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J.Jill, Inc. (JILL)

NYSE / Consumer Cyclical / Apparel - Retail

Share price

24.24 USD Market dataClose of Oct 14, 2026

Market capitalisation

274.8M USD Market dataClose of Oct 14, 2026
Market data
Oct 14, 2026
Filed accounts
FY2025, filed Mar 31, 2026
Ratios computed
Oct 14, 2026
Filed years
10, FY2016 to FY2025
Four kinds of sourceSEC filingCompany statementMarket dataComputedWhat each means
SEC filingFiled with the SEC
Read from a statement the company filed with the SEC, with the form, fiscal year, filing date and accession beside it.
Company statementCompany statement
What the company says about itself in a filing: an 8-K item, the auditor, its own segment names.
Market dataMarket data
Prices, market value and what analysts publish, with the date they are as of.
ComputedComputed by ValueScreener
Worked out by us from the other three, with the inputs and the formula one press away. A score is a research output, not a rating or a recommendation.
Reading

1 of 10

Overview

What the business is, what it costs, and how it reads on four questions.

Market dataSEC filingComputed

Four questions, at a glance

Quality

Return on invested capital, after tax

11.8% Computed

From the FY2025 filing

Read quality

Valuation

Price to earnings

13.17x Computed

FY2025 accounts, priced at the latest close

Read valuation

Cash generation

Free cash flow yield

6.8% Computed

FY2025 accounts, priced at the latest close

Read cash generation

Revenue and net income, as filed

FY2016 Revenue: 639.1M USDFY2016 Net income: 24.1M USDFY2017 Revenue: 698.1M USDFY2017 Net income: 55.4M USDFY2018 Revenue: 706.3M USDFY2018 Net income: 30.5M USDFY2019 Revenue: 691.3M USDFY2019 Net income: -128.6M USDFY2020 Revenue: 426.7M USDFY2020 Net income: -139.4M USDFY2021 Revenue: 585.2M USDFY2021 Net income: -28.1M USDFY2022 Revenue: 618.5M USDFY2022 Net income: 42.2M USDFY2023 Revenue: 608.0M USDFY2023 Net income: 36.2M USDFY2024 Revenue: 610.9M USDFY2024 Net income: 39.5M USDFY2025 Revenue: 596.5M USDFY2025 Net income: 27.9M USD
Revenue Net income10 filed fiscal years, from the annual reports; the table in Filings names each document.
Named tests met
5 of 30 Which tests
The business, and the score behind its five axes

The reading, in brief

Is it cheap

Price to earnings is 13.17x at the close of 2026-10-14 on FY2025 figures; the lines are 15.00x (Graham's defensive ceiling) and, by market convention, 10.00x, 25.00x and 40.00x, and this sits between 10.00x and 15.00x.

Today, against the Consumer Cyclical sector (302 companies), 13.17x sits at the 27th percentile; the middle half of that group runs from 12.42x to 30.68x.

Is it good

Return on invested capital was 11.8% in FY2025, in the band labelled "Around the cost of capital" (8.0% to 12.0%), on lines anchored on Damodaran's cost-of-capital data.

Today, against the Consumer Cyclical sector (213 companies), 11.8% sits at the 64th percentile; the middle half of that group runs from 3.8% to 14.9%.

Is it safe

Interest coverage was 4.85x in FY2025, in the band labelled "Investment grade" (3.00x to 6.00x), on lines anchored on Damodaran's interest-coverage table.

Year by year against peers
Whether J.Jill, Inc.'s return on equity stayed above the median of the Consumer Cyclical sector, year by year. (FY2023 to FY2025, 3 fiscal years of J.Jill, Inc. with a comparable figure)
The direction
Which way J.Jill, Inc.'s gross margin has moved, and how steadily. (FY2016 to FY2025, 10 filed years of J.Jill, Inc.)
What could explain it
What in J.Jill, Inc.'s filed statements could explain the movements. (9 readings drawn from the statement lines J.Jill, Inc. filed)
What to check next
What to check next on J.Jill, Inc., and where in its filings. (5 questions for J.Jill, Inc.)
In one paragraph
One paragraph on J.Jill, Inc.'s returns, cash, balance sheet and price. (16 of sixteen figures read for J.Jill, Inc.)

