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Zions Bancorporation, National Association (ZION)

NASDAQ / Financial Services / Banks - Regional

Share price

63.01 USD Market dataClose of Oct 15, 2026

Market capitalisation

9.20B USD Market dataClose of Oct 15, 2026
Market data
Oct 15, 2026
Filed accounts
FY2025, filed Feb 24, 2026
Ratios computed
Oct 15, 2026
Filed years
17, FY2008 to FY2025
Four kinds of sourceSEC filingCompany statementMarket dataComputedWhat each means
SEC filingFiled with the SEC
Read from a statement the company filed with the SEC, with the form, fiscal year, filing date and accession beside it.
Company statementCompany statement
What the company says about itself in a filing: an 8-K item, the auditor, its own segment names.
Market dataMarket data
Prices, market value and what analysts publish, with the date they are as of.
ComputedComputed by ValueScreener
Worked out by us from the other three, with the inputs and the formula one press away. A score is a research output, not a rating or a recommendation.
Reading

1 of 10

Overview

What the business is, what it costs, and how it reads on four questions.

Market dataSEC filingComputed

Four questions, at a glance

Quality

Return on equity

12.5% Computed

From the FY2025 filing

Read quality

Financial strength

Debt to equity

n/m Computed

From the FY2025 filing

Why n/m

A bank's deposits are its raw material, not borrowings. Debt to equity computed over a deposit-funded balance sheet says nothing about solvency. Use the equity to assets ratio instead.

Read financial strength

Valuation

Price to earnings

10.48x Computed

FY2025 accounts, priced at the latest close

Read valuation

Cash generation

Dividend yield

2.9% Computed

FY2025 accounts, priced at the latest close

Read cash generation

Revenue and net income, as filed

FY2016 Revenue: 1.95B USDFY2016 Net income: 469.0M USDFY2017 Revenue: 2.19B USDFY2017 Net income: 592.0M USDFY2018 Revenue: 508.0M USDFY2018 Net income: 884.0M USDFY2019 Revenue: 525.0M USDFY2019 Net income: 816.0M USDFY2020 Revenue: 549.0M USDFY2020 Net income: 539.0M USDFY2021 Revenue: 575.0M USDFY2021 Net income: 1.13B USDFY2022 Revenue: 614.0M USDFY2022 Net income: 907.0M USDFY2023 Revenue: 616.0M USDFY2023 Net income: 680.0M USDFY2024 Revenue: 639.0M USDFY2024 Net income: 784.0M USDFY2025 Revenue: 662.0M USDFY2025 Net income: 899.0M USD
Revenue Net income10 filed fiscal years, from the annual reports; the table in Filings names each document.
Named tests met
3 of 30 Which tests
The business, and the score behind its five axes

The reading, in brief

Is it cheap

Price to earnings is 10.48x at the close of 2026-10-15 on FY2025 figures; the lines are 15.00x (Graham's defensive ceiling) and, by market convention, 10.00x, 25.00x and 40.00x, and this sits between 10.00x and 15.00x.

Today, against the Banks - Regional industry (277 companies), 10.48x sits at the 12th percentile; the middle half of that group runs from 11.79x to 16.19x.

Is it good

Return on equity was 12.5% in FY2025, in the band labelled "Ordinary" (8.0% to 15.0%), on lines anchored on Damodaran's cost-of-capital data.

Today, against the Banks - Regional industry (299 companies), 12.5% sits at the 83rd percentile; the middle half of that group runs from 6.5% to 11.6%.

