ValueScreener

ValueScreener company report

Share price

8.22 USD Market dataClose of Oct 15, 2026

Market capitalisation

649.3M USD Market dataClose of Oct 15, 2026
Market data
Oct 15, 2026
Filed accounts
FY2025, filed Feb 27, 2026
Ratios computed
Oct 15, 2026
Filed years
7, FY2019 to FY2025
Four kinds of sourceSEC filingCompany statementMarket dataComputedWhat each means
SEC filingFiled with the SEC
Read from a statement the company filed with the SEC, with the form, fiscal year, filing date and accession beside it.
Company statementCompany statement
What the company says about itself in a filing: an 8-K item, the auditor, its own segment names.
Market dataMarket data
Prices, market value and what analysts publish, with the date they are as of.
ComputedComputed by ValueScreener
Worked out by us from the other three, with the inputs and the formula one press away. A score is a research output, not a rating or a recommendation.
Reading

1 of 10

Overview

What the business is, what it costs, and how it reads on four questions.

Market dataSEC filingComputed

Four questions, at a glance

Quality

Return on equity

5.5% Computed

From the FY2025 filing

Read quality

Financial strength

Debt to equity

n/a Computed

From the FY2025 filing

Why n/a

The debt total on file was summed from short-term debt, long-term debt and lease obligations, and at least one of those was never captured. An absent term is spent as a zero inside that sum, and this balance sheet does not show the term is empty, so we will not build a leverage ratio, an enterprise value or a return on capital on it, or rank the company on one.

Read financial strength

Valuation

Price to earnings

45.67x Computed

FY2025 accounts, priced at the latest close

Read valuation

Cash generation

Dividend yield

1.9% Computed

FY2025 accounts, priced at the latest close

Read cash generation

Revenue and net income, by fiscal year

FY2015 Revenue: 10.78B USDFY2015 Net income: -6.5M USDFY2016 Revenue: 10.53B USDFY2016 Net income: -15.9M USDFY2017 Revenue: 4.3M USDFY2017 Net income: -1.4M USDFY2019 Revenue: 44.9M USDFY2019 Net income: 11.9M USDFY2020 Revenue: 67.4M USDFY2020 Net income: 23.1M USDFY2021 Revenue: 150.5M USDFY2021 Net income: 9.2M USDFY2022 Revenue: 198.4M USDFY2022 Net income: 29.2M USDFY2023 Revenue: 241.7M USDFY2023 Net income: -7.1M USDFY2024 Revenue: 296.4M USDFY2024 Net income: 18.7M USDFY2025 Revenue: 297.3M USDFY2025 Net income: 19.5M USD
Revenue Net income10 fiscal years; a year whose statement names no SEC filing is market data, and the table in Filings says which.
Named tests met
0 of 30 Which tests
The business, and the score behind its five axes

The reading, in brief

Is it cheap

Price to earnings is 45.67x at the close of 2026-10-15 on FY2025 figures; the lines are 15.00x (Graham's defensive ceiling) and, by market convention, 10.00x, 25.00x and 40.00x, and this sits above the highest.

Today, against the Financial Services sector (657 companies), 45.67x sits at the 88th percentile; the middle half of that group runs from 11.29x to 24.29x.

Is it good

Return on equity was 5.5% in FY2025, in the band labelled "Likely below the cost of equity" (below 8.0%), on lines anchored on Damodaran's cost-of-capital data, suggesting returns on shareholders' money below the usual cost of equity.

Today, against the Financial Services sector (739 companies), 5.5% sits at the 30th percentile; the middle half of that group runs from 3.6% to 13.7%.

Is it safe

Interest coverage was 2.40x in FY2025, in the band labelled "Speculative grade" (1.50x to 3.00x), on lines anchored on Damodaran's interest-coverage table.

