for 2025, filed 2026-08-06
- 10-K for 2025, filed 2026-03-09
- 10-Q for 2025, filed 2026-08-06
Return on equityn/a
This figure is scaled by the business model rather than by management, so it can only be read against its own sector. We do not hold a large enough sector cohort, and we will not fall back to the whole market.
Net Income / Shareholders' Equity x 100
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001401521-26-000015
- Reported in
- USD
- 10-K for 2025, filed 2026-03-09
- 10-Q for 2025, filed 2026-08-06
Return on assetsn/a
This figure is scaled by the business model rather than by management, so it can only be read against its own sector. We do not hold a large enough sector cohort, and we will not fall back to the whole market.
Net Income / Total Assets x 100
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001401521-26-000015
- Reported in
- USD
- 10-K for 2025, filed 2026-03-09
- 10-Q for 2025, filed 2026-08-06
Margins
n/aThis measure is not defined for this kind of company, so there is no peer group it belongs in.
wider is higher, with no cohort held
Gross marginn/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Gross Profit / Revenue x 100
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001401521-26-000015
- Reported in
- USD
- 10-K for 2025, filed 2026-03-09
- 10-K for 2025, filed 2026-03-09
Operating marginn/a
This figure is scaled by the business model rather than by management, so it can only be read against its own sector. We do not hold a large enough sector cohort, and we will not fall back to the whole market.
Operating Income / Revenue x 100
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001401521-26-000015
- Reported in
- USD
- 10-K for 2025, filed 2026-03-09
- 10-K for 2025, filed 2026-03-09
Net marginn/a
This figure is scaled by the business model rather than by management, so it can only be read against its own sector. We do not hold a large enough sector cohort, and we will not fall back to the whole market.
Net Income / Revenue x 100
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001401521-26-000015
- Reported in
- USD
- 10-K for 2025, filed 2026-03-09
- 10-K for 2025, filed 2026-03-09
Free cash flow marginn/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Free Cash Flow / Revenue x 100
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001401521-26-000015
- Reported in
- USD
- 10-K for 2025, filed 2026-03-09
- 10-K for 2025, filed 2026-03-09
Price
4.6xcheaper is higher, placed against 4,362 companies as of 2026-11-07
Price to earnings4.6x
Price / Earnings per Share (diluted)
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001401521-26-000015
- Reported in
- USD
- computed
- 10-K for 2025, filed 2026-03-09
Price to book1.6x10-Q for 2025, filed 2026-08-06
Price / Book Value per Share, where BVPS = Shareholders' Equity / Diluted Shares
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001401521-26-000037
- Reported in
- USD
- computed
- 10-Q for 2025, filed 2026-08-06
- computed
- 10-K for 2025, filed 2026-03-09
EV to EBITDAn/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Enterprise Value / EBITDA, where EV = Market Cap + Total Debt - Cash
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001401521-26-000015
- Reported in
- USD
- computed
- 10-K for 2025, filed 2026-03-09
- 10-K for 2025, filed 2026-03-09
- 10-Q for 2025, filed 2026-08-06
- 10-K for 2025, filed 2026-03-09
Price to sales ratio1.5x
Market Cap / Revenue, where Market Cap = Price x Diluted Shares
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001401521-26-000015
- Reported in
- USD
- computed
- 10-K for 2025, filed 2026-03-09
- 10-K for 2025, filed 2026-03-09
Safety
13.0xsafer is higher, placed against 1,436 companies as of 2026-11-07
Debt to equityn/a
This figure is scaled by the business model rather than by management, so it can only be read against its own sector. We do not hold a large enough sector cohort, and we will not fall back to the whole market.
Total Debt / Shareholders' Equity
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001401521-26-000015
- Reported in
- USD
- 10-K for 2025, filed 2026-03-09
- 10-Q for 2025, filed 2026-08-06
Current ration/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Current Assets / Current Liabilities
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001401521-26-000015
- Reported in
- USD
- 10-K for 2025, filed 2026-03-09
- 10-K for 2025, filed 2026-03-09
Interest coverage13.0x
Operating Income / Interest Expense
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001401521-26-000015
- Reported in
- USD
- 10-K for 2025, filed 2026-03-09
- 10-K for 2025, filed 2026-03-09
Altman Z-Scoren/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
1.2 x A + 1.4 x B + 3.3 x C + 0.6 x D + 1.0 x E (A=WC/TA, B=RE/TA, C=EBIT/TA, D=MktCap/TL, E=Rev/TA)
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- USD
- Computed from the 10-K for 2025, filed 2026-03-09
- Computed from the 10-K for 2025, filed 2026-03-09
- Computed from the 10-K for 2025, filed 2026-03-09
- Computed from the 10-K for 2025, filed 2026-03-09
- Computed from the 10-K for 2025, filed 2026-03-09
What it pays out
n/aThe stored value is a zero that stands for missing data rather than a measurement, so we will not place it.
more, and better covered, is higher, with no cohort held
Dividend yieldn/a
The stored value is a zero that stands for missing data rather than a measurement, so we will not place it.
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- USD
- computed
Payout ration/a
The stored value is a zero that stands for missing data rather than a measurement, so we will not place it.
Common Dividends Paid / Net Income x 100, both from the latest filed fiscal year
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001401521-26-000015
- Reported in
- USD
- 10-K for 2025, filed 2026-03-09
- Computed from the 10-K for 2025, filed 2026-03-09
- 10-K for 2025, filed 2026-03-09
Dividend cover ration/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- USD
- computed
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