These are JILL’s filed figures. The research desk says what they mean, against peers and its own years, with what to check next.

Research JILLPart of Serious. New accounts start with 30 days of Professional, free, no card.

2 of 10

What changed

The newest filing, what it moved, and when the next one is due.

SEC filingCompany statement

The newest accounts on file are the FY2025 annual report: 10-K, filed Mar 31, 2026, accession 0001193125-26-134566.

3 of 10

Quality

The returns the business earns on its capital, and the margins behind them.

SEC filingComputed

J.Jill, Inc: returns on capital and margins, each with its source
FigureValue, source and document
Return on invested capital, after tax11.8% ComputedFY2025 10-K, filed Mar 31, 2026, 0001193125-26-134566
Return on equity23.0% ComputedFY2025 10-K, filed Mar 31, 2026, 0001193125-26-134566
Return on capital employed, pre-tax15.8% ComputedFY2025 10-K, filed Mar 31, 2026, 0001193125-26-134566
Return on assets6.2% ComputedFY2025 10-K, filed Mar 31, 2026, 0001193125-26-134566
Gross margin68.7% ComputedFY2025 10-K, filed Mar 31, 2026, 0001193125-26-134566
Operating margin8.5% ComputedFY2025 10-K, filed Mar 31, 2026, 0001193125-26-134566
Net margin4.7% ComputedFY2025 10-K, filed Mar 31, 2026, 0001193125-26-134566
JILL 4.7%
ZUMZ 1.4%CURV -0.7%DLTH -2.9%BEBE 0.5%RENT 6.8%
-2.9%6.8%
Net margin: JILL against the 5 companies named under Valuation context, each as filed for its own latest year. Placement only: no average is drawn.

4 of 10

Financial strength

What it owes against what it owns, and whether it can meet what falls due.

SEC filingComputedCompany statement

J.Jill, Inc: leverage, liquidity and distress, each with its source
FigureValue, source and document
Debt to equity1.85 ComputedFY2025 10-K, filed Mar 31, 2026, 0001193125-26-134566
Current ratio1.08 ComputedFY2025 10-K, filed Mar 31, 2026, 0001193125-26-134566
Quick ratio0.54 ComputedFY2025 10-K, filed Mar 31, 2026, 0001193125-26-134566
Interest coverage4.85x ComputedFY2025 10-K, filed Mar 31, 2026, 0001193125-26-134566
Altman Z-score2.06 ComputedClose of Oct 14, 2026 · FY2025 10-K, filed Mar 31, 2026, 0001193125-26-134566
Net debt183.8M ComputedFY2025 10-K, filed Mar 31, 2026, 0001193125-26-134566
Total assets 450.2MTotal liabilities 328.7MShareholders' equity 121.5MOwnsOwes, and equity
Total assets Total liabilities Shareholders’ equity
The balance sheet, line by line

Financial health

What J.Jill, Inc owned and owed at the end of fiscal 2025, from the balance sheet it filed (10-K, filed Mar 31, 2026, 0001193125-26-134566).

J.Jill, Inc: balance sheet position
Total assets450.2M FiledFY2025 10-K, filed Mar 31, 2026
Total liabilities328.7M FiledFY2025 10-K, filed Mar 31, 2026
Shareholders' equity121.5M FiledFY2025 10-K, filed Mar 31, 2026
Cash41.0M FiledFY2025 10-K, filed Mar 31, 2026
Total debt224.8M FiledFY2025 10-K, filed Mar 31, 2026
Net debt183.8M
Current ratio1.08
Debt to equity1.85

Read from the filed balance sheet for each year, with the income statement of the same year supplying operating profit where a ratio needs it. Nothing here is a view on whether this company is sound.

5 of 10

Valuation context

What the market charges for it, against its own record and companies like it.