Year by year against peers
Whether Ridgepost Capital, Inc.'s return on equity stayed above the median of the Financial Services sector, year by year. (FY2021 to FY2025, 5 fiscal years of Ridgepost Capital, Inc. with a comparable figure)
The direction
Which way Ridgepost Capital, Inc.'s operating margin has moved, and how steadily. (FY2015 to FY2025, 10 filed years of Ridgepost Capital, Inc.)
What could explain it
What in Ridgepost Capital, Inc.'s filed statements could explain the movements. (3 readings drawn from the statement lines Ridgepost Capital, Inc. filed)
What to check next
What to check next on Ridgepost Capital, Inc., and where in its filings. (2 questions for Ridgepost Capital, Inc.)
In one paragraph
One paragraph on Ridgepost Capital, Inc.'s returns, cash, balance sheet and price. (6 of sixteen figures read for Ridgepost Capital, Inc.)

These are RPC’s filed figures. The research desk says what they mean, against peers and its own years, with what to check next.

Research RPCPart of Serious. New accounts start with 30 days of Professional, free, no card.

2 of 10

What changed

The newest filing, what it moved, and when the next one is due.

SEC filingCompany statement

The newest accounts on file are the FY2025 annual report: 10-K, filed Feb 27, 2026, accession 0001193125-26-081484.

3 of 10

Quality

The returns the business earns on its capital, and the margins behind them.

SEC filingComputed

Ridgepost Capital, Inc: returns on capital and margins, each with its source
FigureValue, source and document
Return on invested capital, after tax
Why n/m

Invested capital is equity plus debt less cash. A financial company's debt and cash are operating positions, so returns measured against that base are not comparable to an operating business.

n/m ComputedFY2025 10-K, filed Feb 27, 2026, 0001193125-26-081484
Return on equity5.5% ComputedFY2025 10-K, filed Feb 27, 2026, 0001193125-26-081484
Return on capital employed, pre-tax
Why n/m

Invested capital is equity plus debt less cash. A financial company's debt and cash are operating positions, so returns measured against that base are not comparable to an operating business.

n/m ComputedFY2025 10-K, filed Feb 27, 2026, 0001193125-26-081484
Return on assets2.1% ComputedFY2025 10-K, filed Feb 27, 2026, 0001193125-26-081484
Gross margin
Why n/a

Our archived statements for this filer carry no gross profit line, so there is nothing to compute a gross margin from and trace back to source. That may be because the filer presents no cost of revenue, or because we have not captured the concept. We do not guess which.

n/a ComputedFY2025 10-K, filed Feb 27, 2026, 0001193125-26-081484
Operating margin22.0% ComputedFY2025 10-K, filed Feb 27, 2026, 0001193125-26-081484
Net margin6.6% ComputedFY2025 10-K, filed Feb 27, 2026, 0001193125-26-081484
RPC 6.6%
NRDS 5.8%DGICA 8.1%ROOT 2.7%CCB 10.9%AHRT 2.7%
2.7%10.9%
Net margin: RPC against the 5 companies named under Valuation context, each as filed for its own latest year. Placement only: no average is drawn.

4 of 10

Financial strength

What it owes against what it owns, and whether it can meet what falls due.

SEC filingComputedCompany statement

Ridgepost Capital, Inc: leverage, liquidity and distress, each with its source
FigureValue, source and document
Debt to equity
Why n/a

The debt total on file was summed from short-term debt, long-term debt and lease obligations, and at least one of those was never captured. An absent term is spent as a zero inside that sum, and this balance sheet does not show the term is empty, so we will not build a leverage ratio, an enterprise value or a return on capital on it, or rank the company on one.

n/a ComputedFY2025 10-K, filed Feb 27, 2026, 0001193125-26-081484
Current ratio
Why n/a

Our archived statements for this filer carry no current assets line, so we cannot compute this from source and show you where it came from.

n/a ComputedFY2025 10-K, filed Feb 27, 2026, 0001193125-26-081484
Quick ratio
Why n/a

Our archived statements for this filer carry no current assets line, so we cannot compute this from source and show you where it came from.

n/a ComputedFY2025 10-K, filed Feb 27, 2026, 0001193125-26-081484
Interest coverage2.40x ComputedFY2025 10-K, filed Feb 27, 2026, 0001193125-26-081484
Altman Z-score
Why n/m

Altman's Z-Score was estimated on manufacturers and explicitly excludes financial firms. A financial company scores in the distress zone by construction, so the number would be wrong rather than alarming. Not applicable to financials.

