FINV
FinVolution Group · NYSE · Financial Services · USD · 20-F for 2025, filed 2026-04-29
Figures on this page computed 2026-11-08 12:57 UTC
Last close
3.04USD
Market data, 2026-11-04
Weekly closes, 2025-11-07 to 2026-11-04
Over that span: -49.5%
Except where said otherwise: 20-F for 2025, filed 2026-04-29
1.9xP/E
Price / Earnings per Share (diluted)
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001493152-26-019597
- Reported in
- USD
- computed
- 20-F for 2025, filed 2026-04-29
20.4%ROIC
NOPAT / Invested Capital x 100, where NOPAT = Operating Income x (1 - Tax Rate) and Invested Capital = Equity + Total Debt - Cash
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001493152-26-019597
- Reported in
- USD
- 20-F for 2025, filed 2026-04-29
- 20-F for 2025, filed 2026-04-29
- 20-F for 2025, filed 2026-04-29
- 20-F for 2025, filed 2026-04-29
- 20-F for 2025, filed 2026-04-29
- 20-F for 2025, filed 2026-04-29
n/mNet marginnet income exceeds revenue
Net income exceeds revenue.
Net Income / Revenue x 100
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001493152-26-019597
- Reported in
- USD
- 20-F for 2025, filed 2026-04-29
- 20-F for 2025, filed 2026-04-29
13142.8%FCF margin
Free Cash Flow / Revenue x 100
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001493152-26-019597
- Reported in
- USD
- 20-F for 2025, filed 2026-04-29
- 20-F for 2025, filed 2026-04-29
0.02Debt/equity
Total Debt / Shareholders' Equity
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001493152-26-019597
- Reported in
- USD
- 20-F for 2025, filed 2026-04-29
- 20-F for 2025, filed 2026-04-29
10.6%Dividend yield
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- USD
- computed
Growth is the furthest below its sector's middle: 0.25 against 0.59 on the market's range.
Five bars, one line
lens 7 of 9Each against its own average
5 of 5 readExcept where said otherwise: 20-F for 2025, filed 2026-04-29
- Sales0.00x
Its own average over 10 years, 4.39B.
- Profit1.24x
Its own average over 10 years, 2.04B.
- Free cash flow1.24x
Its own average over 10 years, 1.43B.
- Debt1.79x
Its own average over 6 years, 170.2M.
- Price0.60x
Its own average over 10 years, 5. Market data, 2026-11-04
Sales is furthest from its own average, at 0.00 times.
It reports in CNY and trades in USD. Nothing on this page is converted between the two.
The filed years, as a table
10Each line is 100 at 2016-12-31, the first year we hold.
| Filed year | Sales | Profit |
|---|---|---|
| 2016-12-31 | 100.0 | 100.0 |
| 2017-12-31 | 323.0 | 216.0 |
| 2018-12-31 | 373.7 | 492.3 |
| 2019-12-31 | 490.5 | 473.2 |
| 2020-12-31 | 622.1 | 393.4 |
| 2021-12-31 | 778.9 | 500.3 |
| 2022-12-31 | 915.8 | 451.9 |
| 2023-12-31 | 1.0 | 466.8 |
| 2024-12-31 | 1.1 | 475.2 |
| 2025-12-31 | 1.1 | 507.0 |
How sales was got
- Source
- filed
- Statement
- income
- Fiscal year
- 2025
- Accession
- 0001493152-26-019597
- Reported in
- CNY
How profit was got
- Source
- filed
- Statement
- income
- Fiscal year
- 2025
- Accession
- 0001493152-26-019597
- Reported in
- CNY
Figures behind the shape
Growth
-71.8%faster is higher, placed against 4,950 companies as of 2026-11-07
Five-year revenue growth rate-71.8%
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- USD
- computed
Five-year EPS growth raten/a
We do not hold this figure for this company, so there is nothing to place.
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- USD
- computed
One-year change in net income6.7%
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- USD
- computed
Returns on capital
20.4%higher is higher, placed against 5,089 companies as of 2026-11-07
Return on invested capital20.4%
NOPAT / Invested Capital x 100, where NOPAT = Operating Income x (1 - Tax Rate) and Invested Capital = Equity + Total Debt - Cash
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001493152-26-019597
- Reported in
- USD
- 20-F for 2025, filed 2026-04-29
- 20-F for 2025, filed 2026-04-29
- 20-F for 2025, filed 2026-04-29
- 20-F for 2025, filed 2026-04-29
- 20-F for 2025, filed 2026-04-29
- 20-F for 2025, filed 2026-04-29
Return on equity15.4%
Net Income / Shareholders' Equity x 100
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001493152-26-019597
- Reported in
- USD
- 20-F for 2025, filed 2026-04-29
- 20-F for 2025, filed 2026-04-29
Return on assets10.0%
Net Income / Total Assets x 100
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001493152-26-019597
- Reported in
- USD
- 20-F for 2025, filed 2026-04-29
- 20-F for 2025, filed 2026-04-29
Margins
13142.8%wider is higher, placed against 3,412 companies as of 2026-11-07
Gross marginn/a
We do not hold this figure for this company, so there is nothing to place.