Market dataSEC filingComputed

J.Jill, Inc: what the market charges, each with its source
FigureValue, source and document
Price to earnings13.17x ComputedClose of Oct 14, 2026 · FY2025 10-K, filed Mar 31, 2026, 0001193125-26-134566
P/E on trailing twelve months13.54x ComputedClose of Oct 14, 2026 · Trailing four quarters, each as known on the day; the quarterly filings are listed under Filings
Price to book3.06x ComputedClose of Oct 14, 2026 · FY2025 10-K, filed Mar 31, 2026, 0001193125-26-134566
Price to sales0.62x ComputedClose of Oct 14, 2026 · FY2025 10-K, filed Mar 31, 2026, 0001193125-26-134566
Enterprise value to EBIT10.98x ComputedClose of Oct 14, 2026 · FY2025 10-K, filed Mar 31, 2026, 0001193125-26-134566
Enterprise value to EBITDA7.74x ComputedClose of Oct 14, 2026 · FY2025 10-K, filed Mar 31, 2026, 0001193125-26-134566
Price to earnings over growth
Why n/a

We do not hold this figure for this company, so there is nothing to show.

n/a ComputedClose of Oct 14, 2026 · FY2025 10-K, filed Mar 31, 2026, 0001193125-26-134566
Diluted earnings per share1.82 USD FiledFY2025 10-K, filed Mar 31, 2026, 0001193125-26-134566
Graham number18.11 USD ComputedFY2025 10-K, filed Mar 31, 2026, 0001193125-26-134566

We publish no fair value or price target of our own. Value JILL on your own assumptions in the DCF workbench, starting from the filed figures.

Its own record, and companies like it

Valuation

What the market charges for J.Jill, Inc today, and the multiples it has carried. No value of ours: the figures are the filings’ and the market’s.

J.Jill, Inc: valuation
Share price24.24 USD
Market capitalisation274.8M USD
Enterprise value to EBITDA7.74x
Graham number18.11 USD
Diluted earnings per share, FY20251.82 USD

Price to earnings on trailing twelve months, a different basis from the fiscal-year P/E above, since Aug 13, 2021: low 4.19x, median 8.77x, high 29.46x, latest 13.54x. 1,092 trading days with a meaningful ratio, 206 more on a loss and left out. Each close over the trailing twelve months of earnings as known that day: a quarter counts from the day it was filed.

Companies like J.Jill, Inc

  1. Zumiez Inc. (ZUMZ)Market cap 238.2M USD
  2. Torrid Holdings Inc. (CURV)Market cap 236.9M USD
  3. Duluth Holdings Inc. (DLTH)Market cap 151.2M USD
  4. Bebe Stores, Inc. (BEBE)Market cap 150.9M USD
  5. Rent the Runway, Inc. (RENT)Market cap 57.4M USD

Same industry (Apparel - Retail) and size band (Micro, 50M to 300M), nearest in market value, net margin and current ratio. Each of those counts equally, by how many of the companies considered sit between the two on it. Closest first: the order is likeness and nothing else.

6 of 10

Cash generation

Whether profit arrives as cash, and what is paid back to shareholders.

SEC filingComputed

J.Jill, Inc: cash generation and what is paid out, each with its source
FigureValue, source and document
Free cash flow yield6.8% ComputedClose of Oct 14, 2026 · FY2025 10-K, filed Mar 31, 2026, 0001193125-26-134566
Free cash flow25.2M USD ComputedFY2025 10-K, filed Mar 31, 2026, 0001193125-26-134566
Free cash flow margin4.2% ComputedFY2025 10-K, filed Mar 31, 2026, 0001193125-26-134566
Dividend yield1.4% ComputedClose of Oct 14, 2026 · FY2025 10-K, filed Mar 31, 2026, 0001193125-26-134566
Payout ratio17.4% ComputedFY2025 10-K, filed Mar 31, 2026, 0001193125-26-134566
FY2016 Free cash flow: 30.1M USDFY2016 Net income: 24.1M USDFY2017 Free cash flow: 38.0M USDFY2017 Net income: 55.4M USDFY2018 Free cash flow: 42.8M USDFY2018 Net income: 30.5M USDFY2019 Free cash flow: 14.4M USDFY2019 Net income: -128.6M USDFY2020 Free cash flow: -36.4M USDFY2020 Net income: -139.4M USDFY2021 Free cash flow: 72.8M USDFY2021 Net income: -28.1M USDFY2022 Free cash flow: 65.2M USDFY2022 Net income: 42.2M USDFY2023 Free cash flow: 52.6M USDFY2023 Net income: 36.2M USDFY2024 Free cash flow: 50.8M USDFY2024 Net income: 39.5M USDFY2025 Free cash flow: 25.2M USDFY2025 Net income: 27.9M USD
Free cash flow Net incomeProfit that arrives as cash stands level with net income; a gap year after year is worth reading about.