n/m ComputedClose of Oct 15, 2026 · FY2025 10-K, filed Feb 27, 2026, 0001193125-26-081484
Net debt
Why n/a

The FY2025 balance sheet carries no net debt we could read.

n/a ComputedFY2025 10-K, filed Feb 27, 2026, 0001193125-26-081484
Total assets 928.3MTotal liabilities 524.8MShareholders' equity 351.4MOwnsOwes, and equity
Total assets Total liabilities Shareholders’ equity
The balance sheet, line by line

Financial health

What Ridgepost Capital, Inc owned and owed at the end of fiscal 2025, from the balance sheet it filed (10-K, filed Feb 27, 2026, 0001193125-26-081484).

Ridgepost Capital, Inc: balance sheet position
Total assets928.3M FiledFY2025 10-K, filed Feb 27, 2026
Total liabilities524.8M FiledFY2025 10-K, filed Feb 27, 2026
Shareholders' equity351.4M FiledFY2025 10-K, filed Feb 27, 2026
Cash28.2M FiledFY2025 10-K, filed Feb 27, 2026
Total debtn/a FiledFY2025 10-K, filed Feb 27, 2026
Net debtn/a
Current ration/a
Debt to equityn/a
  • Debt to equity: FY2025: The debt total on file was summed from short-term debt, long-term debt and lease obligations, and at least one of those was never captured. An absent term is spent as a zero inside that sum, and this balance sheet does not show the term is empty, so we will not build a leverage ratio, an enterprise value or a return on capital on it, or rank the company on one.
  • Current ratio: FY2025: Our archived statements for this filer carry no current assets line, so we cannot compute this from source and show you where it came from.

Read from the filed balance sheet for each year, with the income statement of the same year supplying operating profit where a ratio needs it. Nothing here is a view on whether this company is sound.

5 of 10

Valuation context

What the market charges for it, against its own record and companies like it.

Market dataSEC filingComputed

Ridgepost Capital, Inc: what the market charges, each with its source
FigureValue, source and document
Price to earnings45.67x ComputedClose of Oct 15, 2026 · FY2025 10-K, filed Feb 27, 2026, 0001193125-26-081484
P/E on trailing twelve months34.12x ComputedClose of Oct 15, 2026 · Trailing four quarters, each as known on the day; the quarterly filings are listed under Filings
Price to book2.76x ComputedClose of Oct 15, 2026 · FY2025 10-K, filed Feb 27, 2026, 0001193125-26-081484
Price to sales3.26x ComputedClose of Oct 15, 2026 · FY2025 10-K, filed Feb 27, 2026, 0001193125-26-081484
Enterprise value to EBIT
Why n/m

Enterprise value adds debt and subtracts cash. For a financial company both are the business itself, so the resulting multiple has no economic meaning.

n/m ComputedClose of Oct 15, 2026 · FY2025 10-K, filed Feb 27, 2026, 0001193125-26-081484
Enterprise value to EBITDA
Why n/m

Enterprise value adds debt and subtracts cash. For a financial company both are the business itself, so the resulting multiple has no economic meaning.

n/m ComputedClose of Oct 15, 2026 · FY2025 10-K, filed Feb 27, 2026, 0001193125-26-081484
Price to earnings over growth
Why n/a

We do not hold this figure for this company, so there is nothing to show.

n/a ComputedClose of Oct 15, 2026 · FY2025 10-K, filed Feb 27, 2026, 0001193125-26-081484
Diluted earnings per share0.17 USD FiledFY2025 10-K, filed Feb 27, 2026, 0001193125-26-081484
Graham number3.47 USD ComputedFY2025 10-K, filed Feb 27, 2026, 0001193125-26-081484

We publish no fair value or price target of our own. Value RPC on your own assumptions in the DCF workbench, starting from the filed figures.

Its own record, and companies like it

Valuation

What the market charges for Ridgepost Capital, Inc today, and the multiples it has carried. No value of ours: the figures are the filings’ and the market’s.

