FINV

FinVolution Group · NYSE · Financial Services · USD · 20-F for 2025, filed 2026-04-29

Figures on this page computed 2026-11-08 13:16 UTC

Last close

3.04USD

Market data, 2026-11-04

FINV: weekly closes from 4.38 on 2026-08-14 to 3.04 on 2026-11-04, a move of -30.6%. Prices in USD.

Weekly closes, 2026-08-14 to 2026-11-04

Over that span: -30.6%

Except where said otherwise: 20-F for 2025, filed 2026-04-29

  • 1.9xP/E

    Price / Earnings per Share (diluted)

    Source
    computed
    Fiscal year
    2025
    Accession
    0001493152-26-019597
    Reported in
    USD
    • computed
    • 20-F for 2025, filed 2026-04-29

    The filing itself

  • 20.4%ROIC

    NOPAT / Invested Capital x 100, where NOPAT = Operating Income x (1 - Tax Rate) and Invested Capital = Equity + Total Debt - Cash

    Source
    computed
    Fiscal year
    2025
    Accession
    0001493152-26-019597
    Reported in
    USD
    • 20-F for 2025, filed 2026-04-29
    • 20-F for 2025, filed 2026-04-29
    • 20-F for 2025, filed 2026-04-29
    • 20-F for 2025, filed 2026-04-29
    • 20-F for 2025, filed 2026-04-29
    • 20-F for 2025, filed 2026-04-29

    The filing itself

  • n/mNet marginnet income exceeds revenue

    Net income exceeds revenue.

    Net Income / Revenue x 100

    Source
    computed
    Fiscal year
    2025
    Accession
    0001493152-26-019597
    Reported in
    USD
    • 20-F for 2025, filed 2026-04-29
    • 20-F for 2025, filed 2026-04-29

    The filing itself

  • 13142.8%FCF margin

    Free Cash Flow / Revenue x 100

    Source
    computed
    Fiscal year
    2025
    Accession
    0001493152-26-019597
    Reported in
    USD
    • 20-F for 2025, filed 2026-04-29
    • 20-F for 2025, filed 2026-04-29

    The filing itself

  • 0.02Debt/equity

    Total Debt / Shareholders' Equity

    Source
    computed
    Fiscal year
    2025
    Accession
    0001493152-26-019597
    Reported in
    USD
    • 20-F for 2025, filed 2026-04-29
    • 20-F for 2025, filed 2026-04-29

    The filing itself

  • 10.6%Dividend yield
    Source
    computed
    Taken on
    2026-11-07
    Reported in
    USD
    • computed

It reports in CNY and trades in USD. Nothing on this page is converted between the two.

The filed years, as a table

10

Each line is 100 at 2016-12-31, the first year we hold.

Filed yearSalesProfit
2016-12-31100.0100.0
2017-12-31323.0216.0
2018-12-31373.7492.3
2019-12-31490.5473.2
2020-12-31622.1393.4
2021-12-31778.9500.3
2022-12-31915.8451.9
2023-12-311.0466.8
2024-12-311.1475.2
2025-12-311.1507.0
How sales was got
Source
filed
Statement
income
Fiscal year
2025
Accession
0001493152-26-019597
Reported in
CNY

The filing itself

How profit was got
Source
filed
Statement
income
Fiscal year
2025
Accession
0001493152-26-019597
Reported in
CNY

The filing itself

Figures behind the shape

Growth

-71.8%

faster is higher, placed against 4,950 companies as of 2026-11-07

  • Five-year revenue growth rate-71.8%
    Source
    computed
    Taken on
    2026-11-07
    Reported in
    USD
    • computed
  • Five-year EPS growth raten/a

    We do not hold this figure for this company, so there is nothing to place.

    Source
    computed
    Taken on
    2026-11-07
    Reported in
    USD
    • computed
  • One-year change in net income6.7%
    Source
    computed
    Taken on
    2026-11-07
    Reported in
    USD
    • computed

Returns on capital

20.4%

higher is higher, placed against 5,089 companies as of 2026-11-07

  • Return on invested capital20.4%

    NOPAT / Invested Capital x 100, where NOPAT = Operating Income x (1 - Tax Rate) and Invested Capital = Equity + Total Debt - Cash

    Source
    computed
    Fiscal year
    2025
    Accession
    0001493152-26-019597
    Reported in
    USD
    • 20-F for 2025, filed 2026-04-29
    • 20-F for 2025, filed 2026-04-29
    • 20-F for 2025, filed 2026-04-29
    • 20-F for 2025, filed 2026-04-29
    • 20-F for 2025, filed 2026-04-29
    • 20-F for 2025, filed 2026-04-29

    The filing itself

  • Return on equity15.4%

    Net Income / Shareholders' Equity x 100

    Source
    computed
    Fiscal year
    2025
    Accession
    0001493152-26-019597
    Reported in
    USD
    • 20-F for 2025, filed 2026-04-29
    • 20-F for 2025, filed 2026-04-29

    The filing itself

  • Return on assets10.0%

    Net Income / Total Assets x 100

    Source
    computed
    Fiscal year
    2025
    Accession
    0001493152-26-019597
    Reported in
    USD
    • 20-F for 2025, filed 2026-04-29
    • 20-F for 2025, filed 2026-04-29

    The filing itself

Margins

13142.8%

wider is higher, placed against 3,412 companies as of 2026-11-07

  • Gross marginn/a

    We do not hold this figure for this company, so there is nothing to place.

