ACIC

American Coastal Insurance Corporation · NASDAQ · Financial Services · USD · 10-K for 2025, filed 2026-03-09

Figures on this page computed 2026-11-08 13:05 UTC

Last close

10.27USD

Market data, 2026-11-05

ACIC: weekly closes from 10.85 on 2026-05-15 to 10.27 on 2026-11-05, a move of -5.4%. Prices in USD.

Weekly closes, 2026-05-15 to 2026-11-05

Over that span: -5.4%

Except where said otherwise: 10-K for 2025, filed 2026-03-09

4.6xP/E
Price / Earnings per Share (diluted)
Source
computed
Fiscal year
2025
Accession
0001401521-26-000015
Reported in
USD
- computed
- 10-K for 2025, filed 2026-03-09
The filing itself
n/aROIC
This measure is not defined for this kind of company, so there is no peer group it belongs in.
NOPAT / Invested Capital x 100, where NOPAT = Operating Income x (1 - Tax Rate) and Invested Capital = Equity + Total Debt - Cash
Source
computed
Fiscal year
2025
Accession
0001401521-26-000015
Reported in
USD
- 10-K for 2025, filed 2026-03-09
- 10-K for 2025, filed 2026-03-09
- 10-K for 2025, filed 2026-03-09
- 10-Q for 2025, filed 2026-08-06
- 10-K for 2025, filed 2026-03-09
- 10-Q for 2025, filed 2026-08-06
The filing itself
n/aNet margin
This figure is scaled by the business model rather than by management, so it can only be read against its own sector. We do not hold a large enough sector cohort, and we will not fall back to the whole market.
Net Income / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0001401521-26-000015
Reported in
USD
- 10-K for 2025, filed 2026-03-09
- 10-K for 2025, filed 2026-03-09
The filing itself
n/aFCF margin
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Free Cash Flow / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0001401521-26-000015
Reported in
USD
- 10-K for 2025, filed 2026-03-09
- 10-K for 2025, filed 2026-03-09
The filing itself
n/aDebt/equity
This figure is scaled by the business model rather than by management, so it can only be read against its own sector. We do not hold a large enough sector cohort, and we will not fall back to the whole market.
Total Debt / Shareholders' Equity
Source
computed
Fiscal year
2025
Accession
0001401521-26-000015
Reported in
USD
- 10-K for 2025, filed 2026-03-09
- 10-Q for 2025, filed 2026-08-06
The filing itself
n/aDividend yield
The stored value is a zero that stands for missing data rather than a measurement, so we will not place it.
Source
computed
Taken on
2026-11-07
Reported in
USD
- computed

Growth is the furthest below its sector's middle: 0.38 against 0.59 on the market's range.

Returns on capital: n/aThis measure is not defined for this kind of company, so there is no peer group it belongs in.
Margins: n/aThis measure is not defined for this kind of company, so there is no peer group it belongs in.
What it pays out: n/aThe stored value is a zero that stands for missing data rather than a measurement, so we will not place it.

Five bars, one line

lens 7 of 9

0.69x

-7.34x

-9.06x

1.04x

0.98x

SalesProfitFree cash flowDebtPrice

Each bar against this company's own average; the line is that average.

Filed2025

Market data2026-11-05

Each against its own average

5 of 5 read

Except where said otherwise: 10-K for 2025, filed 2026-03-09

Sales0.69x
Its own average over 10 years, 488.4M.
Profit-7.34x
Its own average over 10 years, -14.6M.
Free cash flow-9.06x
Its own average over 10 years, -7.8M.
Debt1.04x
Its own average over 10 years, 147.6M.
Price0.98x
Its own average over 11 years, 10. Market data, 2026-11-05

Free cash flow is furthest from its own average, at -9.06 times.

The filed years, as a table

Each line is 100 at 2016-12-31, the first year we hold.