Ridgepost Capital, Inc: valuation
Share price8.22 USD
Market capitalisation649.3M USD
Enterprise value to EBITDAn/m
Graham number3.47 USD
Diluted earnings per share, FY20250.17 USD

Price to earnings on trailing twelve months, a different basis from the fiscal-year P/E above, since Jan 14, 2026: low 30.54x, median 40.57x, high 79.21x, latest 34.12x. 187 trading days with a meaningful ratio. Each close over the trailing twelve months of earnings as known that day: a quarter counts from the day it was filed.

Companies like Ridgepost Capital, Inc

  1. NerdWallet, Inc. (NRDS)Market cap 641.1M USD
  2. Donegal Group Inc. (DGICA)Market cap 687.1M USD
  3. Root, Inc. (ROOT)Market cap 691.6M USD
  4. Coastal Financial Corporation (CCB)Market cap 656.9M USD
  5. Armada Hoffler Properties, Inc. (AHRT)Market cap 572.6M USD

Same sector (Financial Services) and size band (Small, 300M to 2B), nearest in market value and net margin. Each of those counts equally, by how many of the companies considered sit between the two on it. Closest first: the order is likeness and nothing else.

6 of 10

Cash generation

Whether profit arrives as cash, and what is paid back to shareholders.

SEC filingComputed

Ridgepost Capital, Inc: cash generation and what is paid out, each with its source
FigureValue, source and document
Free cash flow yield
Why n/m

For a bank, an insurer, a broker or investment firm, or a mortgage trust, operating cash flow swings with the size of the loan, trading and funding book rather than with operating performance, so free cash flow is not the measure of the business. Look at earnings and capital adequacy.

n/m ComputedClose of Oct 15, 2026 · FY2025 10-K, filed Feb 27, 2026, 0001193125-26-081484
Free cash flow18.1M USD ComputedFY2025 10-K, filed Feb 27, 2026, 0001193125-26-081484
Free cash flow margin
Why n/m

For a bank, an insurer, a broker or investment firm, or a mortgage trust, operating cash flow swings with the size of the loan, trading and funding book rather than with operating performance, so free cash flow is not the measure of the business. Look at earnings and capital adequacy.

n/m ComputedFY2025 10-K, filed Feb 27, 2026, 0001193125-26-081484
Dividend yield1.9% ComputedClose of Oct 15, 2026 · FY2025 10-K, filed Feb 27, 2026, 0001193125-26-081484
Payout ratio83.8% ComputedFY2025 10-K, filed Feb 27, 2026, 0001193125-26-081484
FY2015 Free cash flow: -1.6M USDFY2015 Net income: -6.5M USDFY2016 Free cash flow: -7.2M USDFY2016 Net income: -15.9M USDFY2017 Free cash flow: -1.31B USDFY2017 Net income: -1.4M USDFY2019 Free cash flow: 16.8M USDFY2019 Net income: 11.9M USDFY2020 Free cash flow: 10.6M USDFY2020 Net income: 23.1M USDFY2021 Free cash flow: 48.9M USDFY2021 Net income: 9.2M USDFY2022 Free cash flow: 60.4M USDFY2022 Net income: 29.2M USDFY2023 Free cash flow: 46.5M USDFY2023 Net income: -7.1M USDFY2024 Free cash flow: 96.6M USDFY2024 Net income: 18.7M USDFY2025 Free cash flow: 18.1M USDFY2025 Net income: 19.5M USD
Free cash flow Net incomeProfit that arrives as cash stands level with net income; a gap year after year is worth reading about.

7 of 10

Filings

Every figure, the year it is for and the document it was read from.

SEC filingMarket data

The filed figures

Computed from the accounts this company filed with the SEC and, in a ratio with a price in it, the last close, dated on this page. Every filed figure below carries the fiscal year and the filing date its accounts were read from, and every blank carries the reason it is blank. Nothing here is a view on this company.