Year by year against peers
Whether Zions Bancorporation, National Association's return on equity stayed above the median of the Banks - Regional industry, year by year. (FY2021 to FY2025, 5 fiscal years of Zions Bancorporation, National Association with a comparable figure)
The direction
Which way Zions Bancorporation, National Association's return on equity has moved, and how steadily. (FY2016 to FY2025, 10 filed years of Zions Bancorporation, National Association)
What could explain it
What in Zions Bancorporation, National Association's filed statements could explain the movements. (2 readings drawn from the statement lines Zions Bancorporation, National Association filed)
What to check next
What to check next on Zions Bancorporation, National Association, and where in its filings. (1 question for Zions Bancorporation, National Association)
In one paragraph
One paragraph on Zions Bancorporation, National Association's returns, cash, balance sheet and price. (4 of sixteen figures read for Zions Bancorporation, National Association)

These are ZION’s filed figures. The research desk says what they mean, against peers and its own years, with what to check next.

Research ZIONPart of Serious. New accounts start with 30 days of Professional, free, no card.

2 of 10

What changed

The newest filing, what it moved, and when the next one is due.

SEC filingCompany statement

The newest accounts on file are the FY2025 annual report: 10-K, filed Feb 24, 2026, accession 0000109380-26-000046.

3 of 10

Quality

The returns the business earns on its capital, and the margins behind them.

SEC filingComputed

Zions Bancorporation, National Association: returns on capital and margins, each with its source
FigureValue, source and document
Return on invested capital, after tax
Why n/m

Invested capital is equity plus debt less cash. A financial company's debt and cash are operating positions, so returns measured against that base are not comparable to an operating business.

n/m ComputedFY2025 10-K, filed Feb 24, 2026, 0000109380-26-000046
Return on equity12.5% ComputedFY2025 10-K, filed Feb 24, 2026, 0000109380-26-000046
Return on capital employed, pre-tax
Why n/m

Invested capital is equity plus debt less cash. A financial company's debt and cash are operating positions, so returns measured against that base are not comparable to an operating business.

n/m ComputedFY2025 10-K, filed Feb 24, 2026, 0000109380-26-000046
Return on assets1.0% ComputedFY2025 10-K, filed Feb 24, 2026, 0000109380-26-000046
Gross margin
Why n/m

This filer reports no gross profit line, so there is no gross margin to compute. Banks, insurers and REITs do not present cost of revenue.

n/m ComputedFY2025 10-K, filed Feb 24, 2026, 0000109380-26-000046
Operating margin
Why n/a

No operating income line is filed for this year.

n/a ComputedFY2025 10-K, filed Feb 24, 2026, 0000109380-26-000046
Net margin135.8% ComputedFY2025 10-K, filed Feb 24, 2026, 0000109380-26-000046
ZION 135.8%
CBSH 38.2%PB 34.6%HOMB 37.2%HWC 30.1%CFR 29.0%
29.0%135.8%
Net margin: ZION against the 5 companies named under Valuation context, each as filed for its own latest year. Placement only: no average is drawn.

4 of 10

Financial strength

What it owes against what it owns, and whether it can meet what falls due.

SEC filingComputedCompany statement

Zions Bancorporation, National Association: leverage, liquidity and distress, each with its source
FigureValue, source and document
Debt to equity
Why n/m

A bank's deposits are its raw material, not borrowings. Debt to equity computed over a deposit-funded balance sheet says nothing about solvency. Use the equity to assets ratio instead.

n/m ComputedFY2025 10-K, filed Feb 24, 2026, 0000109380-26-000046
Current ratio
Why n/m

Banks and insurers present an unclassified balance sheet under Regulation S-X, with no split between current and non-current. A current ratio needs that split, so there is none to show.

n/m ComputedFY2025 10-K, filed Feb 24, 2026, 0000109380-26-000046
Quick ratio
Why n/m

Banks and insurers present an unclassified balance sheet under Regulation S-X, with no split between current and non-current. A current ratio needs that split, so there is none to show.

n/m ComputedFY2025 10-K, filed Feb 24, 2026, 0000109380-26-000046
Interest coverage
Why n/m

Interest is what a lender pays for its inventory of money, not a financing charge sitting below the operating line. Interest coverage is not defined for lenders.

n/m ComputedFY2025 10-K, filed Feb 24, 2026, 0000109380-26-000046
Altman Z-score
Why n/m