Gross Profit / Revenue x 100
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001493152-26-019597
- Reported in
- USD
- 20-F for 2025, filed 2026-04-29
- 20-F for 2025, filed 2026-04-29
Operating marginn/a
We do not hold this figure for this company, so there is nothing to place.
Operating Income / Revenue x 100
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001493152-26-019597
- Reported in
- USD
- 20-F for 2025, filed 2026-04-29
- 20-F for 2025, filed 2026-04-29
Net marginn/mnet income exceeds revenue
Net income exceeds revenue.
Net Income / Revenue x 100
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001493152-26-019597
- Reported in
- USD
- 20-F for 2025, filed 2026-04-29
- 20-F for 2025, filed 2026-04-29
Free cash flow margin13142.8%
Free Cash Flow / Revenue x 100
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001493152-26-019597
- Reported in
- USD
- 20-F for 2025, filed 2026-04-29
- 20-F for 2025, filed 2026-04-29
Price
1.9xcheaper is higher, placed against 4,362 companies as of 2026-11-07
Price to earnings1.9x
Price / Earnings per Share (diluted)
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001493152-26-019597
- Reported in
- USD
- computed
- 20-F for 2025, filed 2026-04-29
Price to book0.3x
Price / Book Value per Share, where BVPS = Shareholders' Equity / Diluted Shares
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001493152-26-019597
- Reported in
- USD
- computed
- 20-F for 2025, filed 2026-04-29
EV to EBITDAn/a
We do not hold this figure for this company, so there is nothing to place.
Enterprise Value / EBITDA, where EV = Market Cap + Total Debt - Cash
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001493152-26-019597
- Reported in
- USD
- computed
- 20-F for 2025, filed 2026-04-29
- 20-F for 2025, filed 2026-04-29
- 20-F for 2025, filed 2026-04-29
- 20-F for 2025, filed 2026-04-29
Price to sales ratio354.9x
Market Cap / Revenue, where Market Cap = Price x Diluted Shares
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001493152-26-019597
- Reported in
- USD
- computed
- 20-F for 2025, filed 2026-04-29
- 20-F for 2025, filed 2026-04-29
Safety
0.02safer is higher, placed against 2,325 companies as of 2026-11-07
Debt to equity0.02
Total Debt / Shareholders' Equity
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001493152-26-019597
- Reported in
- USD
- 20-F for 2025, filed 2026-04-29
- 20-F for 2025, filed 2026-04-29
Current ration/a
We do not hold this figure for this company, so there is nothing to place.
Current Assets / Current Liabilities
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001493152-26-019597
- Reported in
- USD
- 20-F for 2025, filed 2026-04-29
- 20-F for 2025, filed 2026-04-29
Interest coveragen/a
We do not hold this figure for this company, so there is nothing to place.
Operating Income / Interest Expense
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001493152-26-019597
- Reported in
- USD
- 20-F for 2025, filed 2026-04-29
- 20-F for 2025, filed 2026-04-29
Altman Z-Scoren/a
This measure is not defined for this kind of company, so there is no peer group it belongs in.
1.2 x A + 1.4 x B + 3.3 x C + 0.6 x D + 1.0 x E (A=WC/TA, B=RE/TA, C=EBIT/TA, D=MktCap/TL, E=Rev/TA)
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- USD
- Computed from the 20-F for 2025, filed 2026-04-29
- Computed from the 20-F for 2025, filed 2026-04-29
- Computed from the 20-F for 2025, filed 2026-04-29
- Computed from the 20-F for 2025, filed 2026-04-29
- Computed from the 20-F for 2025, filed 2026-04-29
What it pays out
10.6%more, and better covered, is higher, placed against 1,091 companies as of 2026-11-07
Dividend yield10.6%
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- USD
- computed
Payout ratio20.1%
Common Dividends Paid / Net Income x 100, both from the latest filed fiscal year
- Source
- computed
- Fiscal year
- 2025
- Accession
- 0001493152-26-019597
- Reported in
- USD
- 20-F for 2025, filed 2026-04-29
- Computed from the 20-F for 2025, filed 2026-04-29
- 20-F for 2025, filed 2026-04-29
Dividend cover ratio3.5x
- Source
- computed
- Taken on
- 2026-11-07
- Reported in
- USD
- computed
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