Ridgepost Capital, Inc.: the eight ratios, with the fiscal year and filing date behind each.
FigureValueYearAs of
45.67xFY2025Oct 15, 2026
2.76xFY2025Oct 15, 2026
n/mFY2025Oct 15, 2026
n/m Not meaningful for this company, such as a P/E on negative earnings or a bank's EV/EBIT.
n/mFY2025Oct 15, 2026
n/m Not meaningful for this company, such as a P/E on negative earnings or a bank's EV/EBIT.
n/mFY2025Feb 27, 2026
n/m Not meaningful for this company, such as a P/E on negative earnings or a bank's EV/EBIT.
1.9%FY2025Oct 15, 2026
n/aFY2025Feb 27, 2026
n/a The debt total on file was summed from short-term debt, long-term debt and lease obligations, and at least one of those was never captured. An absent term is spent as a zero inside that sum, and this balance sheet does not show the term is empty, so we will not build a leverage ratio, an enterprise value or a return on capital on it, or rank the company on one.
n/aFY2025Feb 27, 2026
n/a Our archived statements for this filer carry no current assets line, so we cannot compute this from source and show you where it came from.
3.26xFY2025Oct 15, 2026
n/aFY2025Oct 15, 2026
n/a This figure compares a year against the one before it, and we hold one filed year for this company.
n/mFY2025Oct 15, 2026
n/m Not meaningful for this company, such as a P/E on negative earnings or a bank's EV/EBIT.
n/mFY2025Feb 27, 2026
n/m Not meaningful for this company, such as a P/E on negative earnings or a bank's EV/EBIT.
n/mFY2025Feb 27, 2026
n/m Not meaningful for this company, such as a P/E on negative earnings or a bank's EV/EBIT.

The figures are computed from the accounts for fiscal 2025, the newest full year on file. 7 filed fiscal years on record, FY2019 to FY2025, from SEC EDGAR. Prices as of Oct 15, 2026. Ratios recomputed Oct 15, 2026. Two facts, because a recompute is not a fresh quote.

The year and the filing date name the statement each figure’s accounts are read from, and they stand even where the figure itself could not be computed: the line beneath a blank says what that statement did not carry. A figure’s name opens its formula and the filings behind it; a statement that names no SEC filing has no filing date, and reads n/a.

Ten years of filed figures, year by year

Ten years of filed figures

10 fiscal years, FY2015 to FY2025. 7 read from the annual reports Ridgepost Capital, Inc filed with the SEC, each naming its filing; the rest from statements that name none, which are market data. Amounts in USD, as reported.

Ridgepost Capital, Inc: revenue, earnings, free cash flow and returns, by fiscal year, with the filing each year was read from
YearRevenueOperating incomeNet incomeEPS, dilutedFree cash flowOperating marginReturn on equityFiling
FY2025297.3M65.5M19.5M0.1718.1M22.0%5.5%10-K, Feb 27, 20260001193125-26-081484
FY2024296.4M60.6M18.7M0.1696.6M20.4%5.4%10-K, Feb 28, 20250000950170-25-030098
FY2023241.7M20.9M-7.1M-0.0646.5M8.7%-1.9%10-K, Mar 13, 20240000950170-24-030461
FY2022198.4M43.4M29.2M0.2460.4M21.9%7.4%10-K, Mar 27, 20230000950170-23-010038
FY2021150.5M40.3M9.2M0.0848.9M26.8%2.3%10-K, Mar 21, 20220000950170-22-004180
FY202067.4M8.7M23.1M0.3610.6M12.9%38.6%10-K, Mar 21, 20220000950170-22-004180
FY201944.9M12.8M11.9M0.1916.8M28.5%n/a10-K, Mar 21, 20220000950170-22-004180
FY20174.3M-440.0K-1.4M-0.04-1.31B-10.2%-8.1%Market data, supplied Oct 15, 2026accession n/a
FY201610.53B-1.4M-15.9M-0.09-7.2M-0.0%-8576.2%Market data, supplied Oct 15, 2026accession n/a
FY201510.78B-1.3M-6.5M-0.40-1.6M-0.0%-47.6%Market data, supplied Oct 15, 2026accession n/a
  • Revenue, compound annual growth FY2015 to FY2025: -30.2%
  • Earnings: Earnings was not positive in both 2015 and 2025, so a compound rate across the window is not defined. Both figures are in the table.
  • Earnings per share: Earnings per share was not positive in both 2015 and 2025, so a compound rate across the window is not defined. Both figures are in the table.
  • Free cash flow: Free cash flow was not positive in both 2015 and 2025, so a compound rate across the window is not defined. Both figures are in the table.