Altman's Z-Score was estimated on manufacturers and explicitly excludes financial firms. A financial company scores in the distress zone by construction, so the number would be wrong rather than alarming. Not applicable to financials.

n/m ComputedClose of Oct 15, 2026 · FY2025 10-K, filed Feb 24, 2026, 0000109380-26-000046
Net debt4.15B ComputedFY2025 10-K, filed Feb 24, 2026, 0000109380-26-000046
Total assets 88.69BTotal liabilities 81.51BShareholders' equity 7.18BOwnsOwes, and equity
Total assets Total liabilities Shareholders’ equity
The balance sheet, line by line

Financial health

What Zions Bancorporation, National Association owned and owed at the end of fiscal 2025, from the balance sheet it filed (10-K, filed Feb 24, 2026, 0000109380-26-000046).

Zions Bancorporation, National Association: balance sheet position
Total assets88.69B FiledFY2025 10-K, filed Feb 24, 2026
Total liabilities81.51B FiledFY2025 10-K, filed Feb 24, 2026
Shareholders' equity7.18B FiledFY2025 10-K, filed Feb 24, 2026
Cash683.0M FiledFY2025 10-K, filed Feb 24, 2026
Total debt4.84B FiledFY2025 10-K, filed Feb 24, 2026
Net debt4.15B
Current ration/m
Debt to equityn/m
  • Debt to equity: FY2025: A bank's deposits are its raw material, not borrowings. Debt to equity computed over a deposit-funded balance sheet says nothing about solvency. Use the equity to assets ratio instead.
  • Current ratio: FY2025: Banks and insurers present an unclassified balance sheet under Regulation S-X, with no split between current and non-current. A current ratio needs that split, so there is none to show.
  • Interest cover: FY2025: Interest is what a lender pays for its inventory of money, not a financing charge sitting below the operating line. Interest coverage is not defined for lenders.

Read from the filed balance sheet for each year, with the income statement of the same year supplying operating profit where a ratio needs it. Nothing here is a view on whether this company is sound.

5 of 10

Valuation context

What the market charges for it, against its own record and companies like it.

Market dataSEC filingComputed

Zions Bancorporation, National Association: what the market charges, each with its source
FigureValue, source and document
Price to earnings10.48x ComputedClose of Oct 15, 2026 · FY2025 10-K, filed Feb 24, 2026, 0000109380-26-000046
P/E on trailing twelve months7.97x ComputedClose of Oct 15, 2026 · Trailing four quarters, each as known on the day; the quarterly filings are listed under Filings
Price to book1.29x ComputedClose of Oct 15, 2026 · FY2025 10-K, filed Feb 24, 2026, 0000109380-26-000046
Price to sales14.01x ComputedClose of Oct 15, 2026 · FY2025 10-K, filed Feb 24, 2026, 0000109380-26-000046
Enterprise value to EBIT
Why n/m

Enterprise value adds debt and subtracts cash. For a financial company both are the business itself, so the resulting multiple has no economic meaning.

n/m ComputedClose of Oct 15, 2026 · FY2025 10-K, filed Feb 24, 2026, 0000109380-26-000046
Enterprise value to EBITDA
Why n/m

Enterprise value adds debt and subtracts cash. For a financial company both are the business itself, so the resulting multiple has no economic meaning.

n/m ComputedClose of Oct 15, 2026 · FY2025 10-K, filed Feb 24, 2026, 0000109380-26-000046
Price to earnings over growth0.73 ComputedClose of Oct 15, 2026 · FY2025 10-K, filed Feb 24, 2026, 0000109380-26-000046
Diluted earnings per share6.01 USD FiledFY2025 10-K, filed Feb 24, 2026, 0000109380-26-000046
Graham number81.23 USD ComputedFY2025 10-K, filed Feb 24, 2026, 0000109380-26-000046

We publish no fair value or price target of our own. Value ZION on your own assumptions in the DCF workbench, starting from the filed figures.