    Gross Profit / Revenue x 100

    Source
    computed
    Fiscal year
    2025
    Accession
    0001493152-26-019597
    Reported in
    USD
    • 20-F for 2025, filed 2026-04-29
    • 20-F for 2025, filed 2026-04-29

    The filing itself

  • Operating marginn/a

    We do not hold this figure for this company, so there is nothing to place.

    Operating Income / Revenue x 100

    Source
    computed
    Fiscal year
    2025
    Accession
    0001493152-26-019597
    Reported in
    USD
    • 20-F for 2025, filed 2026-04-29
    • 20-F for 2025, filed 2026-04-29

    The filing itself

  • Net marginn/mnet income exceeds revenue

    Net income exceeds revenue.

    Net Income / Revenue x 100

    Source
    computed
    Fiscal year
    2025
    Accession
    0001493152-26-019597
    Reported in
    USD
    • 20-F for 2025, filed 2026-04-29
    • 20-F for 2025, filed 2026-04-29

    The filing itself

  • Free cash flow margin13142.8%

    Free Cash Flow / Revenue x 100

    Source
    computed
    Fiscal year
    2025
    Accession
    0001493152-26-019597
    Reported in
    USD
    • 20-F for 2025, filed 2026-04-29
    • 20-F for 2025, filed 2026-04-29

    The filing itself

Price

1.9x

cheaper is higher, placed against 4,362 companies as of 2026-11-07

  • Price to earnings1.9x

    Price / Earnings per Share (diluted)

    Source
    computed
    Fiscal year
    2025
    Accession
    0001493152-26-019597
    Reported in
    USD
    • computed
    • 20-F for 2025, filed 2026-04-29

    The filing itself

  • Price to book0.3x

    Price / Book Value per Share, where BVPS = Shareholders' Equity / Diluted Shares

    Source
    computed
    Fiscal year
    2025
    Accession
    0001493152-26-019597
    Reported in
    USD
    • computed
    • 20-F for 2025, filed 2026-04-29

    The filing itself

  • EV to EBITDAn/a

    We do not hold this figure for this company, so there is nothing to place.

    Enterprise Value / EBITDA, where EV = Market Cap + Total Debt - Cash

    Source
    computed
    Fiscal year
    2025
    Accession
    0001493152-26-019597
    Reported in
    USD
    • computed
    • 20-F for 2025, filed 2026-04-29
    • 20-F for 2025, filed 2026-04-29
    • 20-F for 2025, filed 2026-04-29
    • 20-F for 2025, filed 2026-04-29

    The filing itself

  • Price to sales ratio354.9x

    Market Cap / Revenue, where Market Cap = Price x Diluted Shares

    Source
    computed
    Fiscal year
    2025
    Accession
    0001493152-26-019597
    Reported in
    USD
    • computed
    • 20-F for 2025, filed 2026-04-29
    • 20-F for 2025, filed 2026-04-29

    The filing itself

Safety

0.02

safer is higher, placed against 2,325 companies as of 2026-11-07

  • Debt to equity0.02

    Total Debt / Shareholders' Equity

    Source
    computed
    Fiscal year
    2025
    Accession
    0001493152-26-019597
    Reported in
    USD
    • 20-F for 2025, filed 2026-04-29
    • 20-F for 2025, filed 2026-04-29

    The filing itself

  • Current ration/a

    We do not hold this figure for this company, so there is nothing to place.

    Current Assets / Current Liabilities

    Source
    computed
    Fiscal year
    2025
    Accession
    0001493152-26-019597
    Reported in
    USD
    • 20-F for 2025, filed 2026-04-29
    • 20-F for 2025, filed 2026-04-29

    The filing itself

  • Interest coveragen/a

    We do not hold this figure for this company, so there is nothing to place.

    Operating Income / Interest Expense

    Source
    computed
    Fiscal year
    2025
    Accession
    0001493152-26-019597
    Reported in
    USD
    • 20-F for 2025, filed 2026-04-29
    • 20-F for 2025, filed 2026-04-29

    The filing itself

  • Altman Z-Scoren/a

    This measure is not defined for this kind of company, so there is no peer group it belongs in.

    1.2 x A + 1.4 x B + 3.3 x C + 0.6 x D + 1.0 x E (A=WC/TA, B=RE/TA, C=EBIT/TA, D=MktCap/TL, E=Rev/TA)

    Source
    computed
    Taken on
    2026-11-07
    Reported in
    USD
    • Computed from the 20-F for 2025, filed 2026-04-29
    • Computed from the 20-F for 2025, filed 2026-04-29
    • Computed from the 20-F for 2025, filed 2026-04-29
    • Computed from the 20-F for 2025, filed 2026-04-29
    • Computed from the 20-F for 2025, filed 2026-04-29

What it pays out

10.6%

more, and better covered, is higher, placed against 1,091 companies as of 2026-11-07

  • Dividend yield10.6%
    Source
    computed
    Taken on
    2026-11-07
    Reported in
    USD
    • computed
  • Payout ratio20.1%

    Common Dividends Paid / Net Income x 100, both from the latest filed fiscal year

    Source
    computed
    Fiscal year
    2025
    Accession
    0001493152-26-019597
    Reported in
    USD
    • 20-F for 2025, filed 2026-04-29
    • Computed from the 20-F for 2025, filed 2026-04-29
    • 20-F for 2025, filed 2026-04-29

    The filing itself

  • Dividend cover ratio3.5x
    Source
    computed
    Taken on
    2026-11-07
    Reported in
    USD
    • computed

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Filed figures cite the filing they come from; figures marked Market data are quotes as of the date shown. Not a recommendation and not advice.

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