7 of 10

Filings

Every figure, the year it is for and the document it was read from.

SEC filingMarket data

The filed figures

Computed from the accounts this company filed with the SEC and, in a ratio with a price in it, the last close, dated on this page. Every filed figure below carries the fiscal year and the filing date its accounts were read from, and every blank carries the reason it is blank. Nothing here is a view on this company.

J.Jill, Inc.: the eight ratios, with the fiscal year and filing date behind each.
FigureValueYearAs of
13.17xFY2025Oct 14, 2026
3.06xFY2025Oct 14, 2026
10.98xFY2025Oct 14, 2026
6.8%FY2025Oct 14, 2026
11.8%FY2025Mar 31, 2026
1.4%FY2025Oct 14, 2026
1.85FY2025Mar 31, 2026
1.08FY2025Mar 31, 2026
0.62xFY2025Oct 14, 2026
n/aFY2025Oct 14, 2026
n/a This figure compares a year against the one before it, and we hold one filed year for this company.
2.06FY2025Oct 14, 2026
-2.88FY2025Mar 31, 2026
4/9FY2025Mar 31, 2026

The figures are computed from the accounts for fiscal 2025, the newest full year on file. 10 filed fiscal years on record, FY2016 to FY2025, from SEC EDGAR. Prices as of Oct 14, 2026. Ratios recomputed Oct 14, 2026. Two facts, because a recompute is not a fresh quote.

The year and the filing date name the statement each figure’s accounts are read from, and they stand even where the figure itself could not be computed: the line beneath a blank says what that statement did not carry. A figure’s name opens its formula and the filings behind it; a statement that names no SEC filing has no filing date, and reads n/a.

Ten years of filed figures, year by year

Ten years of filed figures

10 filed fiscal years, FY2016 to FY2025, read from the annual reports J.Jill, Inc filed with the SEC. Each year names its filing. Amounts in USD, as filed.

J.Jill, Inc: revenue, earnings, free cash flow and returns, by fiscal year, with the filing each year was read from
YearRevenueOperating incomeNet incomeEPS, dilutedFree cash flowOperating marginReturn on equityFiling
FY2025596.5M50.6M27.9M1.8225.2M8.5%23.0%10-K, Mar 31, 20260001193125-26-134566
FY2024610.9M75.7M39.5M2.6150.8M12.4%37.3%10-K, Apr 1, 20250000950170-25-048494
FY2023608.0M86.0M36.2M2.5152.6M14.2%97.3%10-K, Apr 4, 20240000950170-24-041871
FY2022618.5M78.7M42.2M2.9565.2M12.7%n/m10-K, Mar 30, 20230000950170-23-010910
FY2021585.2M58.7M-28.1M-2.2672.8M10.0%n/m10-K, Apr 13, 20220001564590-22-014339
FY2020426.7M-164.1M-139.4M-15.22-36.4M-38.5%n/m10-K, Apr 12, 20210001564590-21-018528
FY2019691.3M-112.0M-128.6M-14.6914.4M-16.2%-333.4%10-K, Jun 15, 20200001564590-20-029393
FY2018706.3M61.2M30.5M3.4542.8M8.7%14.3%10-K, Apr 8, 20190001564590-19-011027
FY2017698.1M69.2M55.4M6.3538.0M9.9%30.9%10-K, Apr 13, 20180001564590-18-008155
FY2016639.1M59.4M24.1M2.7530.1M9.3%19.6%10-K, Apr 13, 20180001564590-18-008155
  • Revenue, compound annual growth FY2016 to FY2025: -0.8%
  • Earnings, compound annual growth FY2016 to FY2025: 1.6%
  • Earnings per share, compound annual growth FY2016 to FY2025: -4.5%
  • Free cash flow, compound annual growth FY2016 to FY2025: -2.0%

Every figure in this section is a line of a filed annual statement or a ratio of two of them. Nothing here is estimated or smoothed. Earnings per share filed before a share split are put on today's share count, and say so. Nothing here is a verdict on the company.

8 of 10

Risks and guardrails

The accounting screens, the published tests, and the lines you can set to be told.