Its own record, and companies like it

Valuation

What the market charges for Zions Bancorporation, National Association today, and the multiples it has carried. No value of ours: the figures are the filings’ and the market’s.

Zions Bancorporation, National Association: valuation
Share price63.01 USD
Market capitalisation9.20B USD
Enterprise value to EBITDAn/m
Graham number81.23 USD
Diluted earnings per share, FY20256.01 USD

Price to earnings on trailing twelve months, a different basis from the fiscal-year P/E above, since Oct 3, 2016: low 3.44x, median 10.81x, high 24.89x, latest 7.97x. 2,520 trading days with a meaningful ratio. Each close over the trailing twelve months of earnings as known that day: a quarter counts from the day it was filed.

Companies like Zions Bancorporation, National Association

  1. Commerce Bancshares, Inc. (CBSH)Market cap 7.97B USD
  2. Prosperity Bancshares, Inc. (PB)Market cap 8.11B USD
  3. Home Bancshares, Inc. (HOMB)Market cap 5.78B USD
  4. Hancock Whitney Corporation (HWC)Market cap 5.86B USD
  5. Cullen/Frost Bankers, Inc. (CFR)Market cap 9.58B USD

Same industry (Banks - Regional) and size band (Mid, 2B to 10B), nearest in market value and net margin. Each of those counts equally, by how many of the companies considered sit between the two on it. Closest first: the order is likeness and nothing else.

6 of 10

Cash generation

Whether profit arrives as cash, and what is paid back to shareholders.

SEC filingComputed

Zions Bancorporation, National Association: cash generation and what is paid out, each with its source
FigureValue, source and document
Free cash flow yield
Why n/m

For a bank, an insurer, a broker or investment firm, or a mortgage trust, operating cash flow swings with the size of the loan, trading and funding book rather than with operating performance, so free cash flow is not the measure of the business. Look at earnings and capital adequacy.

n/m ComputedClose of Oct 15, 2026 · FY2025 10-K, filed Feb 24, 2026, 0000109380-26-000046
Free cash flow952.0M USD ComputedFY2025 10-K, filed Feb 24, 2026, 0000109380-26-000046
Free cash flow margin
Why n/m

For a bank, an insurer, a broker or investment firm, or a mortgage trust, operating cash flow swings with the size of the loan, trading and funding book rather than with operating performance, so free cash flow is not the measure of the business. Look at earnings and capital adequacy.

n/m ComputedFY2025 10-K, filed Feb 24, 2026, 0000109380-26-000046
Dividend yield2.9% ComputedClose of Oct 15, 2026 · FY2025 10-K, filed Feb 24, 2026, 0000109380-26-000046
Payout ratio29.3% ComputedFY2025 10-K, filed Feb 24, 2026, 0000109380-26-000046
FY2016 Free cash flow: 400.0M USDFY2016 Net income: 469.0M USDFY2017 Free cash flow: 759.0M USDFY2017 Net income: 592.0M USDFY2018 Free cash flow: 1.05B USDFY2018 Net income: 884.0M USDFY2019 Free cash flow: 580.0M USDFY2019 Net income: 816.0M USDFY2020 Free cash flow: 548.0M USDFY2020 Net income: 539.0M USDFY2021 Free cash flow: 423.0M USDFY2021 Net income: 1.13B USDFY2022 Free cash flow: 1.28B USDFY2022 Net income: 907.0M USDFY2023 Free cash flow: 772.0M USDFY2023 Net income: 680.0M USDFY2024 Free cash flow: 1.05B USDFY2024 Net income: 784.0M USDFY2025 Free cash flow: 952.0M USDFY2025 Net income: 899.0M USD
Free cash flow Net incomeProfit that arrives as cash stands level with net income; a gap year after year is worth reading about.

7 of 10

Filings

Every figure, the year it is for and the document it was read from.