Filed year	Sales	Profit	Shares in issue
2016-12-31	100.0	100.0	100.0
2017-12-31	134.3	178.0	172.9
2018-12-31	148.6	5.1	198.2
2019-12-31	169.4	-524.3	197.8
2020-12-31	173.8	-1,692.8	198.3
2021-12-31	46.9	-1,016.5	198.7
2022-12-31	45.5	-8,246.0	199.2
2023-12-31	54.3	5,438.9	205.4
2024-12-31	60.9	1,328.9	228.4
2025-12-31	68.9	1,875.0	230.3

How sales was got

Source: filed
Statement: income
Fiscal year: 2025
Accession: 0001401521-26-000015
Reported in: USD

The filing itself

How profit was got

Source: filed
Statement: income
Fiscal year: 2025
Accession: 0001401521-26-000015
Reported in: USD

The filing itself

How shares in issue was got

Source: filed
Statement: income
Fiscal year: 2025
Accession: 0001401521-26-000015
Reported in: USD

The filing itself

Figures behind the shape

Growth

-16.9%

faster is higher, placed against 4,950 companies as of 2026-11-07

Five-year revenue growth rate-16.9%
Source
computed
Taken on
2026-11-07
Reported in
USD
- computed
Five-year EPS growth raten/a
We do not hold this figure for this company, so there is nothing to place.
Source
computed
Taken on
2026-11-07
Reported in
USD
- computed
One-year change in net income41.1%
Source
computed
Taken on
2026-11-07
Reported in
USD
- computed

Returns on capital

n/a

This measure is not defined for this kind of company, so there is no peer group it belongs in.

higher is higher, with no cohort held

Return on invested capitaln/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
NOPAT / Invested Capital x 100, where NOPAT = Operating Income x (1 - Tax Rate) and Invested Capital = Equity + Total Debt - Cash
Source
computed
Fiscal year
2025
Accession
0001401521-26-000015
Reported in
USD
- 10-K for 2025, filed 2026-03-09
- 10-K for 2025, filed 2026-03-09
- 10-K for 2025, filed 2026-03-09
- 10-Q for 2025, filed 2026-08-06
- 10-K for 2025, filed 2026-03-09
- 10-Q for 2025, filed 2026-08-06
The filing itself
Return on equityn/a
This figure is scaled by the business model rather than by management, so it can only be read against its own sector. We do not hold a large enough sector cohort, and we will not fall back to the whole market.
Net Income / Shareholders' Equity x 100
Source
computed
Fiscal year
2025
Accession
0001401521-26-000015
Reported in
USD
- 10-K for 2025, filed 2026-03-09
- 10-Q for 2025, filed 2026-08-06
The filing itself
Return on assetsn/a
This figure is scaled by the business model rather than by management, so it can only be read against its own sector. We do not hold a large enough sector cohort, and we will not fall back to the whole market.
Net Income / Total Assets x 100
Source
computed
Fiscal year
2025
Accession
0001401521-26-000015
Reported in
USD
- 10-K for 2025, filed 2026-03-09
- 10-Q for 2025, filed 2026-08-06
The filing itself

Margins

n/a

This measure is not defined for this kind of company, so there is no peer group it belongs in.

wider is higher, with no cohort held

Gross marginn/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Gross Profit / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0001401521-26-000015
Reported in
USD
- 10-K for 2025, filed 2026-03-09
- 10-K for 2025, filed 2026-03-09
The filing itself
Operating marginn/a
This figure is scaled by the business model rather than by management, so it can only be read against its own sector. We do not hold a large enough sector cohort, and we will not fall back to the whole market.
Operating Income / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0001401521-26-000015
Reported in
USD
- 10-K for 2025, filed 2026-03-09
- 10-K for 2025, filed 2026-03-09
The filing itself
Net marginn/a
This figure is scaled by the business model rather than by management, so it can only be read against its own sector. We do not hold a large enough sector cohort, and we will not fall back to the whole market.
Net Income / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0001401521-26-000015
Reported in
USD
- 10-K for 2025, filed 2026-03-09
- 10-K for 2025, filed 2026-03-09
The filing itself
Free cash flow marginn/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Free Cash Flow / Revenue x 100
Source
computed
Fiscal year
2025
Accession
0001401521-26-000015
Reported in
USD
- 10-K for 2025, filed 2026-03-09
- 10-K for 2025, filed 2026-03-09
The filing itself