Every figure in this section is a line of a filed annual statement or a ratio of two of them. Nothing here is estimated or smoothed. Earnings per share filed before a share split are put on today's share count, and say so. Nothing here is a verdict on the company.

8 of 10

Risks and guardrails

The accounting screens, the published tests, and the lines you can set to be told.

ComputedCompany statement

Ridgepost Capital, Inc: accounting screens and published tests, each with its source
FigureValue, source and document
Beneish M-score
Why n/m

The Beneish M-Score is built on gross margin, receivables and asset quality indices estimated on non-financial firms. Those inputs are not defined here.

n/m ComputedFY2025 10-K, filed Feb 27, 2026, 0001193125-26-081484
Piotroski F-score
Why n/m

2 of the nine Piotroski signals are undefined for a capital markets firm: signal 6 (rising current ratio), signal 8 (rising gross margin). We do not publish a partial score under the full score's name.

n/m ComputedFY2025 10-K, filed Feb 27, 2026, 0001193125-26-081484
Named tests met0 of 30 Computed
Beta
Why n/a

We do not hold this figure for this company, so there is nothing to show.

n/a ComputedClose of Oct 15, 2026

The named tests

Of 30 tests value investors published: 0 met, 22 not met, 8 we could not complete. Counts, never a score: a single figure would have to decide that meeting one investor’s criteria and meeting another’s are worth the same.

Which tests, by name(all 30)
Meets
None of the named tests.
Does not
Defensive investor (Benjamin Graham); Deep value; Large cap, low P/E; High F-score, low P/B (Joseph Piotroski); Low PEG, low debt (Peter Lynch); High returns and growth; Gross margin, turnover (Robert Novy-Marx); EV/EBITDA and coverage; High yield, low payout; Dividends and buybacks; Low beta, profitable; Z-score and coverage (Edward Altman); P/E times P/B (Benjamin Graham); High returns, low debt; High return on tangibles; Low P/S, rising earnings (James O'Shaughnessy); Book or below, low debt (Walter Schloss); Tangible book or below; Clean books, high ROIC; Cheapest quarter on P/E (David Dreman); Cheapest quarter on P/B (David Dreman); Low P/E, growth, yield (John Neff)
Not measured
Earnings yield and ROIC (Joel Greenblatt); Three forensic scores; ROIC at or above WACC; Near the 52-week low; Two thirds of NCAV (Benjamin Graham); Owner earnings yield; Cash-covered dividend; Cash-flow yield and ROIC. A test with a figure we could not read is incomplete, never met and never failed.
Figures we could not read(19)
  • Current Ratio: Our archived statements for this filer carry no current assets line, so we cannot compute this from source and show you where it came from.
  • Debt to Equity: The debt total on file was summed from short-term debt, long-term debt and lease obligations, and at least one of those was never captured. An absent term is spent as a zero inside that sum, and this balance sheet does not show the term is empty, so we will not build a leverage ratio, an enterprise value or a return on capital on it, or rank the company on one.
  • Piotroski F-Score: 2 of the nine Piotroski signals are undefined for a capital markets firm: signal 6 (rising current ratio), signal 8 (rising gross margin). We do not publish a partial score under the full score's name.
  • EV/EBIT: Enterprise value adds debt and subtracts cash. For a financial company both are the business itself, so the resulting multiple has no economic meaning.
  • Return on Invested Capital: Invested capital is equity plus debt less cash. A financial company's debt and cash are operating positions, so returns measured against that base are not comparable to an operating business.
  • Altman Z-Score: Altman's Z-Score was estimated on manufacturers and explicitly excludes financial firms. A financial company scores in the distress zone by construction, so the number would be wrong rather than alarming. Not applicable to financials.
  • Beneish M-Score: The Beneish M-Score is built on gross margin, receivables and asset quality indices estimated on non-financial firms. Those inputs are not defined here.
  • PEG Ratio: We do not hold this figure for this company, so there is nothing to show.
  • Gross Margin: Our archived statements for this filer carry no gross profit line, so there is nothing to compute a gross margin from and trace back to source. That may be because the filer presents no cost of revenue, or because we have not captured the concept. We do not guess which.
  • EV/EBITDA: Enterprise value adds debt and subtracts cash. For a financial company both are the business itself, so the resulting multiple has no economic meaning.
  • Free Cash Flow Yield: For a bank, an insurer, a broker or investment firm, or a mortgage trust, operating cash flow swings with the size of the loan, trading and funding book rather than with operating performance, so free cash flow is not the measure of the business. Look at earnings and capital adequacy.
  • Beta: We do not hold this figure for this company, so there is nothing to show.
  • ROIC-WACC Spread: Invested capital is equity plus debt less cash. A financial company's debt and cash are operating positions, so returns measured against that base are not comparable to an operating business.
  • % Above 52-Week Low: We do not hold this figure for this company, so there is nothing to show.
  • Price To Ncav: Net current asset value needs current assets, which an unclassified balance sheet does not report.
  • Owner Earnings Yield: For a bank, an insurer, a broker or investment firm, or a mortgage trust, operating cash flow swings with the size of the loan, trading and funding book rather than with operating performance, so free cash flow is not the measure of the business. Look at earnings and capital adequacy.
  • Capex To Ocf: For a bank, an insurer, a broker or investment firm, or a mortgage trust, operating cash flow swings with the size of the loan, trading and funding book rather than with operating performance, so free cash flow is not the measure of the business. Look at earnings and capital adequacy.
  • Dividend Coverage Ratio: For a bank, an insurer, a broker or investment firm, or a mortgage trust, operating cash flow swings with the size of the loan, trading and funding book rather than with operating performance, so free cash flow is not the measure of the business. Look at earnings and capital adequacy.
  • Price Tangible Book: We do not hold this figure for this company, so there is nothing to show.