SEC filingMarket data

The filed figures

Computed from the accounts this company filed with the SEC and, in a ratio with a price in it, the last close, dated on this page. Every filed figure below carries the fiscal year and the filing date its accounts were read from, and every blank carries the reason it is blank. Nothing here is a view on this company.

Zions Bancorporation, National Association: the eight ratios, with the fiscal year and filing date behind each.
FigureValueYearAs of
10.48xFY2025Oct 15, 2026
1.29xFY2025Oct 15, 2026
n/mFY2025Oct 15, 2026
n/m Not meaningful for this company, such as a P/E on negative earnings or a bank's EV/EBIT.
n/mFY2025Oct 15, 2026
n/m Not meaningful for this company, such as a P/E on negative earnings or a bank's EV/EBIT.
n/mFY2025Feb 24, 2026
n/m Not meaningful for this company, such as a P/E on negative earnings or a bank's EV/EBIT.
2.9%FY2025Oct 15, 2026
n/mFY2025Feb 24, 2026
n/m Not meaningful for this company, such as a P/E on negative earnings or a bank's EV/EBIT.
n/mFY2025Feb 24, 2026
n/m Not meaningful for this company, such as a P/E on negative earnings or a bank's EV/EBIT.
14.01xFY2025Oct 15, 2026
0.73FY2025Oct 15, 2026
n/mFY2025Oct 15, 2026
n/m Not meaningful for this company, such as a P/E on negative earnings or a bank's EV/EBIT.
n/mFY2025Feb 24, 2026
n/m Not meaningful for this company, such as a P/E on negative earnings or a bank's EV/EBIT.
n/mFY2025Feb 24, 2026
n/m Not meaningful for this company, such as a P/E on negative earnings or a bank's EV/EBIT.

The figures are computed from the accounts for fiscal 2025, the newest full year on file. 17 filed fiscal years on record, FY2008 to FY2025, from SEC EDGAR. Prices as of Oct 15, 2026. Ratios recomputed Oct 15, 2026. Two facts, because a recompute is not a fresh quote.

The year and the filing date name the statement each figure’s accounts are read from, and they stand even where the figure itself could not be computed: the line beneath a blank says what that statement did not carry. A figure’s name opens its formula and the filings behind it; a statement that names no SEC filing has no filing date, and reads n/a.

Ten years of filed figures, year by year

Ten years of filed figures

10 filed fiscal years, FY2016 to FY2025, read from the annual reports Zions Bancorporation, National Association filed with the SEC. Each year names its filing. Amounts in USD, as filed.

Zions Bancorporation, National Association: revenue, earnings, free cash flow and returns, by fiscal year, with the filing each year was read from
YearRevenueOperating incomeNet incomeEPS, dilutedFree cash flowOperating marginReturn on equityFiling
FY2025662.0Mn/a899.0M6.01952.0Mn/a12.5%10-K, Feb 24, 20260000109380-26-000046
FY2024639.0Mn/a784.0M4.951.05Bn/a12.8%10-K, Feb 25, 20250000109380-25-000040
FY2023616.0Mn/a680.0M4.35772.0Mn/a11.9%10-K, Feb 23, 20240000109380-24-000061
FY2022614.0Mn/a907.0M5.791.28Bn/a18.5%10-K, Feb 23, 20230000109380-23-000074
FY2021575.0Mn/a1.13B6.79423.0Mn/a15.1%10-K, Feb 25, 20220000109380-22-000072
FY2020549.0Mn/a539.0M3.02548.0Mn/a6.8%10-K, Feb 25, 20210000109380-21-000082
FY2019525.0Mn/a816.0M4.16580.0Mn/a11.1%10-K, Feb 26, 20200000109380-20-000092
FY2018508.0Mn/a884.0M4.081.05Bn/a11.7%10-K, Feb 26, 20190000109380-19-000040
FY20172.19Bn/a592.0M2.60759.0Mn/a7.7%10-K, Mar 1, 20180000109380-18-000102
FY20161.95Bn/a469.0M1.99400.0Mn/a6.1%10-K, Feb 28, 20170000109380-17-000050
  • Revenue, compound annual growth FY2016 to FY2025: -11.3%
  • Earnings, compound annual growth FY2016 to FY2025: 7.5%
  • Earnings per share, compound annual growth FY2016 to FY2025: 13.1%
  • Free cash flow, compound annual growth FY2016 to FY2025: 10.1%