Price

4.6x

cheaper is higher, placed against 4,362 companies as of 2026-11-07

Price to earnings4.6x
Price / Earnings per Share (diluted)
Source
computed
Fiscal year
2025
Accession
0001401521-26-000015
Reported in
USD
- computed
- 10-K for 2025, filed 2026-03-09
The filing itself
Price to book1.6x10-Q for 2025, filed 2026-08-06
Price / Book Value per Share, where BVPS = Shareholders' Equity / Diluted Shares
Source
computed
Fiscal year
2025
Accession
0001401521-26-000037
Reported in
USD
- computed
- 10-Q for 2025, filed 2026-08-06
- computed
- 10-K for 2025, filed 2026-03-09
The filing itself
EV to EBITDAn/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Enterprise Value / EBITDA, where EV = Market Cap + Total Debt - Cash
Source
computed
Fiscal year
2025
Accession
0001401521-26-000015
Reported in
USD
- computed
- 10-K for 2025, filed 2026-03-09
- 10-K for 2025, filed 2026-03-09
- 10-Q for 2025, filed 2026-08-06
- 10-K for 2025, filed 2026-03-09
The filing itself
Price to sales ratio1.5x
Market Cap / Revenue, where Market Cap = Price x Diluted Shares
Source
computed
Fiscal year
2025
Accession
0001401521-26-000015
Reported in
USD
- computed
- 10-K for 2025, filed 2026-03-09
- 10-K for 2025, filed 2026-03-09
The filing itself

Safety

13.0x

safer is higher, placed against 1,436 companies as of 2026-11-07

Debt to equityn/a
This figure is scaled by the business model rather than by management, so it can only be read against its own sector. We do not hold a large enough sector cohort, and we will not fall back to the whole market.
Total Debt / Shareholders' Equity
Source
computed
Fiscal year
2025
Accession
0001401521-26-000015
Reported in
USD
- 10-K for 2025, filed 2026-03-09
- 10-Q for 2025, filed 2026-08-06
The filing itself
Current ration/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Current Assets / Current Liabilities
Source
computed
Fiscal year
2025
Accession
0001401521-26-000015
Reported in
USD
- 10-K for 2025, filed 2026-03-09
- 10-K for 2025, filed 2026-03-09
The filing itself
Interest coverage13.0x
Operating Income / Interest Expense
Source
computed
Fiscal year
2025
Accession
0001401521-26-000015
Reported in
USD
- 10-K for 2025, filed 2026-03-09
- 10-K for 2025, filed 2026-03-09
The filing itself
Altman Z-Scoren/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
1.2 x A + 1.4 x B + 3.3 x C + 0.6 x D + 1.0 x E (A=WC/TA, B=RE/TA, C=EBIT/TA, D=MktCap/TL, E=Rev/TA)
Source
computed
Taken on
2026-11-07
Reported in
USD
- Computed from the 10-K for 2025, filed 2026-03-09
- Computed from the 10-K for 2025, filed 2026-03-09
- Computed from the 10-K for 2025, filed 2026-03-09
- Computed from the 10-K for 2025, filed 2026-03-09
- Computed from the 10-K for 2025, filed 2026-03-09

What it pays out

n/a

The stored value is a zero that stands for missing data rather than a measurement, so we will not place it.

more, and better covered, is higher, with no cohort held

Dividend yieldn/a
The stored value is a zero that stands for missing data rather than a measurement, so we will not place it.
Source
computed
Taken on
2026-11-07
Reported in
USD
- computed
Payout ration/a
The stored value is a zero that stands for missing data rather than a measurement, so we will not place it.
Common Dividends Paid / Net Income x 100, both from the latest filed fiscal year
Source
computed
Fiscal year
2025
Accession
0001401521-26-000015
Reported in
USD
- 10-K for 2025, filed 2026-03-09
- Computed from the 10-K for 2025, filed 2026-03-09
- 10-K for 2025, filed 2026-03-09
The filing itself
Dividend cover ration/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
Source
computed
Taken on
2026-11-07
Reported in
USD
- computed

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