ComputedCompany statement

J.Jill, Inc: accounting screens and published tests, each with its source
FigureValue, source and document
Beneish M-score-2.88 ComputedFY2025 10-K, filed Mar 31, 2026, 0001193125-26-134566
Piotroski F-score4/9 ComputedFY2025 10-K, filed Mar 31, 2026, 0001193125-26-134566
Named tests met5 of 30 Computed
Beta1.06 ComputedClose of Oct 14, 2026

The named tests

Of 30 tests value investors published: 5 met, 25 not met, 0 we could not complete. Counts, never a score: a single figure would have to decide that meeting one investor’s criteria and meeting another’s are worth the same.

Which tests, by name(all 30)
Meets
Gross margin, turnover (Robert Novy-Marx); EV/EBITDA and coverage; ROIC at or above WACC; Cash-covered dividend; Cash-flow yield and ROIC
Does not
Defensive investor (Benjamin Graham); Deep value; Large cap, low P/E; Earnings yield and ROIC (Joel Greenblatt); High F-score, low P/B (Joseph Piotroski); Three forensic scores; Low PEG, low debt (Peter Lynch); High returns and growth; High yield, low payout; Dividends and buybacks; Low beta, profitable; Near the 52-week low; Z-score and coverage (Edward Altman); Two thirds of NCAV (Benjamin Graham); P/E times P/B (Benjamin Graham); High returns, low debt; Owner earnings yield; High return on tangibles; Low P/S, rising earnings (James O'Shaughnessy); Book or below, low debt (Walter Schloss); Tangible book or below; Clean books, high ROIC; Cheapest quarter on P/E (David Dreman); Cheapest quarter on P/B (David Dreman); Low P/E, growth, yield (John Neff)
Figures we could not read(3)
  • Positive Earnings Streak: We hold 2 profitable filed years in a row; the test needs 10.
  • PEG Ratio: We do not hold this figure for this company, so there is nothing to show.
  • Eps Growth 5Y: We do not hold this figure for this company, so there is nothing to show.

9 of 10

Declared positions

Whether anybody here owns this company.

Positions declared by Javier Sanz Alvarez: no holding in any company shown here, as of October 3, 2026.

10 of 10

Next step

What to do with what you have read.

A thesis is your reason for owning it, in your words, with the figures that must stay true. Checking those figures every night against the newest filed accounts, and telling you once when one breaks, is what the subscription adds.

More on this company

What this cannot tell you

  • 3 figures could not be read on this company: Positive Earnings Streak, PEG Ratio, Eps Growth 5Y.

And the one that is true of all of it: This is what the numbers say today. It cannot tell you the day one of them stops being true. Nothing here can, because the reasons are not written down.

Running this once is arithmetic on public documents and you are welcome to it. Writing down why you own each company, in your own words and with the numbers that have to stay true for it to hold, and then having those numbers re-checked every night against the newest filed accounts, and against the latest close where a rule watches a price, is Professional, the plan a new account starts on for 30 days, one trial per person. It writes to you the day one breaks, and stays quiet when nothing does. The check runs every night at 23:30 UTC. A filing is picked up the night after it is published.

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Analyze your own portfolio

ValueScreener · valuescreener.ai · Computed from accounts filed with the SEC by this company, read from EDGAR, and from dated closing prices. On this page a filed figure opens into its formula, its inputs and the statement, fiscal year and filing date it was read from, and a price into the day of its close. A figure that cannot show that trail says so.

A computation on accounts filed with the SEC, not a recommendation and not advice. Past filings do not indicate future results. Risk disclaimer.

Once a week, what changed in the filings of US-listed companies, why it can matter to a thesis, and what deserves a closer review. Grounded in filings, not market noise.

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ValueScreener is a trading name of Oliva Real Estate Technologies LLC, a Delaware limited liability company. Legal notices: legal@valuescreener.ai. © 2026 Oliva Real Estate Technologies LLC. All rights reserved.

Risk disclaimer. This service is provided for research and education only. Nothing on it is investment advice, a recommendation, or an offer to buy or sell any security. Capital is at risk, and past performance does not indicate future results. Figures come from filed accounts and may be incomplete, delayed or later restated, so verify a number against the filing before you act on it.