Every figure in this section is a line of a filed annual statement or a ratio of two of them. Nothing here is estimated or smoothed. Earnings per share filed before a share split are put on today's share count, and say so. Nothing here is a verdict on the company.

8 of 10

Risks and guardrails

The accounting screens, the published tests, and the lines you can set to be told.

ComputedCompany statement

Zions Bancorporation, National Association: accounting screens and published tests, each with its source
FigureValue, source and document
Beneish M-score
Why n/m

The Beneish M-Score is built on gross margin, receivables and asset quality indices estimated on non-financial firms. Those inputs are not defined here.

n/m ComputedFY2025 10-K, filed Feb 24, 2026, 0000109380-26-000046
Piotroski F-score
Why n/m

4 of the nine Piotroski signals are undefined for a bank: signal 5 (falling long-term leverage), signal 6 (rising current ratio), signal 8 (rising gross margin), signal 9 (rising asset turnover). We do not publish a partial score under the full score's name.

n/m ComputedFY2025 10-K, filed Feb 24, 2026, 0000109380-26-000046
Named tests met3 of 30 Computed
Beta1.11 ComputedClose of Oct 15, 2026

The named tests

Of 30 tests value investors published: 3 met, 15 not met, 12 we could not complete. Counts, never a score: a single figure would have to decide that meeting one investor’s criteria and meeting another’s are worth the same.