9 of 10

Declared positions

Whether anybody here owns this company.

Positions declared by the founder: no holding in any company shown here, as of October 3, 2026.

10 of 10

Next step

What to do with what you have read.

A thesis is your reason for owning it, in your words, with the figures that must stay true. Checking those figures every night against the newest filed accounts, and telling you once when one breaks, is what the subscription adds.

More on this company

What this cannot tell you

  • 19 figures could not be read on this company, among them Current Ratio, Debt to Equity, Piotroski F-Score. Each blank in the table above names the rest, with its reason. 8 named tests come back incomplete because of them, which is neither met nor missed.
  • We hold 7 filed fiscal years rather than 10, so the run above is shorter than a full decade and is counted as what it is.

And the one that is true of all of it: This is what the numbers say today. It cannot tell you the day one of them stops being true. Nothing here can, because the reasons are not written down.

Running this once is arithmetic on public documents and you are welcome to it. Writing down why you own each company, in your own words and with the numbers that have to stay true for it to hold, and then having those numbers re-checked every night against the newest filed accounts, and against the latest close where a rule watches a price, is Professional, the plan a new account starts on for 30 days, one trial per person. It writes to you the day one breaks, and stays quiet when nothing does. The check runs every night at 23:30 UTC. A filing is picked up the night after it is published.

No card. 30 free days, and nothing is charged unless you choose a plan.

Analyze your own portfolio

ValueScreener · valuescreener.ai · Computed from accounts filed with the SEC by this company, read from EDGAR, and from dated closing prices. On this page a filed figure opens into its formula, its inputs and the statement, fiscal year and filing date it was read from, and a price into the day of its close. A figure that cannot show that trail says so.

A computation on accounts filed with the SEC, not a recommendation and not advice. Past filings do not indicate future results. Risk disclaimer.

Once a week, what changed in the filings of US-listed companies, why it can matter to a thesis, and what deserves a closer review. Grounded in filings, not market noise.

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ValueScreener

Discover companies, research each one to its filings, track what matters, and take your work into your own spreadsheet.

ValueScreener is a trading name of Oliva Real Estate Technologies LLC, a Delaware limited liability company. Legal notices: legal@valuescreener.ai. © 2026 Oliva Real Estate Technologies LLC. All rights reserved.

Risk disclaimer. This service is provided for research and education only. Nothing on it is investment advice, a recommendation, or an offer to buy or sell any security. Capital is at risk, and past performance does not indicate future results. Figures come from filed accounts and may be incomplete, delayed or later restated, so verify a number against the filing before you act on it.