Which tests, by name(all 30)
Meets
P/E times P/B (Benjamin Graham); Cheapest quarter on P/E (David Dreman); Low P/E, growth, yield (John Neff)
Does not
Deep value; Large cap, low P/E; High F-score, low P/B (Joseph Piotroski); Low PEG, low debt (Peter Lynch); High returns and growth; High yield, low payout; Dividends and buybacks; Low beta, profitable; Near the 52-week low; High returns, low debt; High return on tangibles; Low P/S, rising earnings (James O'Shaughnessy); Book or below, low debt (Walter Schloss); Tangible book or below; Cheapest quarter on P/B (David Dreman)
Not measured
Defensive investor (Benjamin Graham); Earnings yield and ROIC (Joel Greenblatt); Three forensic scores; Gross margin, turnover (Robert Novy-Marx); EV/EBITDA and coverage; ROIC at or above WACC; Z-score and coverage (Edward Altman); Two thirds of NCAV (Benjamin Graham); Owner earnings yield; Cash-covered dividend; Cash-flow yield and ROIC; Clean books, high ROIC. A test with a figure we could not read is incomplete, never met and never failed.
Figures we could not read(17)
  • Current Ratio: Banks and insurers present an unclassified balance sheet under Regulation S-X, with no split between current and non-current. A current ratio needs that split, so there is none to show.
  • Debt to Equity: A bank's deposits are its raw material, not borrowings. Debt to equity computed over a deposit-funded balance sheet says nothing about solvency. Use the equity to assets ratio instead.
  • Piotroski F-Score: 4 of the nine Piotroski signals are undefined for a bank: signal 5 (falling long-term leverage), signal 6 (rising current ratio), signal 8 (rising gross margin), signal 9 (rising asset turnover). We do not publish a partial score under the full score's name.
  • EV/EBIT: Enterprise value adds debt and subtracts cash. For a financial company both are the business itself, so the resulting multiple has no economic meaning.
  • Return on Invested Capital: Invested capital is equity plus debt less cash. A financial company's debt and cash are operating positions, so returns measured against that base are not comparable to an operating business.
  • Altman Z-Score: Altman's Z-Score was estimated on manufacturers and explicitly excludes financial firms. A financial company scores in the distress zone by construction, so the number would be wrong rather than alarming. Not applicable to financials.
  • Beneish M-Score: The Beneish M-Score is built on gross margin, receivables and asset quality indices estimated on non-financial firms. Those inputs are not defined here.
  • Gross Margin: This filer reports no gross profit line, so there is no gross margin to compute. Banks, insurers and REITs do not present cost of revenue.
  • Asset Turnover: A lender's assets are loans and securities that earn interest, not plant used to produce sales. Revenue over assets is not a turnover measure here.
  • EV/EBITDA: Enterprise value adds debt and subtracts cash. For a financial company both are the business itself, so the resulting multiple has no economic meaning.
  • Interest Coverage: Interest is what a lender pays for its inventory of money, not a financing charge sitting below the operating line. Interest coverage is not defined for lenders.
  • Free Cash Flow Yield: For a bank, an insurer, a broker or investment firm, or a mortgage trust, operating cash flow swings with the size of the loan, trading and funding book rather than with operating performance, so free cash flow is not the measure of the business. Look at earnings and capital adequacy.
  • ROIC-WACC Spread: Invested capital is equity plus debt less cash. A financial company's debt and cash are operating positions, so returns measured against that base are not comparable to an operating business.
  • Price To Ncav: Net current asset value needs current assets, which an unclassified balance sheet does not report.
  • Owner Earnings Yield: For a bank, an insurer, a broker or investment firm, or a mortgage trust, operating cash flow swings with the size of the loan, trading and funding book rather than with operating performance, so free cash flow is not the measure of the business. Look at earnings and capital adequacy.
  • Capex To Ocf: For a bank, an insurer, a broker or investment firm, or a mortgage trust, operating cash flow swings with the size of the loan, trading and funding book rather than with operating performance, so free cash flow is not the measure of the business. Look at earnings and capital adequacy.
  • Dividend Coverage Ratio: For a bank, an insurer, a broker or investment firm, or a mortgage trust, operating cash flow swings with the size of the loan, trading and funding book rather than with operating performance, so free cash flow is not the measure of the business. Look at earnings and capital adequacy.

9 of 10

Declared positions

Whether anybody here owns this company.

Positions declared by the founder: no holding in any company shown here, as of October 3, 2026.

10 of 10

Next step

What to do with what you have read.

A thesis is your reason for owning it, in your words, with the figures that must stay true. Checking those figures every night against the newest filed accounts, and telling you once when one breaks, is what the subscription adds.

More on this company

What this cannot tell you

  • 17 figures could not be read on this company, among them Current Ratio, Debt to Equity, Piotroski F-Score. Each blank in the table above names the rest, with its reason. 12 named tests come back incomplete because of them, which is neither met nor missed.

And the one that is true of all of it: This is what the numbers say today. It cannot tell you the day one of them stops being true. Nothing here can, because the reasons are not written down.

Running this once is arithmetic on public documents and you are welcome to it. Writing down why you own each company, in your own words and with the numbers that have to stay true for it to hold, and then having those numbers re-checked every night against the newest filed accounts, and against the latest close where a rule watches a price, is Professional, the plan a new account starts on for 30 days, one trial per person. It writes to you the day one breaks, and stays quiet when nothing does. The check runs every night at 23:30 UTC. A filing is picked up the night after it is published.

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ValueScreener · valuescreener.ai · Computed from accounts filed with the SEC by this company, read from EDGAR, and from dated closing prices. On this page a filed figure opens into its formula, its inputs and the statement, fiscal year and filing date it was read from, and a price into the day of its close. A figure that cannot show that trail says so.

A computation on accounts filed with the SEC, not a recommendation and not advice. Past filings do not indicate future results. Risk disclaimer.

Margin Notes

Once a week, what changed in the filings of US-listed companies, why it can matter to a thesis, and what deserves a closer review. Grounded in filings, not market noise.

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